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Direct Installment Loan Lenders in Texas

DirectLendersList is your ultimate gateway for unlocking the best Texas installment loans. Our reliable platform caters exclusively to your needs, providing a smooth experience in locating the perfect online installment loans tailored precisely to suit you. With a curated list of top-notch direct lenders and loan marketplaces, you can effortlessly compare and connect with lenders that perfectly align with your financial objectives. Take control of your financial destiny and gain swift access to funds through our user-friendly interface, designed for your convenience. Finding and securing the ideal installment loans in Texas has never been easier or more rewarding than with DirectLendersList. Let us be your trusted partner in achieving your financial dreams.

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Texas Installment Loans
Web Rating
3.5/5
Loan Amount:
$100 – $2,000

Ace Cash Express

Ace Cash Express functions as a Credit Access Business in Texas, licensed and examined by the Office of Consumer Credit Commissioner. Ace Cash Express offers installment loans that range from $100 to $2000. These loans are arranged by ACE Credit Access LLC and are funded by trusted third-party lenders. With a focus on transparency and adherence to regulations, Ace Cash Express provides reliable financing solutions to help you manage life’s monetary obstacles with confidence and security.

APR Range

Up to 630.16%*

Min. Credit Score

None

Repayment Terms

Up to 180 days*

Funding Time

Next business day*

Requirements

Applicant must be at least 18 years old or above to be eligible to apply for a loan.

Must provide proof of stable income from any reliable sources, including employment, disability benefits, retirement funds, self-employment income, or other trustworthy means.

Possess an active and valid bank account maintained for at least one month.

Provide essential personal details, including name, address, email, phone number, and a valid social security number or ITIN.

Details

• Company Name: – Ace Cash Express

• Loan Type: – Installment Loans

• State: – Texas

• Serviced As: – Credit Access Business

• Minimum Amount: – $100

• Maximum Amount: – $2,000

• Loan Term: – Up to 6 months*

• Funding Time: – Following business day*

• APR range: – Up to 630.16%* (APR) varies based on loan term, loan amount and other credit qualification factors.

• Fees: – No penalties on repaying early

Texas online Installment Loans
Web Rating
3.5/5
Loan Amount:
$100 – $5,000

Funds Nationwide

FundsNationwide.com is a lender connection service that ensures swift and seamless access to funds, connecting borrowers with reputable direct lenders and loan providers. Their secure portal safeguards your information, providing peace of mind throughout the application process. In Texas, FundsNationwide extends access to installment loans online ranging from $100 to $2,000, catering a diverse borrowing needs, making borrowing easy and efficient while putting customer satisfaction first.

APR Range

Varies

Min. Credit Score

None

Repayment Terms

Varies

Funding Time

As early as next business day*

Requirements

Eligibility requires being at least 18 years old.

An active checking account in the applicant’s name is required.

Be a U.S. citizen or permanent resident to apply.

A stable and verifiable income meeting the minimum monthly requirement of $1000 is essential.

Must provide valid and current contact information, including phone number and email address.

The lender may ask for documentation verifying your income to determine your loan repayment ability.

Details

• Company Name: – Fundsnationwide.com

• Loan Type: – Installment Loans Online

• State: – Texas

• Serviced As: – Lender Connecting Service

• Minimum Amount: – $100

• Maximum Amount: – $5,000

• Loan Term: – Varies*

• Funding Time: – Next working day*

• APR range: – The APRs of loans may vary depending on the lender’s policies and state regulations.

• Fees: – The lender will inform the borrower about any fees linked to the loan.

 

The loan term, fees, and interest rates are determined solely by your lender or lending partner.

Texas Direct Tribal Loan Lenders Online
Web Rating
3/5
Loan Amount:
$300 – $2,000

Explore Credit

ExploreCredit.com is a direct tribal lender and a trusted destination for seamless access to short-term installment loans in Texas. Offering loan amounts ranging from $300 to $2,000. With a customer-focused approach and compliance with Native American tribe reservation laws, ExploreCredit.com ensures a secure and efficient lending process. Get the funds you need with ease and convenience through a smart and fast online loan application process. Discover the financial support you need with ExploreCredit’s reliable lending solutions.

APR Range

Undisclosed

Min. Credit Score

None

Repayment Terms

Up to 9 Months

Funding Time

Next business day*

Requirements

To qualify, you must be at minimum 18 years old.

You must be either a U.S. citizen or permanent resident to be considered.

An active checking account that can process ACH transfers is required to proceed.

To be eligible, you must verify your present employment status, maintain a stable income, and fulfill the minimum monthly income criteria.

Provide valid contact details, including phone number, email address, and permanent residential address.

Identity verification involves providing a Social Security number and driver’s license.

