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Direct Installment Loan Lenders in South Carolina

DirectLendersList is your ultimate destination for the best South Carolina installment loans. Discover the perfect online installment loans tailored to your needs through our reliable platform, empowering you to find the ideal loan from top-notch direct lenders and loan marketplaces. Compare our list of direct lenders and loan providers and connect with ones that align with your goals, ensuring a seamless lending journey and quick access to funds. Take charge of your financial future and seize the best installment loans in South Carolina through DirectLendersList’s user-friendly interface, designed for your convenience.

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South Carolina Installment Loans
Web Rating
3.5/5
Loan Amount:
$100 – $5,000

Funds Nationwide

FundsNationwide.com is a reliable lender connection service and a gateway to financial empowerment that extends access to online installment loans. FundsNationwide connects borrowers with trusted direct lenders and lending partners, making it easy to find the funds you need to cover unexpected expenses like medical bills, car repairs, and more, with loan amounts ranging from $100 to $5,000 in South Carolina. It ensures a smooth and effective borrowing process. Experience peace of mind as you navigate the secure platform and enjoy quick funding, enabling you to achieve your financial goals swiftly and confidently.

APR Range

Varies

Min. Credit Score

None

Repayment Terms

Varies

Funding Time

As soon as next business day*

Requirements

Applicant needs to be 18 years old or above.

A active checking account that is currently in the applicant’s name is required.

U.S. citizens or permanent residents are eligible to apply.

A steady and verifiable income source is essential and must meet the minimum monthly income requirement of $1000.

Must provide contact information, including phone number and email address, that is accurate and current.

The lender may request income verification documents during the application process to assess the applicant’s ability to repay.

Details

• Company Name: – Fundsnationwide.com

• Loan Type: – Installment Loans

• State: – South Carolina

• Serviced As: – Lender Connecting Service

• Minimum Amount: – $100

• Maximum Amount: – $5,000

• Loan Term: – Varies*

• Funding Time: – Next working day*

• APR range: – The APRs of loans may vary depending on the lender’s policies and state laws.

• Fees: – The lender will duly inform the borrower about any fees linked to the loan.

 

The loan term, fees, and interest rates are determined solely by your lender or lending partner.

South Carolina Direct Tribal Loan Lenders Online
Web Rating
3/5
Loan Amount:
$300 – $2,000

Explore Credit

ExploreCredit operates as a direct tribal lender in South Carolina, providing easy access to short-term installment loans ranging from $300 to $2,000. With a commitment to customer satisfaction and adherence to Native American tribe reservation laws and regulations, ExploreCredit ensures a seamless and customer-centric borrowing process, providing swift access to much-needed funds.

APR Range

Undisclosed

Min. Credit Score

None

Repayment Terms

Up to 9 Months

Funding Time

Next business day*

Requirements

Must be 18 years or above to qualify.

To apply, the individual must be a permanent resident or a citizen of the United States.

An active checking account that can process ACH transfers is a requirement to proceed.

To qualify, you must confirm your current employment status, have a steady income, and meet the minimum monthly income requirement.

Provide complete and up-to-date contact information, including your phone number, email address, and permanent residential address.

To verify identity, a Social Security number, and driver’s license is required.

Details

• Company Name: – Explore Credit 

• Loan Type: – Short-term Installment Loans

• State: – South Carolina

• Serviced As: – Tribal Lender

• Minimum Amount: – $300

• Maximum Amount: – $2,000

• Loan Term: – Up to 9 months 

• Funding Time: – Same day or next working day

• APR range: – Undisclosed (APR) varies depending on the amount and term.

• Fees: – No prepayment penalty or hidden fees

Disclaimer

Caution: Tribal lenders operate under tribal laws within the Native American Tribe reservations, which may differ from state and federal laws. It's important to note that tribal lenders may not be subject to state or federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional licensed lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.

Installment loans in South Carolina
Web Rating
3.7/5
Loan Amount:
$500 – $10,000

BadCreditLoans.com

BadCreditLoans.com is a reliable online lender connecting platform dedicated to assisting individuals with less-than-perfect credit to find suitable installment loan options through an extensive network of direct lenders and loan providers. Borrowers with diverse financial backgrounds can find tailored loan solutions, empowering them to access funds when needed. With access to loan amounts ranging from $500 to $10,000 in South Carolina, BadCreditLoans.com is a reliable partner in overcoming financial challenges. Their user-friendly process makes borrowing easy and an opportunity to rebuild credit for a brighter financial future.

APR Range

5.99% – 35.99%*

Min. Credit Score

None

Repayment Terms

3 to 72 months

Funding Time

Next working day*

Requirements

⇒ Age requirement: The applicant must be at least 18 or older.

⇒ Citizenship status: To be eligible, the applicant must either be a U.S. citizen or a permanent resident.

⇒ Identity verification:  Proof of valid identification, such as a driver’s license and Social Security number, is required.

