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 Ace Cash Express Payday Loans

ACE Cash Express

Payday loans range from $100 to $1,500, depending on state regulations.

Installment loans range from $100 to $2,500, with flexible repayment terms.

Instant approval decisions online or in-store.

Safe & easy application process.

Apply online for convenience or in-person at 850+ ACE locations.

Overview Details States Serviced

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Last Updated September 3, 2025
Direct Lender
 Installment Loans

MaxLend

Installment Loan between $100 to $2000.

Fast, secure and easy online application.

Fast funding with flexible repayment option.

Money in your bank account as soon as next business day.

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Last Updated August 20, 2021
Tribal Lender
 Tribal loan lender

Explore Credit

Fast and simple short-term installment loans up to $2,000.

No hidden fees, transparent borrowing you can trust.

Easy online loan application with quick approvals.

Secure, fully automated process, no paperwork needed.

No phone calls or in-person visits required.

Receive a decision in just minutes, and money as soon as the next business day.

States Serviced

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Last Updated July 9, 2025
Tribal Lender
 Installment Loans

OppLoans

Personal Installment Loans up to $4,000.

Lower Interest Rates.

Fast Approval and Fast Funding.

Longer Repayment terms.

Easy, Safe and Secure Online Application.

Overview Details States Serviced

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Last Updated December 13, 2021
Direct Lender
 Jora Credit

Jora Credit

Installment Loans & Lines of Credit range between $500 to $4000

Quick, Easy, and Secure Online Application.

Apply anytime, anywhere, from your Laptop, Phone, or Tablet.

Get funds in your bank account as soon as the next business day*.

Overview Details States Serviced

Last Updated July 21, 2025
Direct Lender
 Payday Loans

Check Into Cash

Applying is as simple as 1-2-3!

Online Payday Loans up to $1,000* New customers up to $750 or states max loan amount.

Title Loans up to $25,000*

Quick, Secure & Confidential.

Cash deposited to your bank account in 24 hours.

Overview Details States Serviced Video Rates & Terms

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Last Updated July 7, 2021
DIRECT LENDER
 Installment Loans Online

Honest Loans

HonestLoans.net is a Lender Connecting Service and a trusted source to apply for a Personal Installment Loan

Get quick access to personal installment loans between $400 to $50,000

Easy online application, integrated with multiple lending partners

256 bit industry leading SSL encryption technology to keep your information safe & secure

States Serviced

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Last Updated July 28, 2021
Lender Connect Service
 Installment Loans

ZocaLoans

Installment Loans starting from $300 to $1000

Simple, easy, 5 minutes short application

Instant decision & Quick funding

Funds in your bank account as soon as next business day

Details States Serviced

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Last Updated August 2, 2021
Tribal Lender
 Payday Loans

Cash Net USA

CashnetUSA offers Payday loans up to $1000.

Simple application, completes in 2 minutes.

Instant online approval.

Get funded by next business day.

Overview Details States Serviced

Last Updated August 2, 2021
DIRECT LENDER
 NetCredit Personal Loans

NetCredit

Borrow $1,000 to $10,000 with a NetCredit personal loan.

Get up to $4,500 with a NetCredit line of credit.

Check eligibility without hurting your credit score.

Build credit with on-time payments.

Funds available as soon as the next business day.

Overview Details States Serviced

Last Updated April 21, 2026
Direct Lender
 Installment Loans

MoneyKey

Loans from $150 - $2,600, depending on state

Simple, secure online application process

Loan approval in minutes

Fast and friendly customer service

Funding in as soon as the next business day

Overview Details States Serviced

Last Updated August 2, 2021
Direct Lender
 Payday Loans

Cash Central

Payday Loans Online & Signature Installment Loans.

Payday Loans $100 - $1000.

Installment Loans $1000 - $5000

Secure & Easy Online Application

Overview Details States Serviced Rates & Terms

Last Updated August 3, 2021
DIRECT LENDER
 Payday Loans

Check n Go

Payday Loans Online between $100 to $1500*

Installment Loans between $100 to $5000*

Simple and Secure Online Application

Funding by next business day*

24/7 Customer Service.

Details States Serviced Video

Last Updated July 8, 2021
Direct Lender
 Installment Loans

Cash Store

Get an Installment Loan up to $3,000*

Cash Advance Loan up to $865*

Title Loan up to $25,000*

Apply online using a short and secure form

Visit the nearest store with the required documents

Get funded the same day, no overnight wait

Overview Details States Serviced Video

Last Updated December 11, 2021
Direct Lender*
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LendingPoint Personal Loan Disclosure

* Applications submitted on this website may be funded by one of several lenders, including: FinWise Bank, a Utah-chartered bank, Member FDIC; Coastal Community Bank, Member FDIC; Midland States Bank, Member FDIC; and LendingPoint, a licensed lender in certain states. Loan approval is not guaranteed. Actual loan offers and loan amounts, terms and annual percentage rates (“APR”) may vary based upon LendingPoint’s proprietary scoring and underwriting system’s review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees up to 10% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $1,000 to $36,500, at rates ranging from 7.99% to 35.99% APR, with terms from 24 to 72 months. Minimum loan amounts apply in Georgia, $3,500; Colorado, $3,001; and Hawaii, $2,000. For a well-qualified customer, a requested loan of $10,000 serviced by LendingPoint over a period of 48 months that has an APR of 26.59% with an origination fee of 10% may have a payment of $340.52 per month. (Actual terms and rate depend on credit history, income, and other factors.) The total amount due under the loan terms provided is $16,345.12 and the disbursal amount is $10,000. In the example provided, the total financed amount is increased to receive the full requested loan amount after the origination fee is deducted. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.

