Ace Cash Express operates as a Credit Access Business in Texas and is not a direct lender, licensed and examined by the office of consumer credit commissioner. Installment loans are arranged by ACE Credit Access LLC and funded by an unaffiliated third-party lender.


Company Name:- Ace Cash Express

Loan Type:- Installment Loans

State:- Texas

Serviced As:- Credit Access Business

Minimum Amount:- $100

Maximum Amount:- $2,000

Loan Term:- Up to 180 days

Funding Time:- As early as next business days*

APR range:- Up to 630.16%* (APR) varies based on loan term, loan amount and other credit qualification factors.

Fees:- No penalties on repaying early

Requirements:- 18 years or older, regular recurring income source, proof of active banking account, active email address, valid & contactable phone number, social security number.

Opportunity Financial will not be a direct lender in Texas. Instead, it operates as a Credit Access Business and offers access to personal online installment loans, licensed by the Office of Consumer Credit Commissioner. Opportunity Financial will service the loan once issued and act as a loan servicer; its lending partners will finance loans.


Company Name:- OppLoans (Opportunity Financial, LLC)

Loan Type:- Personal Installment Loans Online

State:- Texas

Serviced As:- Loan Servicer (Approved & funded by lending partners, serviced by OppLoans)

Minimum Amount:- $500

Maximum Amount:- $4,000

Loan Term:- 9 Months – 18 Months

Funding Time:- 1 to 2 business days

APR range:- Up to 160%* (APR) varies based on loan duration, loan amount and other factors.

Fees:- No prepayment fees to pay off the loan early or to make additional payments

Requirements:- Reside in Texas, 18 years or older, regular income source, proof of income, receive paychecks by direct deposit, active checking account, government-issued ID, and valid email & contactable phone number

Leap Credit serves as a Credit Access Business (CAB) in Texas and is not a direct lender, licensed by the Office of Consumer Credit Commissioner. Leap Credit will arrange an installment loan through a third party lender and services the loan you receive from the lender.

Max Loan Online :- $300 – $2,500*
APR Range :- 459% – 695%* (APR) varies based on loan term and loan amount.
Loan Term :- 6 months.

Blue Trust Loans is a tribal lender regulated by tribal laws provides installment loans online in Texas.

Max Loan Online :- $100 – $2000
APR range :- 471.78% to 841.45% (APR) varies depending on the term of the loan and origination fees.
Loan Term :- Up to 6 months.

MaxLend provides access to installment loans in Texas and is a tribal lender, regulated under the tribal laws.

Max Loan Online :- $100 – $2000
APR range :- 471.78% to 841.45% (APR) varies on the loan duration and origination fees.
Loan Term :- Up to 6 months.

ZocaLoans is a tribal lender provides access to installment loans in Texas and is regulated under the tribal laws.

Max Loan Online :- $300 – $1000
Example APR :- 795%* (APR) varies on loan amount and term.
Loan Term :- up to 6 months.

HonestLoans.net is a lender connection service that gives access to online installment loans in Texas through its large network of reputable and trusted loan providers and direct lenders.

Loan amount range :- Up to $50,000
Loan term range:- Up to 60 months.

The loan term, fees, amount and interest rates are determined solely by the lender or loan provider.

Savethedayfunds.com is a lender connecting service that provides access to installment loans in Texas through a huge network of lenders and lending partners.

Loan amount range :- $100 to $5,000
Loan term range:- Up to 24 months.

The loan term, fees, and interest rates are determined solely by your lender or lending partner.

BadCreditLoans.com is a lender connecting service provides access to installment loans in Texas through a large network of lenders or financial service providers.

Loan amount range:- $500 to $5,000
Loan term range:- 3 to 36 months.

Your lender or financial service providers will solely determine the loan term, fees, and interest rates.

Cash Store functions as a Credit Access Business in Texas and not a direct lender, licensed and examined by the office of consumer credit commissioner. Installment loans are arranged by Cottonwood Financial Texas, LLC and funded by an unaffiliated third party lender.

Max Loan Online :- Up to $3000
Example APR :- 411.25% for a $1000 Loan with 6 monthly payments, paid every 30 days. The actual APR may vary on the loan amount and term.
Loan Term :- up to 180 days.

MoneyKey operates as a Credit Access Business (CAB) licensed by the Office of the Consumer Credit Commissioner in Texas. MoneyKey will attempt to arrange an installment loan through an unaffiliated third-party lender.

Max Loan Online :- $200 to $1000
Example APR :- 563.477%* for $500 loan with 5 months installment.(APR) varies based on loan amount and term.
Loan Term :- less than 6 months.

CashNetUSA operates as a licensed Credit Access Business and will not be a lender in Texas. CashNetUSA will arrange a loan from a third party lender and will service the loan once it is issued.

Max Loan Online :- $300 to $2400*
Example APR :- 400.16%* Calculated based on $1200 loan with 12 bi-weekly payments for 175 days. APR varies based on loan term and amount.
Loan Term :- 4 months to 180 days.

Republic Bank & Trust Company, Member FDIC, will be responsible for approving, underwriting, as well as funding loans in Texas. Loans made by Republic Bank & Trust Company will be serviced by NetCredit.

Max Loan Online :- $1000 – $10000*
APR range :- 34% – 36%* (APR) varies based on loan term and amount.
Loan Term :- 6 months – 54 months.