Direct Installment Loan Lenders In New Mexico

Ace Cash Express operates as a direct installment loan lender in New Mexico, Licensed by the Regulation and Licensing Department Financial Institutions Division.
Company Name:- Ace Cash Express
Loan Type:- Installment Loans
State:- New Mexico
Serviced As:- State-Licensed Direct Lender
Minimum Amount:- $100
Maximum Amount:- $2,000
Loan Term:- Up to 180 days
Funding Time:- As early as next business days*
APR range:- Disclosed at the time your application is submitted (APR) varies based on loan term & amount.
Fees:- No penalty on early payments
Late payment fee may apply, 5% of each installment payment with a maximum
of $10.00.
Requirements:- 18 years or older, proof of regular recurring income source, at least one-month-old active checking account, valid email address & phone number, and valid social security number.

OppLoans operates as a direct lender for installment loans in some states. In New Mexico, OppLoans has partnered with various lending partners, who are responsible for underwriting, approving, and financing loans. OppLoans acts as a loan servicer and will assist consumers by servicing loans funded by its lending partners.
Company Name:- OppLoans (Opportunity Financial, LLC)
Loan Type:- Online Installment Loans
State:- New Mexico
Serviced As:- Loan Servicer (Approved & financed by lending partners, serviced by OppLoans)
Minimum Amount:- $500
Maximum Amount:- $4,000
Loan Term:- 9 to 18 Months
Funding Time:- 1 to 2 business days*
APR range:- Up to 160%* (APR) varies based on loan term, amount and other qualifying factors.
Fees:- Make additional payments at any time or payoff the loan with no prepayment charges
Requirements:- Reside in New Mexico, must be 18 years of age, recent proof of income, receive paychecks by direct deposit, valid personal checking account, government-issued photo ID, valid email & contactable phone number

MaxLend operates as a direct tribal loan lender in New Mexico, offers access to short-term installment loans, conducts business under the tribe’s reservation, and is regulated by tribal laws.
Company Name:- MaxLend (Makes Cents, Inc)
Loan Type:- Short-Term Installment Loans Online
State:- New Mexico
Serviced As:- Direct Tribal Loan Lender
Minimum Amount:- $100
Maximum Amount:- $3,000
Loan Term:- Up to 9 Months for first time customers
Funding Time:- Same day or next business day
APR range:- 471% to 842%* (APR) varies on loan term and loan amount financed
Fees:- No penalties for early payoff or additional payments
Requirements:- proof of regular source of income, active checking account, be at least 18 years of age, permanent citizen, or resident of the U.S.

Jora Credit is licensed by the Regulation and Licensing Department in New Mexico and operates as a direct lender, offers access to Installment loans.
Company Name:- Jora (Jora Credit)
Loan Type:- Online Installment Loans
State:- New Mexico
Serviced As:- Direct State-Licensed Lender
Minimum Amount:- $500
Maximum Amount:- $4,000
Loan Term:- Up to 33 Months
Funding Time:- Same day funding or next business day*
APR range:- Up to 173%* (APR) varies based on the state laws, loan duration and loan amount
Fees:- No application fee, no origination fee, no prepayment charges, and no late fees
Requirements:- 18+ in New Mexico, income through employment or other established source of income, valid email, an active checking account, valid contact number.

ZocaLoans is a tribal lender that offers online installment loans in New Mexico, operates under the tribe’s reservation, and is regulated by tribal laws.
Company Name:- ZocaLoans (Rosebud Lending)
Loan Type:- Installment Loans Online
State:- New Mexico
Serviced As:- Tribal Lender
Minimum Amount:- $200
Maximum Amount:- $1,500
Loan Term:- Up to 6 Months
Funding Time:- As quick as next business day
APR range:- Up to 795%* (APR) varies on loan amount and loan term
Fees:- No penalty on prepayment
NSF fees of $25* and Late fees of $25* may apply
Requirements:- Government-issued photo ID, routing number, checking account, debit card number, valid email, active contact number

Blue Trust Loans is a direct tribal loan lender and offers access to installment loans in New Mexico, governed by tribal laws.
Company Name:- Blue Trust Loans (Hummingbird Funds, LLC)
Loan Type:- Short-Term Installment Loans Online
State:- New Mexico
Serviced As:- Direct Tribal Loan Lender
Minimum Amount:- $100
Maximum Amount:- $3000
Loan Term:- Up to 9 Months
Funding Time:- Same day funding or next business day funding
APR range:- 471.78% to 841.45%* (APR) varies based on term of the loan and amount.
Fees:- No penalties for early payoff or additional payments
Non-Payment and Late Payment fees may apply.
Requirements:- Verifiable income source, active checking account, 18 yrs or older, a citizen or resident of the United States, active email & phone number

HonestLoans.net is a lender connecting service that gives access to online installment loans in New Mexico through its vast network of trusted and reliable loan providers and direct lenders.
The loan term, fees, amount and interest rates are determined solely by the lender or loan provider.
Company Name:- HonestLoans.net
Loan Type:- Online Installment & Personal Loans
State:- New Mexico
Serviced As:- Lender Connection Service
Minimum Amount:- $100
Maximum Amount:- $50,000
Loan Term:- Up to 72 months*
Funding Time:- 1 to 2 business day*
APR range:- APR varies based on the loan provider & state laws
Fees:- The lender will reveal any fees associated with the loan on approval.
Requirements:- 18 years or older, a US permanent citizen or resident, regular source of income, active checking account, accurate contact number, and valid email address.

