Direct Installment Loan Lenders In Texas
Ace Cash Express operates as a Credit Access Business in Texas and is not a direct lender, licensed and examined by the office of consumer credit commissioner. Installment loans are arranged by ACE Credit Access LLC and funded by an unaffiliated third-party lender.
Company Name:- Ace Cash Express
Loan Type:- Installment Loans
State:- Texas
Serviced As:- Credit Access Business
Minimum Amount:- $100
Maximum Amount:- $2,000
Loan Term:- Up to 180 days
Funding Time:- As early as next business days*
APR range:- Up to 630.16%* (APR) varies based on loan term, loan amount and other credit qualification factors.
Fees:- No penalties on repaying early
Requirements:- 18 years or older, regular recurring income source, proof of active banking account, active email address, valid & contactable phone number, social security number.
Opportunity Financial will not be a direct lender in Texas. Instead, it operates as a Credit Access Business and offers access to personal online installment loans, licensed by the Office of Consumer Credit Commissioner. Opportunity Financial will service the loan once issued and act as a loan servicer; its lending partners will finance loans.
Company Name:- OppLoans (Opportunity Financial, LLC)
Loan Type:- Personal Installment Loans Online
State:- Texas
Serviced As:- Loan Servicer (Approved & funded by lending partners, serviced by OppLoans)
Minimum Amount:- $500
Maximum Amount:- $4,000
Loan Term:- 9 Months – 18 Months
Funding Time:- 1 to 2 business days
APR range:- Up to 160%* (APR) varies based on loan duration, loan amount and other factors.
Fees:- No prepayment fees to pay off the loan early or to make additional payments
Requirements:- Reside in Texas, 18 years or older, regular income source, proof of income, receive paychecks by direct deposit, active checking account, government-issued ID, and valid email & contactable phone number
Leap Credit serves as a Credit Access Business (CAB) in Texas and is not a direct lender, licensed by the Office of Consumer Credit Commissioner. Leap Credit will arrange an installment loan through a third-party lender and services the loan you receive from the lender.
Company Name:- Leap Credit
Loan Type:- Online Installment loans
State:- Texas
Serviced As:- Credit Access Business (CAB)
Minimum Amount:- $400
Maximum Amount:- $2,500
Loan Term:- Up to 6 months
Funding Time:- Up to 2 business days
APR range:- 552% – 795%* (APR) varies based on loan term and loan amount
Fees:- No penalty on prepayment or partial payment, Late fees may apply if authorized by the state laws
Requirements:- Residing & legal resident of Texas, SSN, permanent residence address, driving license issued by the government, employment information, an active banking account information
Blue Trust Loans is a direct tribal loan lender regulated by tribal laws that provides installment loans online in Texas.
Company Name:- Blue Trust Loans (Hummingbird Funds, LLC)
Loan Type:- Short-Term Installment Loans Online
State:- Delaware
Serviced As:- Direct Tribal Loan Lender
Minimum Amount:- $100
Maximum Amount:- $3000
Loan Term:- Up to 9 Months
Funding Time:- Same or next business day funding
APR range:- 471.78% to 841.45%* (APR) varies on term of the loan and loan amount.
Fees:- No prepayment penalty for early or partial payment
Non-Payment and Late Payment fees may apply.
Requirements:- Provable monthly source of income, active bank account, 18 yrs or older, resident or citizen of the United States.
MaxLend provides access to online short term installment loans in Texas and is a direct tribal lender, regulated under the tribal laws.
Company Name:- MaxLend (Makes Cents, Inc)
Loan Type:- Short- Term Installment Loans Online
State:- Texas
Serviced As:- Direct Tribal Lender
Minimum Amount:- $100
Maximum Amount:- $3,000
Loan Term:- Up to 9 Months for first time customers
Funding Time:- Same day funding or next business day
APR range:- 471% to 842%* (APR) varies on loan duration and loan amount
Fees:- No penalties on early or partial payment
Requirements:- Verifiable & stable source of income, active checking account, 18 years of age or older, permanent citizen or resident of the United States.
ZocaLoans is a tribal lender that provides access to online installment loans in Texas and is regulated by tribal laws.
Company Name:- ZocaLoans (Rosebud Lending)
Loan Type:- Online Installment Loans
State:- Texas
Serviced As:- Tribal Lender
Minimum Amount:- $200
Maximum Amount:- $1,500
Loan Term:- Up to 6 Months
Funding Time:- As quick as next business day
APR range:- Up to 795%* (APR) varies on loan amount and duration
Fees:- No prepayment penalties
NSF fees of $25* and Late fees of $25* may apply
Requirements:- Driver’s license number, checking account number, number, debit card number, SSN, Be at least 18 yrs of age, U.S citizen or resident.
HonestLoans.net is a lender connection service that gives access to online installment loans in Texas through its large network of reputable and trusted loan providers and direct lenders.
The loan term, fees, amount, and interest rates are determined solely by the lender or loan provider.