⇒ Stable income: The applicant must possess a reliable and verifiable source of income.

⇒ Income verification: The lender may ask for documentation of your income, such as pay stubs or bank statements.

⇒ Banking details: An active checking account under the applicant’s name is an absolute requirement.

⇒ Contact information: Provide accurate and current contact information, including work and home phone numbers and a valid email address, to ensure efficient communication and prompt updates.

Details

• Company Name: – BadCreditLoans.com (Great, LLC)

• Loan Type: – Online Installment Loans

• State: – South Carolina

• Serviced As: – Lender Connection Service (Not a Direct Lender)

• Minimum Amount: – $500

• Maximum Amount: – $10,000

• Loan Term: – 3 months to 6 years

• Funding Time: – As fast as next business day* (Varies by the lender)

• APR range: – 5.99% – 35.99%* (The APR range may vary depending on the lender and state laws.)

• Fees: – The borrower will be informed about the loan fees by the lender.

 

Your lender or financial service providers will solely determine the loan term, fees, and interest rates.

APR Range Example

$1,500 loan at 19.9% APR = $138.88/month for 12 months ($1666.54 total)

South Carolina Installment loans Tribal Lenders
Web Rating
3/5
Loan Amount:
$100 – $3,000

MaxLend

MaxLend.com is a tribal lender that offers short-term installment loans for individuals seeking fast funding options. They provide loans ranging from $100 to $3,000 in South Carolina, catering to various financial needs. They operate within the legal parameters of Native American tribe reservations, adhering to tribal laws and regulations for a secure lending process.

APR Range

471.78% to 841.45%*

Min. Credit Score

None

Repayment Terms

9 months to 18 months

Funding Time

Same day or following business day*

Requirements

⇒ Minimum age requirement: To qualify, the applicant must be a legal United States resident at least 18 years old.

⇒ Active banking account: Must have an active checking account and meets the specified “bank account minimum opened duration” requirement. 

⇒ Steady income source: Must have valid proof of income and meet the minimum income criteria. The income should be consistently deposited into your bank account.

⇒ Bankruptcy status: Applicant must not be involved in any ongoing bankruptcy cases and must have no intention of filing for bankruptcy in the future.

⇒ Valid contact information: Provide current contact details, including email and phone numbers. 

⇒ Identity verification: Must present valid proof of identity, such as a driver’s license or state-issued ID.

Details

• Company Name: – MaxLend (Uetsa Tsakits, Inc)

• Loan Type: – Short-Term Installment Loans Online

• State: – South Carolina

• Serviced As: – Direct Tribal Lender

• Minimum Amount: – $100

• Maximum Amount: – $3,000

• Loan Term: – 9 to 18 months

• Funding Time: – Same business day or following business day.

• APR range: – 471% to 842%* (APR) varies on loan duration and loan amount borrowed.

• Fees: – No prepayment charges

Disclaimer

MaxLend is an economic development arm and instrumentality of the Mandan, Hidatsa, and Arikara Nation, a federally-recognized sovereign American Indian Tribe. As a result, if you decide to do business with MaxLend, any dispute resolution process will be governed by Tribal law. Since MaxLend is owned by three federally recognized sovereign American Indian Tribes, it is not subject to suit or service of process. This implies that your potential forums for dispute resolution will be limited. If you are uncomfortable doing business with a sovereign instrumentality that cannot be sued in court, MaxLend recommends considering alternative services.

South Carolina Installment Loans Online Direct Lenders
Web Rating
3.4/5
Loan Amount:
$500 – $10,000

CashUSA.com

CashUSA.com is a trusted lender connection service that simplifies the process of accessing online installment loans in South Carolina. With a vast network of reputable direct lenders and loan providers, CashUSA.com offers a straightforward way to borrow funds ranging from $500 to $10,000. The user-friendly platform and quick application process ensure a hassle-free approach to fulfilling diverse financial needs. Whether managing unexpected expenses or pursuing personal goals, CashUSA.com strives to provide reliable financial solutions with transparency and security.

APR Range

5.99% – 35.99%*

Min.Credit Score

None

Repayment Terms

3 months to 72 months

Funding Time

1 to 2 working days*

Requirements

⇒ Age Eligibility: You must be 18 or older to qualify.

⇒ Citizenship Status: To apply, you must be a U.S. citizen or permanent resident.

⇒ Stable Employment: Meet lender-specific income requirements and have a minimum 90-day employment history with a consistent income.

⇒ Active Bank Account: An active checking account in the applicant’s name is mandatory.

⇒ Contact Information: Provide valid work, home phone numbers, and a functional email address.

Details

• Company Name: – CashUSA.com 

• Loan Type: – Unsecured Installment Loans Online

• State: – South Carolina

• Serviced As: – Lender Connecting Service (Not a Direct Lender)

• Minimum Amount: – $500

• Maximum Amount: – $10,000

• Loan Term: – 3 months to 6 years

• Funding Time: – As soon as the following business day (depending on the lender)

• APR range: – 5.99% -35.99% (Varies on the lender)

• Fees: – The lender has full authority to determine the origination fee and additional charges.

