Direct Installment Loan Lenders In Texas

Ace Cash Express
Texas Installment Loans

Ace Cash Express operates as a Credit Access Business in Texas and is not a direct lender, licensed and examined by the office of consumer credit commissioner. Installment loans are arranged by ACE Credit Access LLC and funded by an unaffiliated third-party lender.


Company Name:- Ace Cash Express

Loan Type:- Installment Loans

State:- Texas

Serviced As:- Credit Access Business

Minimum Amount:- $100

Maximum Amount:- $2,000

Loan Term:- Up to 180 days

Funding Time:- As early as next business days*

APR range:- Up to 630.16%* (APR) varies based on loan term, loan amount and other credit qualification factors.

Fees:- No penalties on repaying early

Requirements:- 18 years or older, regular recurring income source, proof of active banking account, active email address, valid & contactable phone number, social security number.

 

OppLoans (Opportunity Financial)
online installment loans in Texas

Opportunity Financial will not be a direct lender in Texas. Instead, it operates as a Credit Access Business and offers access to personal online installment loans, licensed by the Office of Consumer Credit Commissioner. Opportunity Financial will service the loan once issued and act as a loan servicer; its lending partners will finance loans.


Company Name:- OppLoans (Opportunity Financial, LLC)

Loan Type:- Personal Installment Loans Online

State:- Texas

Serviced As:- Loan Servicer (Approved & funded by lending partners, serviced by OppLoans)

Minimum Amount:- $500

Maximum Amount:- $4,000

Loan Term:- 9 Months – 18 Months

Funding Time:- 1 to 2 business days

APR range:- Up to 160%* (APR) varies based on loan duration, loan amount and other factors.

Fees:- No prepayment fees to pay off the loan early or to make additional payments

Requirements:- Reside in Texas, 18 years or older, regular income source, proof of income, receive paychecks by direct deposit, active checking account, government-issued ID, and valid email & contactable phone number

 

Leap Credit
Direct Lenders Texas Installment Loans

Leap Credit serves as a Credit Access Business (CAB) in Texas and is not a direct lender, licensed by the Office of Consumer Credit Commissioner. Leap Credit will arrange an installment loan through a third-party lender and services the loan you receive from the lender.


Company Name:- Leap Credit

Loan Type:- Online Installment loans

State:- Texas

Serviced As:- Credit Access Business (CAB)

Minimum Amount:- $400

Maximum Amount:- $2,500

Loan Term:- Up to 6 months

Funding Time:- Up to 2 business days

APR range:- 552% – 795%* (APR) varies based on loan term and loan amount

Fees:- No penalty on prepayment or partial payment, Late fees may apply if authorized by the state laws

Requirements:- Residing & legal resident of Texas, SSN, permanent residence address, driving license issued by the government, employment information, an active banking account information

 

Blue Trust Loans
Direct lender Texas Installment Loans

Blue Trust Loans is a direct tribal loan lender regulated by tribal laws that provides installment loans online in Texas.


Company Name:- Blue Trust Loans (Hummingbird Funds, LLC)

Loan Type:- Short-Term Installment Loans Online

State:- Delaware

Serviced As:- Direct Tribal Loan Lender

Minimum Amount:- $100

Maximum Amount:- $3000

Loan Term:- Up to 9 Months

Funding Time:- Same or next business day funding

APR range:- 471.78% to 841.45%* (APR) varies on term of the loan and loan amount.

Fees:- No prepayment penalty for early or partial payment
Non-Payment and Late Payment fees may apply.

Requirements:- Provable monthly source of income, active bank account, 18 yrs or older, resident or citizen of the United States.

 

MaxLend
Direct lenders Installment Loan Texas

MaxLend provides access to online short term installment loans in Texas and is a direct tribal lender, regulated under the tribal laws.


Company Name:- MaxLend (Makes Cents, Inc)

Loan Type:- Short- Term Installment Loans Online

State:- Texas

Serviced As:- Direct Tribal Lender

Minimum Amount:- $100

Maximum Amount:- $3,000

Loan Term:- Up to 9 Months for first time customers

Funding Time:- Same day funding or next business day

APR range:- 471% to 842%* (APR) varies on loan duration and loan amount

Fees:- No penalties on early or partial payment

Requirements:- Verifiable & stable source of income, active checking account, 18 years of age or older, permanent citizen or resident of the United States.

 

ZocaLoans
Direct lender Online Texas Installment Loans

ZocaLoans is a tribal lender that provides access to online installment loans in Texas and is regulated by tribal laws.


Company Name:- ZocaLoans (Rosebud Lending)

Loan Type:- Online Installment Loans

State:- Texas

Serviced As:- Tribal Lender

Minimum Amount:- $200

Maximum Amount:- $1,500

Loan Term:- Up to 6 Months

Funding Time:- As quick as next business day

APR range:- Up to 795%* (APR) varies on loan amount and duration

Fees:- No prepayment penalties
NSF fees of $25* and Late fees of $25* may apply

Requirements:- Driver’s license number, checking account number, number, debit card number, SSN, Be at least 18 yrs of age, U.S citizen or resident.

 

HonestLoans.net
Texas Installment Loans Direct Lenders Online

HonestLoans.net is a lender connection service that gives access to online installment loans in Texas through its large network of reputable and trusted loan providers and direct lenders.

The loan term, fees, amount, and interest rates are determined solely by the lender or loan provider.


