Direct Installment Loan Lenders In Utah

OppLoans will not be a direct installment loan lender in Utah, but acts as a loan servicer. All loans issued are approved and funded by lending partners and will be serviced by OppLoans.
Company Name:- OppLoans (Opportunity Financial, LLC)
Loan Type:- Installment Loans
State:- Utah
Serviced As:- Loan Servicer (Funded by lending partners)
Minimum Amount:- $500
Maximum Amount:- $4,000
Loan Term:- 9 to 18 Months
Funding Time:- Up to 2 business days
APR range:- Up to 160%* (APR) varies based on loan duration, loan amount and other factors.
Fees:- No prepayment fees for early payoff or to make additional payments
Requirements:- Reside in Utah, 18 yrs or older, stable source of income, active checking or savings account, valid contact number & email.

Jora Credit is licensed by the Utah Department of Financial Institutions and operates as a Direct Installment loan Lender.
Company Name:- Jora (Jora Credit)
Loan Type:- Online Installment Loans
State:- Utah
Serviced As:- Direct State-Licensed Lender
Minimum Amount:- $500
Maximum Amount:- $4,000
Loan Term:- Up to 33 Months
Funding Time:- Same day funding or next business day*
APR range:- Up to 350%* (APR) may vary on the state laws, loan term and amount
Fees:- No application fee, origination fee, prepayment and late fees
Requirements:- 18+ in Utah, job or established another income source, valid email & contact number, active and valid checking account.

Blue Trust Loans is a tribal lender regulated under the tribal laws, provides access to installment loans in Utah.
Company Name:- Blue Trust Loans (Hummingbird Funds, LLC)
Loan Type:- Short-Term Online Installment Loans
State:- Utah
Serviced As:- Tribal Loan Lender
Minimum Amount:- $100
Maximum Amount:- $3000
Loan Term:- Up to 9 Months
Funding Time:- Same day or next business day
APR range:- 471.78% to 841.45%* (APR) varies on term of the loan and amount.
Fees:- No penalties for early payment
Non-Payment and Late Payment fees may apply.
Requirements:- Verifiable monthly steady income source, active bank account, 18 yrs or older, permanent resident or citizen of the United States.

Leap Credit is licensed by the Department of Financial Institutions and is a state-licensed direct lender, provides access to Installment Loans in Utah.
Company Name:- Leap Credit
Loan Type:- Short-Term Online Installment loans
State:- Utah
Serviced As:- State Licensed Direct Lender
Minimum Amount:- $400
Maximum Amount:- $3,500
Loan Term:- Up to 8 months
Funding Time:- Up to 2 business days
APR range:- 603% – 795%* (APR) varies based on loan duration and loan amount
Fees:- No prepayment charges, Late fee may apply
Requirements:- Be a resident of Utah, Social Security Number, permanent address, driving license number, work information, and banking information

MaxLend offers access to installment loans in Utah and is a tribal lender, regulated by the tribal laws.
Company Name:- MaxLend (Makes Cents, Inc)
Loan Type:- Installment Loans Online
State:- Utah
Serviced As:- Direct Tribal Loan Lender
Minimum Amount:- $100
Maximum Amount:- $3,000
Loan Term:- Up to 9 Months
Funding Time:- Same or next business day
APR range:- 471% to 842%* (APR) varies on loan duration and loan amount
Fees:- No penalty on prepayment
Requirements:- Provable & stable source of income, active checking account, 18 yrs or older, permanent resident or citizen of the U.S, valid email & contact number

ZocaLoans is a tribal lender provides access to installment loans in Utah and is regulated under the tribal laws.
Company Name:- ZocaLoans (Rosebud Lending)
Loan Type:- Online Installment Loans
State:- Utah
Serviced As:- Tribal Lender
Minimum Amount:- $200
Maximum Amount:- $1,500
Loan Term:- Up to 6 Months
Funding Time:- As quick as next business day
APR range:- Up to 795%* (APR) varies on loan amount and term
Fees:- No penalties on prepayment
NSF fees of $25* and Late fees of $25* may apply
Requirements:- Government-issued Photo ID, Driver’s license number, checking account & routing number, debit card number, active email & phone number.

