DirectLendersList is your go-to platform for the best installment loans in Florida. We thoroughly compare direct lenders and loan marketplaces, ensuring that you make a well-informed decision that suits your needs. Whether short-term or long-term financing, we have all your bases covered. With our expert guidance, you can confidently take charge of your financial situation.
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Ace Cash Express is a trusted and state-licensed direct lender that offers online installment loans to eligible applicants in Florida, regulated by the Florida Office of Financial Regulation. The loan amounts range from $100 to $1,000, providing borrowers with flexible financing options catering to their needs.
APR Range
Up to 399%*
Min. Credit Score
None
Repayment Terms
Up to 6 months*
Funding Time
Next working day*
⇒ Applicant must meet the minimum age requirement of 18 years or older.
⇒ Proof of steady and recurring income is necessary, such as employment, disability benefits, retirement funds, self-employment earnings, or other reliable sources of revenue.
⇒ A valid and active bank account, active for at least one month, is required.
⇒ Required personal information includes name, address, email, phone number, and a valid social security number or ITIN.
• Company Name: – Ace Cash Express
• Loan Type: – Installment Loans
• State: – Florida
• Serviced As: – State-Licensed Direct Lender
• Minimum Amount: – $100
• Maximum Amount: – $1,000
• Loan Term: – Up to 180 days*
• Funding Time: – Next business day*
• APR range: – Up to 399%* (APR) varies on loan term, amount and other factors.
• Fees: – No Prepayment Penalties
BadCreditLoans.com is a lender-connecting service that provides a quick way to find installment loans ranging from $500 to $10,000 in Florida. It connects consumers with a network of direct lenders and lending platforms, streamlines the loan search process, and saves time finding suitable personal installment loan options.
APR Range
5.99% – 35.99%*
Min. Credit Score
None
Repayment Terms
3 months to 6 years
Funding Time
Following working day*
⇒ Applicant must be 18 or older to apply.
⇒ Legal documentation confirming your citizenship or permanent residency status is mandatory to proceed.
⇒ Must provide a valid driver’s license or state-issued ID.
⇒ Must have a reliable income stream from either full-time work or self-employment.
⇒ Must have proof of income, such as pay stubs or bank statements.
⇒ Applicant must have a checking account in their name, as it is mandatory.
⇒ Contact information, including your home and work phone numbers, is required.
⇒ Must provide a valid email address for communication.
• Company Name: – BadCreditLoans.com (Great, LLC)
• Loan Type: – Installment Loans Online
• State: – Florida
• Serviced As: – Lender Connecting Service (Not a Direct Lender)
• Minimum Amount: – $500
• Maximum Amount: – $10,000
• Loan Term: – 3 months to 72 months
• Funding Time: – As fast as the next business day* (Varies by the lender)
• APR range: – 5.99% – 35.99%* (The requirements may vary depending on the lender and state regulations.)
• Fees: –Any loan fees will be determined and disclosed by the lender.
Your lender or financial service providers will solely determine the loan term, fees, and interest rates.
APR Range Example
$2,600 loan at 18.9% APR = $239.48/month for 12 months ($2,873.76 total)
ExploreCredit is a tribal lender that operates in Florida and provides online installment loans which range from $300 to $2,000. As a tribal lender, ExploreCredit operates under the governance of Native American tribe reservations and complies with tribal laws and regulations.
APR Range
Undisclosed
Min. Credit Score
None
Repayment Terms
Up to 9 Months
Funding Time
Next business day*
⇒ Minimum age requirement of 18 years for loan applications.
⇒ Must be a U.S. citizen or permanent resident.
⇒ An active checking account is mandatory for loan processing.
⇒ Proof of income is required to verify repayment capacity.
⇒ Valid email address and phone number for communication purposes.
⇒ Social security number for identity verification.
⇒ Government-issued identification or driver’s license for the loan application process.
• Company Name: – Explore Credit
• Loan Type: – Short-term Installment Loans Online
• State: – Florida
• Serviced As: – Direct Tribal Loan Lender
• Minimum Amount: – $300
• Maximum Amount: – $2,000
• Loan Term: – Up to 9 months
• Funding Time: – Same day or next business day
• APR range: –Undisclosed (APR) varies depending on the length and size of the loan.
• Fees: – No penalty on prepayment
Disclaimer
Caution: Tribal lenders operate under tribal law, which may differ from state and federal law. It's important to note that they are not subject to federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as other state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.
MaxLend is a direct tribal lender that offers flexible online installment loans up to $3,000 in Florida. MaxLend follows tribal laws and regulations and operates within the legal framework created by Native American tribe reservations.
APR Range
471.78% to 841.45%*
Min. Credit Score
None
Repayment Terms
9 months to 18 months
Funding Time
Same day or Next business day*
⇒ Eligibility requirements include being at least 18 years old and a resident of Florida.
⇒ Active checking account and meeting minimum income requirements are necessary.
⇒ Bankruptcy status must not be active or planned.
⇒ A valid social security number or ITIN is required for verification.
⇒ A steady and reliable source of income is mandatory, including full-time or part-time employment, self-employment, or government benefits.
⇒ Providing a valid email address and phone number is essential for communication and loan updates.
⇒ Proof of identity, such as a driver’s license or state-issued ID, must be provided for verification purposes.
• Company Name: – MaxLend (Uetsa Tsakits, Inc)
• Loan Type: – Online Short-Term Installment Loans
• State: – Florida
• Serviced As: – Tribal Lender
• Minimum Amount: – $100
• Maximum Amount: – $3,000
• Loan Term: – 9 to 18 months
• Funding Time: – Same or as fast as following business day
• APR range: – 471% to 842%* (APR) varies on loan duration and amount borrowed.