Details

• Company Name: – Explore Credit 

• Loan Type: – Short-term Installment Loans

• State: – Texas

• Serviced As: – Tribal Lender

• Minimum Amount: – $300

• Maximum Amount: – $2,000

• Loan Term: – Up to 9 months 

• Funding Time: – Same business day or following business day

• APR range: – Undisclosed (APR) varies depending on the amount and term.

• Fees: – No prepayment penalties or hidden charges

Disclaimer

Caution: Tribal lenders operate under tribal laws within the Native American Tribe reservations, which may differ from state and federal laws. It's important to note that tribal lenders may not be subject to state or federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional licensed lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.

Installment loans in Texas
Web Rating
3.7/5
Loan Amount:
$500 – $10,000

BadCreditLoans.com

Discover a lending solution tailored to your needs with BadCreditLoans.com, a trusted online lender connecting platform that extends access to installment loan options through a broad network of reputable direct lenders and loan providers. Take control of your financial future, access funds conveniently, and embark on a journey towards better credit with a user-friendly portal. With loan amounts ranging from $500 to $10,000 in Texas, BadCreditLoans.com is your reliable ally in overcoming financial hurdles.

APR Range

5.99% – 35.99%*

Min. Credit Score

None

Repayment Terms

3 months to 6 years

Funding Time

Following working day*

Requirements

⇒ Minimum age: The applicant needs to be at least 18 years old or above.

⇒ Citizenship or residency: Only individuals who are U.S. citizens or permanent residents are eligible to apply.

⇒ Identity validation: Provide valid identification such as a driver’s license and Social Security number.

⇒ Steady income source: A reliable and verifiable income stream is required.

⇒ Income verification: To confirm your income, the lender may ask for documentation like your pay stubs or bank statements.

⇒ Active bank account: An operational checking account in the applicant’s name is absolutely necessary.

⇒ Accurate contact details: Provide valid contact information for timely updates, including work and home phone numbers and a valid email address.

Details

• Company Name: – BadCreditLoans.com (Great, LLC)

• Loan Type: – Unsecured Online Installment Loans

• State: – Texas

• Serviced As: – Lender Connection Service (Not a Direct Lender)

• Minimum Amount: – $500

• Maximum Amount: – $10,000

• Loan Term: – 3 months to 72 months

• Funding Time: – As quick as next business day* (Varies by the lender)

• APR range: – 5.99% – 35.99%* (The APR range may vary depending on the lender and state laws.)

• Fees: – The lender will provide the borrower with information regarding the fees associated with the loan.

 

Your lender or financial service providers will solely determine the loan term, fees, and interest rates.

APR Range Example

$4,000 loan at 12.9% APR = $357.08/month for 12 months ($4284.98 total)

Texas Installment loans Tribal Lenders
Web Rating
3/5
Loan Amount:
$100 – $3,000

MaxLend

MaxLend is a reputable tribal lender offering accessible short-term installment loans. Operating under the legal framework of Native American tribe reservations, MaxLend ensures compliance with tribal laws and regulations. With loans ranging from $100 to $3,000 in Texas, MaxLend caters to various financial situations, providing borrowers quick funding to meet their urgent financial needs. Their commitment to customer satisfaction and transparent lending practices makes them a reliable choice for those looking for flexible financing solutions.

APR Range

471.78% to 841.45%*

Min. Credit Score

None

Repayment Terms

9 to 18 months

Funding Time

Same or following business day*

Requirements

Applicant must be a legal resident of the United States and should be at least 18 years old to qualify.

Must have an active checking account that meets the specified requirement for the minimum duration it has been opened with the bank.

Must have valid proof of income, consistent earnings deposits into their bank account, and meet the minimum income criteria.

Applicant must not be involved in any ongoing bankruptcy cases and should have no intention of filing for bankruptcy in the future.

Providing accurate contact details, including email and phone numbers.

Valid proof of identity, such as a driver’s license or state-issued ID, must be presented for identity verification.

Details

• Company Name: – MaxLend (Uetsa Tsakits, Inc)

• Loan Type: – Online Short-Term Installment Loans

• State: – Texas

• Serviced As: – Direct Tribal Lender

• Minimum Amount: – $100

• Maximum Amount: – $3,000

• Loan Term: – 9 months to 18 months

• Funding Time: – Same day or next business day.

• APR range: – 471% to 842%* (APR) varies on loan duration and loan amount borrowed.

• Fees: – No prepayment fees.