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SoFi Personal Loan Disclosure

Fixed rates from 8.74% APR to 35.49% APR reflect the 0.25% autopay interest rate discount and a 0.25% direct deposit interest rate discount. SoFi rate ranges are current as of 11/12/25 and are subject to change without notice. The average of SoFi Personal Loans funded in 2022 was around $30K. Not all applicants qualify for the lowest rate. Lowest rates reserved for the most creditworthy borrowers. Your actual rate will be within the range of rates listed and will depend on the term you select, evaluation of your creditworthiness, income, and a variety of other factors.

Loan amounts range from $5,000– $100,000. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 0%-7%, which will be deducted from any loan proceeds you receive.

PERSONAL LOAN INTEREST RATES AND FEES | ELIGIBILITY AND IMPORTANT DETAILS. Annual percentage rates (APRs) shown include the 0.25% autopay discount. If approved for a loan, the rates and terms offered will depend on things like creditworthiness, the length of the loan, and other factors, and will fall within the range of rates available by applicable loan term; check out our full APR examples and terms. Remember, not all applicants will qualify for the lowest rate. Want to learn more? See our eligibility criteria at SoFi.com/eligibility-criteria. SoFi reserves the right to change interest rates at any time without notice, changes would only apply to applications begun after the effective date of the change.

Fixed Rates: Fixed rates range from 8.74% APR to 35.49% APR (with autopay). The SoFi 0.25% autopay interest rate reduction requires you to agree to make your scheduled monthly payments by an automatic monthly deduction (ACH) from a savings or checking account. Enrolling in autopay is not required to receive a loan from SoFi. Loan Terms: SoFi Personal Loans offer loans with a period of repayment between 2 and 7-year terms. Loan Fees: SoFi personal loans have no fees required; specifically, no origination fees required, no late fees, no prepayment penalties.

PERSONAL LOAN | REPAYMENT EXAMPLE. The following example depicts the APR, monthly payment and total payments during the life of a $30,000 personal loan with a 2-year repayment term, a 0.25% autopay discount, and a fixed rate between 8.74% APR to 35.49% APR. It works out to 24 monthly payments ranging from $1,356.68–$1,529.07 for a total amount of payments ranging from $32,560.37–$36,697.76. This repayment example assumes that the borrower is signed up for autopay and that all payments are made on time, with no pre-payments. Actual rates may vary based on repayment term, loan amount, creditworthiness, and other terms and conditions. SoFi does not offer variable rate personal loans. State restrictions may apply.

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Universal Credit Personal Loan Disclosure

Personal loans made through Universal Credit feature Annual Percentage Rates (APRs) of 11.69%-35.99%. All personal loans have a 5.25% to 9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 36 to 60 months. For example, if you receive a $10,000 loan with a 36-month term and a 28.47% APR (which includes a 22.99% yearly interest rate and a 7% one-time origination fee), you would receive $9,300 in your account and would have a required monthly payment of $387.05. Over the life of the loan, your payments would total $13,933.62.
 
The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Universal Credit’s bank partners. Information on Universal Credit’s bank partners can be found at https://www.universal-credit.com/bank-partners/
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Upstart Personal Loan Disclosure

Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the full amount. Minimum loan amounts vary by state: GA ($3,100), HI ($2,100), MA ($7,000).

Although educational information is collected as part of Upstart’s rate check process, neither Upstart nor its bank partners have a minimum educational attainment requirement in order to be eligible for a loan.

If you accept your loan by 5pm EST (not including weekends or holidays), you will receive your funds the next business day. When the funds will be available to you will depend on your bank’s transaction processing time and policies.

The full range of available rates varies by state. A representative example of payment terms for an unsecured Personal Loan is as follows: a borrower receives a loan of $10,000 for a term of 60 months, with an interest rate of 20.10% and a 8.53% origination fee of $853, for an APR of 24.65%. In this example, the borrower will receive $9,147 and will make 60 monthly payments of $267. APR is calculated based on 5-year rates offered in June 2025. There is no downpayment and no prepayment penalty. Your APR will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will be approved.

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Upgrade Personal Loan Disclosure

Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.74%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $341.48. Over the life of the loan, your payments would total $12,293.46. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade’s bank partners.

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DirectLendersList is not a review site; instead, it provides a comprehensive overview of financial products and services and incorporates the Web Rating feature to assist users in making informed decisions.

Web Ratings are important to consider when deciding on financial products or services. These ratings provide insights into the customer experience and serve as a helpful metric for assessing the quality of specific lenders, loan marketplaces, banks, or credit card issuers.

At DirectLendersList, our internal team takes the initiative to prepare web ratings for various financial products and services. These ratings are compiled using multiple channels to gather data from across the web, including customer feedback, ratings from reputable customer review sites, industry reputation, and other relevant data sources. Utilizing these diverse sources of information aims to provide users with a comprehensive and well-rounded assessment of the financial product or service.

The collected data is then utilized to calculate an average web rating, typically on a scale of 1 to 5, reflecting the overall customer satisfaction and experience associated with the specific offering. It is important to emphasize that these ratings are independently prepared by the DirectLendersList internal team and have not been influenced or approved by advertisers. This ensures the ratings remain objective and unbiased, providing users with reliable information to aid their decision-making process.

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Our website is an informative comparison site committed to providing users with helpful information about various products and services that match their needs. Because of the advertising compensation we receive from brands and service providers, we can provide this service for free. Advertising income, product popularity, and our subjective experience and procedures may all impact the placement and position of brands on our site and its pages. It is important to remember that the brand overview is provided “as-is,” with no guarantees or warranties, and should not be interpreted as an endorsement. We try to keep the information up-to-date, but the terms of offers may change at any time.

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