Company Name:- HonestLoans.net
Loan Type:- Personal Installment Loans
State:- Texas
Serviced As:- Lender Connection Service
Minimum Amount:- $100
Maximum Amount:- $50000
Loan Term:- Up to 72 months*
Funding Time:- 1 to 2 business day*
APR range:- APR may vary based on the lender policies and state laws
Fees:- The lender would disclose any fees associated with the loan.
Requirements:- 18-year-old or higher, US resident or citizen, regular stable source of income, active checking account, valid phone number & email.
Savethedayfunds.com is a lender connecting service that offers access to installment loans in Texas through an extensive network of lenders and lending partners.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
Company Name:- Savethedayfunds.com
Loan Type:- Unsecured Installment Loans
State:- Texas
Serviced As:- Lender Connection Service
Minimum Amount:- $100
Maximum Amount:- $5000
Loan Term:- Up to 24 months
Funding Time:- As fast as next business day*
APR range:- APR varies based on the Lender policies and State laws
Fees:- Varies on the Lender and state laws
Requirements:- 18 years or older, United States citizen or permanent resident, steady recurring income, active banking account, work & home phone number, valid email address.
BadCreditLoans.com is a lender connecting service that offers access to installment loans online in Texas through an extensive network of lenders or financial service providers.
Your lender or financial service providers will solely determine the loan term, fees, and interest rates.
Company Name:- BadCreditLoans.com
Loan Type:- Installment Loans Online
State:- Texas
Serviced As:- Lender Connecting Service
Minimum Amount:- $500
Maximum Amount:- $10000
Loan Term:- 3 months to 36 months*
Funding Time:- As quick as next business day*
APR range:- APR varies depending on the lender and state laws
Fees:- Any fees associated with the loan will be disclosed by the lender.
Requirements:- 18 years old, proof of citizenship, stable income, active bank account, valid work & home telephone numbers.
Cash Store functions as a Credit Access Business in Texas and not a direct lender, licensed and examined by the office of consumer credit commissioner. Installment loans are arranged by Cottonwood Financial Texas, LLC and funded by an unaffiliated third-party lender.
Company Name:- Cash Store
Loan Type:- Unsecured Installment Loan Online
State:- Texas
Serviced As:- Credit Access Business
Minimum Amount:- $200
Maximum Amount:- $3,000
Loan Term:- Up to 7 Months
Funding Time:- Same day by visiting a store*
APR range:- Up to 580.19%* (APR) varies based on loan term and amount
Fees:- No prepayment panelty
Late payment or non-payment fees may apply if permitted by state law.
Requirements:- 18 years of age, US citizen or a resident, recent paystub, recent statement of banking account, personal check or debit card, valid state-issued ID, phone number & active email address.
MoneyKey operates as a Credit Access Business (CAB) licensed by the Office of the Consumer Credit Commissioner in Texas. MoneyKey will attempt to arrange an installment loan through an unaffiliated third-party lender.
Company Name:- MoneyKey
Loan Type:- Short-Term Online Installment Loans
State:- Texas
Serviced As:- Credit Access Business (CAB)
Minimum Amount:- $200
Maximum Amount:- $2,000
Loan Term:- Up to 6 Months
Funding Time:- As early as same or next business day*
APR range:- Up to 307.098* (APR) varies based on loan term and loan amount
Fees:- No penalties on early payment
Requirements:- 18 years or older, US citizen or resident, resident of Texas, active bank account, provable regular income, valid phone number, and email address.
CashNetUSA operates as a licensed Credit Access Business and will not be a lender in Texas. CashNetUSA will arrange a loan from a third-party lender and service the loan once issued.
Company Name:- CashNetUSA
Loan Type:- Installment Loans
State:- Texas
Serviced As:- Licensed Direct Lender
Minimum Amount:- $300
Maximum Amount:- $2,500
Loan Term:- Up to 180 days
Funding Time:- As quick as next business day*
APR range:- 222% – 579%* (APR) may vary based on loan duration, amount and other factors.
Fees:- Repay anytime with no prepayment penalty
Late fees may apply
Requirements:- 18 yrs or older, regular income source, active bank account, U.S citizen or permanent resident, active email & contact number
Net Credit operates as a direct lender in some states. In Texas, Republic Bank & Trust Company, Member FDIC, will be responsible for approving, underwriting, and funding loans. Loans made by Republic Bank & Trust Company will be serviced by NetCredit.
Company Name:- NetCredit
Loan Type:- Online Personal Installment Loans
State:- Texas
Serviced As:- Loan Servicer
Minimum Amount:- $1,000
Maximum Amount:- $10,000
Loan Term:- 12 – 60 months
Funding Time:- Up to 2 business days*
APR range:- 34.99% – 99.99%* (APR) varies on loan duration and amount
Fees:- No penalties on prepayment or non-sufficient funds fees.
Fee for late payment or missed payment may apply
Requirements:- 18 yrs of age , active personal checking account, active & valid phone & email address, stable verifiable source of income.