Disclaimer

MaxLend is an economic development arm and instrumentality of the Mandan, Hidatsa, and Arikara Nation, a federally-recognized sovereign American Indian Tribe. As a result, if you decide to do business with MaxLend, any dispute resolution process will be governed by Tribal law. Since MaxLend is owned by three federally recognized sovereign American Indian Tribes, it is not subject to suit or service of process. This implies that your potential forums for dispute resolution will be limited. If you are uncomfortable doing business with a sovereign instrumentality that cannot be sued in court, MaxLend recommends considering alternative services.

Texas Installment Loans Online Direct Lenders
Web Rating
3.4/5
Loan Amount:
$500 – $10,000

CashUSA.com

CashUSA.com is a reliable lender connecting service for individuals seeking personal installment loans. Whether you need to consolidate debt or cover unexpected expenses, CashUSA.com can connect you with a network of direct lenders and loan providers offering loan amounts ranging from $500 to $10,000 in Texas. With a simple and secure online application process, you can apply for a loan from the comfort of your home and receive quick decisions. The platform is designed to cater to various credit backgrounds, making it accessible to people with good, bad, or no credit. With potential same-day funding available and a transparent borrowing experience, CashUSA.com aims to help you find the financial support you need with ease.

APR Range

5.99% – 35.99%*

Min.Credit Score

None

Repayment Terms

3 months to 6 years

Funding Time

1 to 2 business days*

Requirements

⇒ Age Requirement: Must be 18 or older to qualify. 

⇒ Citizenship or Residency: Be a citizen or permanent resident of the United States.

⇒ Employment Stability: Meet the lender’s specific income requirements and have at least 90 days of steady employment and consistent income. 

⇒ Bank Account: An active checking account in your name is mandatory. 

⇒ Contact Details: Provide valid work, home phone number, and an active email address.

Details

• Company Name: – CashUSA.com 

• Loan Type: – Personal Installment Loans Online

• State: – Texas

• Serviced As: – Lender Connecting Platform (Not a Direct Lender)

• Minimum Amount: – $500

• Maximum Amount: – $10,000

• Loan Term: – 3 months to 72 months

• Funding Time: – As early as the following business day (depending on the lender)

• APR range: – 5.99% -35.99% (Varies on the lender)

• Fees: – The lender has full authority to determine the origination fee or any other additional charges.

 

The loan term, fees, and interest rates are determined solely by your lender or lending partner.

APR Range Example

$3000 loan at 15.9% APR = $199.50/month for 24 months ($4788.09 total)

Texas Personal Installment Loans
Web Rating
4.4/5
Loan Amount:
$500 – $4000

OppLoans (Opportunity Financial)

OppLoans operates as a reliable loan facilitator in Texas, offering access to personal installment loans via its network of lending partners to individuals facing potential obstacles in obtaining conventional bank loans. With loan amounts ranging from $500 to $4,000, their effortless application procedure makes them a readily available choice for reliable lending. Note that all loans in Texas are underwritten and funded by lending partners while being serviced by OppLoans.

APR Range

Up to 160%*

Min.Credit Score

550+

Repayment Terms

9 to 18 Months

Funding Time

1 to 3 working days*

Requirements

⇒ Age requirement: Applicant must be at least 18 or above. 

⇒ Banking requirement: Must have an active checking or savings account in the applicant’s name. 

⇒ Citizenship and residence: Must be a U.S. citizen or permanent resident residing in Texas. 

⇒ Income source: Must have a consistent income from employment or government benefits like Social Security or Disability. 

⇒ Direct deposit: Income should be received via direct deposit. 

⇒ Identity verification: Must provide a valid government-issued ID for verification purposes. 

⇒ Contact information: Must provide valid and current contact details, including email and phone number.

Details

• Company Name: – OppLoans (Opportunity Financial, LLC)

• Loan Type: – Personal Installment Loans

• State: – Texas

• Serviced As: – Loan servicer (Loans are approved, underwritten, and funded by its lending partners while serviced by OppLoans.)

• Minimum Amount: – $500

• Maximum Amount: – $4,000

• Loan Term: – 9 months to 18 months

• Funding Time: – 1 to 3 business days

• APR range: – Up to 160% (APR) may vary depending on the loan amount, loan term, and creditworthiness.

• Fees: – No prepayment penalties or hidden fees

APR Range Example

$3000 at 160% APR = $514.60/month for 12 months ($6175.12 total)

Direct Lenders Installment Loans in Texas
Web Rating
3.1/5
Loan Amount:
$200 – $50,000

Honest Loans

HonestLoans.net is a lender connecting service and a reliable destination for finding fast and secure online installment loans in Texas, connecting borrowers with an extensive network of direct lenders and lending platforms to provide financial assistance for emergency expenses, medical bills, and more. With a seamless application process, you can receive funds ranging from $200 to $50,000 in as little as 24 hours. Your personal data is always protected with industry-level SSL encryption, giving you peace of mind while you borrow with ease and convenience from your laptop, mobile phone, or tablet.