HonestLoans.net is a lender connection service that offers access to installment loans in Utah through an extensive network of reputable loan providers and direct lenders.
The loan term, fees, amount, and interest rates are determined solely by the lender or loan provider.
Company Name:- HonestLoans.net
Loan Type:- Online Installment & Personal Loans
State:- Utah
Serviced As:- Lender Connecting Service
Minimum Amount:- $100
Maximum Amount:- $50000
Loan Term:- Up to 72 months*
Funding Time:- Up to 2 business day*
APR range:- APR varies on the lender and state laws
Fees:- The lender would disclose any fees associated with the loan on approval.
Requirements:- 18 years or above, US citizen or permanent resident, steady regular source of income, active checking account, valid phone number, and active email address.

Savethedayfunds.com is a lender connecting service, provides access to online installment loans in Utah through a vast network of lenders and lending partners.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
Company Name:- Savethedayfunds.com
Loan Type:- Unsecured Online Installment Loans
State:- Utah
Serviced As:- Lender Connection Service
Minimum Amount:- $100
Maximum Amount:- $5000
Loan Term:- Up to 24 months
Funding Time:- As soon as next business day*
APR range:- APR may vary based on the Lender policies and State laws
Fees:- Varies on the Lender and state laws
Requirements:- Be at least 18 years of age, United States citizen or permanent resident, verifiable & regular monthly income, active banking account, work and home contact number, correct email address.

BadCreditLoans.com is a lender connection service that provides access to installment loans in Utah through an extensive network of lenders or financial service providers.
Your lender or financial service providers will solely determine the loan term, fees, and interest rates.
Company Name:- BadCreditLoans.com
Loan Type:- Installment Loans
State:- Utah
Serviced As:- Lender Connecting Service
Minimum Amount:- $500
Maximum Amount:- $10000
Loan Term:- 3 to 36 months*
Funding Time:- As quick as the next business day*
APR range:- APR varies on the lender and state laws
Fees:- The lender reveals any fees associated with the loan on approval.
Requirements:- 18 yrs or above, proof of citizenship, regular provable income, active bank account, valid work & home phone number.

MoneyKey operates as a state-licensed direct installment loan lender in Utah, licensed by the Department of Financial Institutions.
Company Name:- MoneyKey
Loan Type:- Installment Loan Online
State:- Utah
Serviced As:- State-Licensed Direct Lender
Minimum Amount:- $200
Maximum Amount:- $2,000
Loan Term:- Up to 12 Months
Funding Time:- As quick as same business day*
APR range:- Up to 295%* (APR) varies based on loan term and amount
Fees:- No penalty to pay off early or on larger payment
Requirements:- 18 years or older, United States citizen or a permanent resident, resident of Utah, active checking account, provable & steady source of income, valid contact number, and active email address.

Net Credit offers installment loans and is a direct lender, licensed by the Department of Financial Institutions, and operates in compliance with Utah regulations.
Company Name:- NetCredit
Loan Type:- Online Personal Installment Loans
State:- Utah
Serviced As:- Direct State-Licensed Lender
Minimum Amount:- $500
Maximum Amount:- $20,000
Loan Term:- 6 – 60 months
Funding Time:- Up to 3 business days*
APR range:- 19.9% – 155%* (APR) varies on loan term and amount
Fees:- No penalties to pay off in full or for extra payments
Requirements:- 18+ in Utah , personal checking account, active email address, verifiable income source, and valid contact number.

Cash Central is a direct lender provides access to installment loans in Utah, licensed by the Utah Department of Financial Institutions
Company Name:- CashCentral
Loan Type:- Unsecured Installment Loans
State:- Utah
Serviced As:- Direct Lender State Licensed
Minimum Amount:- $300
Maximum Amount:- $5,000
Loan Term:- 6, 12, 18 or 24 months
Funding Time:- As soon as next business banking day*
APR range:- (APR) varies based on loan term and amount
Fees:- Administrative/Origination fee may apply
Requirements:- Be at least 18 yrs of age, verifiable income source, active checking account, two current active phone numbers, social security number, and email address