Savethedayfunds.com is a lender connection service, provides access to installment loans in New Mexico through its extensive network of lenders and lending partners.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
Company Name:- Savethedayfunds.com
Loan Type:- Online Unsecured Installment Loans
State:- New Mexico
Serviced As:- Lender Connecting Service
Minimum Amount:- $100
Maximum Amount:- $5000
Loan Term:- Up to 24 months
Funding Time:- As quick as next business day*
APR range:- APR varies based on the Lender policies and State laws
Fees:- Varies depending on the Lender and state laws
Requirements:- Be at least 18 years old, United States citizen or resident, steady monthly income, active banking account, work and home contact number, correct email address.

BadCreditLoans.com is a lender connection service that provides access to installment loans in New Mexico through an extensive network of lenders or financial service providers.
Your lender or financial service providers will solely determine the loan term, fees, and interest rates.
Company Name:- BadCreditLoans.com
Loan Type:- Online Installment Loans
State:- New Mexico
Serviced As:- Lender Connecting Service
Minimum Amount:- $500
Maximum Amount:- $10000
Loan Term:- 3 months to 36 months*
Funding Time:- As soon as the next business day*
APR range:- APR varies on the lender and state laws
Fees:- The lender would reveal any fees associated with the loan.
Requirements:- 18 yrs or higher, proof of citizenship, stable income, active checking account, correct work & home phone number, active email.

Cash Store is a direct installment loan lender, licensed by the Regulation and Licensing Department Financial Institutions Division State of New Mexico.
Company Name:- Cash Store
Loan Type:- Online Short-Term Installment Loans
State:- New Mexico
Serviced As:- Direct State-Licensed Lender
Minimum Amount:- $200
Maximum Amount:- $5,000
Loan Term:- Up to 12 Months
Funding Time:- Cash the very same day by visiting a store*
APR range:- Up to 480.00%* (APR) varies on loan term and amount
Fees:- No penalty to pay off your loan at any time
Late payment or non-payment fee may apply if permitted by state law
Requirements:- 18 years or older, US permanent citizen or a resident, current paycheck stub, recent bank account statement, personal check or debit card, valid state-issued ID Card, valid phone number, and email address.

MoneyKey operates as an installment loan lender, licensed by the Regulation and Licensing Department State of New Mexico.
Company Name:- MoneyKey
Loan Type:- Unsecured Online Installment Loans
State:- New Mexico
Serviced As:- Direct Licensed Lender
Minimum Amount:- $200
Maximum Amount:- $3,500
Loan Term:- Up to 18 Months
Funding Time:- As soon as 1 business day*
APR range:- Up to 175%* (APR) varies based on loan amount and loan duration
Fees:- No penalties to pay off the loan earlier
Requirements:- Be at least 18 years old, United States citizen or a permanent resident, must be a New Mexico resident, active checking account, steady verifiable income, valid contact number, active email address.

CashNetUSA operates as an installment loan direct lender in New Mexico, licensed by Regulation and Licensing Department.
Company Name:- CashNetUSA
Loan Type:- Installment Loans Online
State:- New Mexico
Serviced As:- Licensed Direct Lender
Minimum Amount:- $800
Maximum Amount:- $3,500
Loan Term:- 12 Months to 24 Months
Funding Time:- As early as next business day*
APR range:- 129% – 175%* (APR) may vary based on loan duration, loan amount and other factors.
Fees:- Repay early at any time with no prepayment penalties.
Late fees may apply if LATE on making any scheduled payment, 5% of the unpaid installment payment or $10, whichever is less
Requirements:- 18 or older, regular provable income source, active checking account, U.S. citizen or permanent resident, paystubs or other proof of income, active email, and phone number

Net Credit operates as a personal installment loan direct lender in New Mexico, licensed & regulated by the Licensing Department Financial Institutions Division.
Company Name:- NetCredit
Loan Type:- Online Personal Installment Loans
State:- New Mexico
Serviced As:- Direct Lender State-Licensed
Minimum Amount:- $500
Maximum Amount:- $15,000
Loan Term:- 6 Months – 60 months
Funding Time:- Up to 3 business days*
APR range:- 34% – 155%* (APR) varies based on loan term and loan amount
Fees:- No penalty on early payment or additional payments
Late fees of $10 or 5% of the unpaid amount may apply
Requirements:- 18 yrs or older, active checking account, valid email address, verifiable source of income, state-issued photo ID, valid contactable number.

Cash Central operates as a state-licensed installment loan lender in New Mexico, licensed by the Licensing Department Financial Institutions Division.
Company Name:- CashCentral
Loan Type:- Unsecured Online Installment Loans
State:- New Mexico
Serviced As:- Direct Lender
Minimum Amount:- $500
Maximum Amount:- $2,500
Loan Term:- 6, 12, 18 or 24 months
Funding Time:- As quick as next business day*
APR range:- 172 % to 175* (APR) varies based on loan term and amount
Fees:- Administrative/Origination fee may apply
A late fee may apply of 5% of the delinquent amount not to exceed $10.00
Requirements:- 18 yrs or above, verifiable steady income, active checking account, two current phone numbers, social security number & valid email address.