Loan by Phone

Payday Installment Loans Direct Lender
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LoanByPhone is a premier mobile direct lender.

Instant decision and approval within seconds.

Quick, Secure and Confidential

Direct lender and Established in 2003

*Loan amounts vary by state

Service Details

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State LicensedLoan by Phone is an owned subsidiary of Check Into Cash, Inc. founded in 2003.
Loan Amount$100 to $1500 in Payday loans. Installment Loans from $500 to $1500 in select states. Amounts may vary depending on the state law.
APRAPR varies depending on the state law.
Loan PeriodThe loan term varies depending on the state law.
BBB RatingNA
CFSA MemberLoanByPhone adheres to the same standards established by the parent company Check Into Cash and the Community Financial Services Association of America (CFSA).
Funding TimeAs soon as next business day*.

States Serviced by Loan by Phone

The states serviced may change without prior notice, visit the lender’s website for up to date information.

Payday Loans

  • Alaska
  • Alabama
  • California
  • Delaware
  • Florida
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Louisiana
  • Mississippi
  • Missouri
  • Nevada
  • Oklahoma
  • Oregon
  • Tennessee
  • Texas                                      Serviced as Credit Access Business(CAB)
  • Utah
  • Washington
  • Wisconsin
  • Wyoming

Installment Loans

  • California
  • Mississippi
  • Missouri
  • Wisconsin

Directlenderslist.com is a one-stop online platform, developed to connect loan seekers to Direct Licensed Lenders, Tribal Lenders, Trusted Peer to Peer Lending Companies, Licensed Credit Access Businesses, Registered Credit Services Organizations and Lender Connecting Services. We have added State Licensed Lenders, Tribal Lenders, Peer to Peer Lending Companies, CAB's, CSO's, Lender connection services and have listed them on our website. You can use the platform according to your requirement and the offer of your choice.

We do not ask or collect any sensitive personal information or charge any fees for using our service. This site contains links to connect borrowers to the lender's website, to apply for a loan. We are compensated by our partners, in the form of commission if you get approved for a loan.

Directlenderslist.com itself, is not a loan provider. You are requested to refer lenders website for complete and up to date information before applying for a financing.

Payday Loans, Installment Loans, Title Loans are an expensive form of credit. Other alternative forms of credit may be less costly and more suitable for your financial requirements. Before borrowing, please consider whether you will be able to repay the amount you borrow along with interest and any other charges disclosed to you in your loan agreement with the lender. Customers with continued credit troubles should seek credit counseling.

Direct State Licensed Lenders, Tribal Lenders, Peer to Peer Companies, CAB's, CSO's and Lender Connecting Services mentioned on the site do not endorse or guarantee, and will not be accountable for the content on the website.

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