APR Range

Varies

Min. Credit Score

None

Repayment Terms

Varies

Funding Time

1 to 2 business days*

Requirements

You must be at least 18 years old or above.

You should be either citizen of the United States or a permanent resident.

You must have an active checking account.

You must have a steady and verifiable income source.

Proof of income, which may include bank statements or pay stubs, may be requested.

You must meet the specified minimum monthly income requirement of $800.

You must provide up-to-date contact details, including phone number and email address.

Details

• Company Name: – HonestLoans.net

• Loan Type: – Payday Loans, Installment Loans & Personal Loans 

• State: – Texas

• Serviced As: – Lender Connection Service

• Minimum Amount: – $200

• Maximum Amount: – $50,000

• Loan Term: – Up to 6 years

• Funding Time: – 1 to 2 working days*

• APR range: – The APRs (Annual Percentage Rates) could differ based on the lender’s policies and state laws.

• Fees: – The lender will disclose the fees associated with the loan.

 

The loan term, fees, and interest rates are determined solely by your lender or lending partner.

Texas Direct Tribal Loan Lenders
Web Rating
3.2/5
Loan Amount:
$200 – $1,500

Zoca Loans

ZocaLoans.com is a direct tribal lender and a trusted online destination for short-term installment loans in Texas, offering a smooth and straightforward application process that takes just minutes to complete and provides instant decisions on your loan eligibility. With loan amounts ranging from $300 to $1,500, ZocaLoans.com ensures compliance with Native American tribe reservation laws, ensuring security and fairness throughout the lending process. ZocaLoans is the perfect option for fast and reliable financial solutions. Its exceptional customer service and prompt fund disbursement provide a stress-free experience.

APR Range

Up to 795%*

Min. Credit Score

None

Repayment Terms

Up to 6 Months

Funding Time

Next business day*

Requirements

⇒ Age Requirement: Be at least 18 years old or above.

⇒ Identity Verification: Valid government-issued ID, such as a driver’s license, is required.

⇒ Bank Account: An active checking account with ABA routing numbers and debit card information.

⇒ Contact Information: Provide a valid phone number and email address.

⇒ Income Verification: Submitting proof of income or employment may be required to assess loan eligibility.

Details

• Company Name: – ZocaLoans (Rosebud Lending)

• Loan Type: – Online Short-term Installment Loans

• State: – Texas

• Serviced As: – Tribal Lender

• Minimum Amount: – $200

• Maximum Amount: – $1,500

• Loan Term: – Up to 6 Months

• Funding Time: – As fast as same business day or next business day*

• APR range: – Up to 795%* (APR) varies on loan amount and term

• Fees: – No prepayment fees

NSF fee of $25* and Late fee of $25* may apply.

Disclaimer

Caution: Tribal lenders operate under tribal law, which may differ from state and federal law. It's important to note that they are not subject to federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as other state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.

Direct Lender Installment Loans Texas
Web Rating
3.6/5
Loan Amount:
$600 – $1,700

Jora Credit

Jora Credit is a state-licensed direct lender, licensed by the Office of Consumer Credit Commissioner in Texas, committed to providing personalized financial solutions. With installment loan amounts ranging from $600 to $1,600, Jora Credit offers swift and straightforward borrowing options, ensuring you can confidently tackle unexpected expenses. Experience a hassle-free lending process and quick funding options tailored to your needs with Jora Credit.

APR Range

Up to 94%*

Min. Credit Score

None

Repayment Terms

Up to 24 Months

Funding Time

Same day or next business day*

Requirements

⇒ Minimum Age Requirement: Applicant must be 18 or older to qualify.

⇒ Residency Status: Applicant should be a U.S. citizen or permanent resident residing in Texas to be eligible.

⇒ Stable Income Source: Proof of consistent employment or a verifiable income source is necessary.

⇒ Accurate Contact Information: Provide a valid email address and phone number for smooth communication.

⇒ Functional Checking Account: Applicant needs to have a checking account that is currently active.

Details

• Company Name: – Jora (Jora Credit)

• Loan Type: – Unsecured Installment Loans Online

• State: – Texas

• Serviced As: – Licensed Direct Lender

• Minimum Amount: – $600

• Maximum Amount: – $1,700

• Loan Term: – Up to 24 Months

• Funding Time: – Same business day or following business day, depending on the time the loan is acquired.

• APR range: – Up to 94%*

• Fees: – No application, origination, prepayment, or late fees.

APR Range Example

$1,000 at 78% APR = $95.55/month for 18 months ($1,720.00 total)

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Tribal Lender

Tribal Installment Loan Lenders
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Tribal Installment Loan Lenders