Loan by Phone

Payday Installment Loans Direct Lender
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LoanByPhone is a premier mobile direct lender.

Instant decision and approval within seconds.

Quick, Secure and Confidential

Direct lender and Established in 2003

*Loan amounts vary by state

Service Details

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State LicensedLoan by Phone is an owned subsidiary of Check Into Cash, Inc. founded in 2003.
Loan Amount$100 to $1500 in Payday loans. Installment Loans from $500 to $1500 in select states. Amounts may vary depending on the state law.
APRAPR varies depending on the state law.
Loan PeriodThe loan term varies depending on the state law.
BBB RatingNA
CFSA MemberLoanByPhone adheres to the same standards established by the parent company Check Into Cash and the Community Financial Services Association of America (CFSA).
Funding TimeAs soon as next business day*.

States Serviced by Loan by Phone

The states serviced may change without prior notice, visit the lender’s website for up to date information.

Payday Loans

  • Alaska
  • Alabama
  • California
  • Delaware
  • Florida
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Louisiana
  • Mississippi
  • Missouri
  • Nevada
  • Oklahoma
  • Oregon
  • Tennessee
  • Texas                                      Serviced as Credit Access Business(CAB)
  • Utah
  • Washington
  • Wisconsin
  • Wyoming

Installment Loans

  • California
  • Mississippi
  • Missouri
  • Wisconsin
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