• Fees: – No prepayment penalties
Disclaimer
MaxLend is an economic development arm and instrumentality of the Mandan, Hidatsa, and Arikara Nation, a federally-recognized sovereign American Indian Tribe. As a result, if you decide to do business with MaxLend, any dispute resolution process will be governed by Tribal law. Since MaxLend is owned by three federally recognized sovereign American Indian Tribes, it is not subject to suit or service of process. This implies that your potential forums for dispute resolution will be limited. If you are uncomfortable doing business with a sovereign instrumentality that cannot be sued in court, MaxLend recommends considering alternative services.
CashUSA.com is a lender-connecting platform that streamlines the search for online installment loans in Florida. Through its network of direct lenders and lending partners, CashUSA.com offers loans ranging from $500 to $10,000, providing borrowers with a wide range of options to meet their financial needs.
APR Range
5.99% – 35.99%*
Min.Credit Score
None
Repayment Terms
3 to 72 months
Funding Time
1 to 2 business days*
⇒ Applicants must be 18 years old or older and a citizen or permanent resident of the United States.
⇒ A valid and active checking account in the applicant’s name is required.
⇒ A consistent source of income and a minimum employment duration of 90 days are necessary.
⇒ An active email address, phone number, and residential address must be provided for communication purposes.
• Company Name: – CashUSA.com
• Loan Type: – Online Installment Loans
• State: – Florida
• Serviced As: – Lender Connecting Platform (Not a Direct Lender)
• Minimum Amount: – $500
• Maximum Amount: – $10,000
• Loan Term: – 3 Months to 72 Months
• Funding Time: – As soon as the following business day (depending on the lender)
• APR range: – 5.99% -35.99% (Varies on the lender)
• Fees: – The origination charge, along with all other fees, is entirely subject to the lender’s discretion.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
APR Range Example
$3200 loan at 16.9% APR = $158.06/month for 24 months ($3793.44 total)
OppLoans is a trusted and reputable provider of personal installment loans in Florida, offering borrowers access to loans up to $4,000 through its lending partner network. The loans are serviced by OppLoans and funded by its reliable and established lending partners.
APR Range
Up to 160%*
Min.Credit Score
550+
Repayment Terms
9 to 18 Months
Funding Time
1 to 3 business days*
⇒ Minimum age requirement of 18 years to apply for a loan.
⇒ Active and valid checking or savings account necessary.
⇒ U.S. citizenship or permanent residency is a requirement.
⇒ Verifiable and steady income source, such as employment, self-employment, or government benefits.
⇒ Valid government-issued identification is mandatory.
⇒ Contact information, including a valid email address and phone number, is necessary for communication.
Company Name: – OppLoans (Opportunity Financial, LLC)
Loan Type: – Personal Installment Loans
State: – Florida
Serviced As: – Loan Facilitator (Loans are approved, underwritten, and funded by its lending partners, while being serviced by OppLoans.)
Minimum Amount: – $500
Maximum Amount: – $4,000
Loan Term: – 9 Months to 18 Months
Funding Time: – 1 to 3 working days
APR range: – Up to 160% (APR) may vary depending on the loan amount, term, and creditworthiness.
Fees: – No prepayment penalties
APR Range Example
$3,000 at 160% APR = $514.60/month for 12 months ($6175.20 total)
HonestLoans.net is an online lender connecting service that connects borrowers in Florida with a network of direct lenders, providing flexible installment loan options from $200 to $50,000.
APR Range
Varies
Min Credit Score
None
Repayment Terms
Varies
Funding Time
1 to 2 business days
⇒ You must be 18 years or older.
⇒ Maintain an active, in-good-standing bank account for electronic transactions.
⇒ Be a legal U.S. citizen or permanent resident.
⇒ Have a steady source of income, meeting the $800 monthly income requirement.
⇒ Provide a working phone number and email address.
⇒ Income verification may be required through employment proof or bank statements.
• Company Name: – HonestLoans.net
• Loan Type: – Installment & Personal Loans Online
• State: – Florida
• Serviced As: – Lender Connecting Service
• Minimum Amount: – $200
• Maximum Amount: – $50,000
• Loan Term: – Up to 72 months*
• Funding Time: – 1 to 2 working days*
• APR range: – The APRs differ based on the lender’s policies and the state’s regulations.
• Fees: – The lender would disclose any associated fees.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
ZocaLoans is a direct tribal lender in Florida, offering convenient online applications and quick funding for short-term installment loans up to $1500, operating under the governance of tribal laws and regulations on a Native American tribe reservation.
APR Range
Up to 795%*
Min Credit Score
None
Repayment Terms
Up to 6 Months
Funding Time
Next business day*
⇒ You must possess a valid driver’s license.
⇒ You must be at least 18 years old.
⇒ You must have an active checking account with an ABA, routing number, and debit card information.
⇒ You may need to verify your income or employment during the application process.
⇒ Provide a current telephone number and email address as well.
• Company Name: – ZocaLoans (Rosebud Lending)
• Loan Type: – Short-term Installment Loans
• State: – Florida
• Serviced As: – Tribal Loan Lender
• Minimum Amount: – $200
• Maximum Amount: – $1,500
• Loan Term: – Up to 6 Months
• Funding Time: – As fast as same or next business day*
• APR range: – Up to 795%* (APR) varies on loan amount and term
• Fees: – No prepayment penalty
NSF fee of $25* and Late fee of $25* may apply.
Disclaimer
Caution: Tribal lenders operate under tribal law, which may differ from state and federal law. It's important to note that they are not subject to federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as other state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.