Company Name:- HonestLoans.net

Loan Type:- Personal Installment Loans

State:- Texas

Serviced As:- Lender Connection Service

Minimum Amount:- $100

Maximum Amount:- $50000

Loan Term:- Up to 72 months*

Funding Time:- 1 to 2 business day*

APR range:- APR may vary based on the lender policies and state laws

Fees:- The lender would disclose any fees associated with the loan.

Requirements:- 18-year-old or higher, US resident or citizen, regular stable source of income, active checking account, valid phone number & email.

 

Save The Day Funds
Installment Loans Direct lenders Texas

Savethedayfunds.com is a lender connecting service that offers access to installment loans in Texas through an extensive network of lenders and lending partners.

The loan term, fees, and interest rates are determined solely by your lender or lending partner.


Company Name:- Savethedayfunds.com

Loan Type:- Unsecured Installment Loans

State:- Texas

Serviced As:- Lender Connection Service

Minimum Amount:- $100

Maximum Amount:- $5000

Loan Term:- Up to 24 months

Funding Time:- As fast as next business day*

APR range:- APR varies based on the Lender policies and State laws

Fees:- Varies on the Lender and state laws

Requirements:- 18 years or older, United States citizen or permanent resident, steady recurring income, active banking account, work & home phone number, valid email address.

 

Bad Credit Loans
Bad Credit Installment Loan Direct lenders Texas

BadCreditLoans.com is a lender connecting service that offers access to installment loans online in Texas through an extensive network of lenders or financial service providers.

Your lender or financial service providers will solely determine the loan term, fees, and interest rates.


Company Name:- BadCreditLoans.com

Loan Type:- Installment Loans Online

State:- Texas

Serviced As:- Lender Connecting Service

Minimum Amount:- $500

Maximum Amount:- $10000

Loan Term:- 3 months to 36 months*

Funding Time:- As quick as next business day*

APR range:- APR varies depending on the lender and state laws

Fees:- Any fees associated with the loan will be disclosed by the lender.

Requirements:- 18 years old, proof of citizenship, stable income, active bank account, valid work & home telephone numbers.

 

Cash Store
Texas Online installment Loans

Cash Store functions as a Credit Access Business in Texas and not a direct lender, licensed and examined by the office of consumer credit commissioner. Installment loans are arranged by Cottonwood Financial Texas, LLC and funded by an unaffiliated third-party lender.


Company Name:- Cash Store

Loan Type:- Unsecured Installment Loan Online

State:- Texas

Serviced As:- Credit Access Business

Minimum Amount:- $200

Maximum Amount:- $3,000

Loan Term:- Up to 7 Months

Funding Time:- Same day by visiting a store*

APR range:- Up to 580.19%* (APR) varies based on loan term and amount

Fees:- No prepayment panelty
Late payment or non-payment fees may apply if permitted by state law.

Requirements:- 18 years of age, US citizen or a resident, recent paystub, recent statement of banking account, personal check or debit card, valid state-issued ID, phone number & active email address.

 

MoneyKey
Direct Installment Loan lender

MoneyKey operates as a Credit Access Business (CAB) licensed by the Office of the Consumer Credit Commissioner in Texas. MoneyKey will attempt to arrange an installment loan through an unaffiliated third-party lender.


Company Name:- MoneyKey

Loan Type:- Short-Term Online Installment Loans

State:- Texas

Serviced As:- Credit Access Business (CAB)

Minimum Amount:- $200

Maximum Amount:- $2,000

Loan Term:- Up to 6 Months

Funding Time:- As early as same or next business day*

APR range:- Up to 307.098* (APR) varies based on loan term and loan amount

Fees:- No penalties on early payment

Requirements:- 18 years or older, US citizen or resident, resident of Texas, active bank account, provable regular income, valid phone number, and email address.

 

CashNetUSA
Online Installment Loans Texas Direct lenders

CashNetUSA operates as a licensed Credit Access Business and will not be a lender in Texas. CashNetUSA will arrange a loan from a third-party lender and service the loan once issued.


Company Name:- CashNetUSA

Loan Type:- Installment Loans

State:- Texas

Serviced As:- Licensed Direct Lender

Minimum Amount:- $300

Maximum Amount:- $2,500

Loan Term:- Up to 180 days

Funding Time:- As quick as next business day*

APR range:- 222% – 579%* (APR) may vary based on loan duration, amount and other factors.

Fees:- Repay anytime with no prepayment penalty
Late fees may apply

Requirements:- 18 yrs or older, regular income source, active bank account, U.S citizen or permanent resident, active email & contact number

 

Net Credit
Texas Direct Lender Installment Loans

Net Credit operates as a direct lender in some states. In Texas, Republic Bank & Trust Company, Member FDIC, will be responsible for approving, underwriting, and funding loans. Loans made by Republic Bank & Trust Company will be serviced by NetCredit.


Company Name:- NetCredit

Loan Type:- Online Personal Installment Loans

State:- Texas

Serviced As:- Loan Servicer

Minimum Amount:- $1,000

Maximum Amount:- $10,000

Loan Term:- 12 – 60 months

Funding Time:- Up to 2 business days*

APR range:- 34.99% – 99.99%* (APR) varies on loan duration and amount

Fees:- No penalties on prepayment or non-sufficient funds fees.
Fee for late payment or missed payment may apply

Requirements:- 18 yrs of age , active personal checking account, active & valid phone & email address, stable verifiable source of income.

 


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