 

The loan term, fees, and interest rates are determined solely by your lender or lending partner.

APR Range Example

$3000 loan at 15.9% APR = $146.75/month for 24 months ($3521.91 total)

South Carolina Personal Installment Loans
Web Rating
4.4/5
Loan Amount:
$500 – $4000

OppLoans (Opportunity Financial)

OppLoans.com is a trusted loan facilitator in South Carolina, providing personal installment loans specifically designed for individuals who may face challenges in obtaining traditional bank loans. OppLoans’ lending partner network offers flexible borrowing options ranging from $500 to $4,000. Their application process is simple and quick, making them a convenient option for those needing trustworthy financial support. OppLoans is committed to providing financial solutions that cater to each customer’s unique circumstances, ultimately leading to a brighter future. Note: All loans in South Carolina are underwritten and funded by lending partners while being serviced by OppLoans.

APR Range

Up to 160%*

Min.Credit Score

550+

Repayment Terms

9 Months to 18 Months

Funding Time

1 to 3 business days*

Requirements

Applicant must be at least 18 years of age.

Applicant must have a checking or savings account in their name that is currently active.

Must be a U.S. citizen or permanent resident and should reside in South Carolina.

A consistent income source from employment or government benefits like Social Security or Disability is required.

Income must be received via direct deposit.

A valid government-issued ID is required for identity verification.

Provide valid contact details, including email and phone number.

Details

• Company Name: – OppLoans (Opportunity Financial, LLC)

• Loan Type: – Personal Installment Loans

• State: – South Carolina

• Serviced As: – Loan servicer (Loans are approved, underwritten, and funded by its lending partners while serviced by OppLoans.)

• Minimum Amount: – $500

• Maximum Amount: – $4,000

• Loan Term: – 9 to 18 months

• Funding Time: – 1 to 3 working days

• APR range: – Up to 160% (APR) may vary depending on the loan amount, loan term, and creditworthiness.

• Fees: – No prepayment penalties or hidden fees

APR Range Example

$2000 at 160% APR = $394.58/month for 9 months ($3551.22 total)

Direct Lenders Installment Loans in South Carolina
Web Rating
3.1/5
Loan Amount:
$200 – $50,000

Honest Loans

HonestLoans.net stands as a reliable and customer-centric lender connection service, facilitating access to loans ranging from $200 to $50,000 for individuals in South Carolina through a network of reliable direct lenders and lending partners. HonestLoans.net is dedicated to providing financial support to people from all credit backgrounds, offering various loan options, including payday, personal, and installment loans. Their seamless and secure lending process ensures swift access to funds, addressing the unique needs of each borrower with transparency and honesty.

APR Range

Varies

Min.Credit Score

None

Repayment Terms

Varies

Funding Time

1 to 2 business days*

Requirements

Eligibility requires the applicant to be 18 years old or above.

Must be either a citizen of the United States or a permanent resident.

Active checking account is a must.

A steady and verifiable income source is required.

Income verification, such as bank statements or pay stubs, may be requested.

Minimum monthly income requirement of $800 must be met.

Provide accurate and current contact details, including phone number and email address.

Details

• Company Name: – HonestLoans.net

• Loan Type: – Payday Advance, Installment Loans & Personal Loans 

• State: – South Carolina

• Serviced As: – Lender Connecting Platform

• Minimum Amount: – $200

• Maximum Amount: – $50,000

• Loan Term: – Up to 6 years

• Funding Time: – 1 to 2 working days*

• APR range: – The APRs may vary depending on the lender’s policies and the laws of the state.

• Fees: – The lender will disclose the fees associated with the loan.

 

The loan term, fees, and interest rates are determined solely by your lender or lending partner.

South Carolina Direct Tribal Loan Lenders
Web Rating
3.2/5
Loan Amount:
$200 – $1,500

Zoca Loans

ZocaLoans.com is a reputable direct tribal lender that extends access to short-term installment loans online tailored to meet the unique financial needs of individuals in South Carolina. Offering loan amounts spanning from $200 to $1,500 and prioritizes security and transparency throughout the lending process, strictly adhering to Native American tribe reservation laws and regulations. With a solid commitment to customer satisfaction and easy access to funds, ZocaLoans.com is the go-to choice for borrowers looking for fast and efficient financial solutions. Experience the ease of borrowing with ZocaLoans.com and confidently address your immediate financial challenges.

APR Range

Up to 795%*

Min.Credit Score

None

Repayment Terms

Up to 6 Months

Funding Time

Next working day*

Requirements

⇒ Age Eligibility: You must be at least 18 years old or above. 

⇒ Identity Verification: Valid government-issued ID, like a driver’s license, is needed for verification. 

⇒ Banking Details: An active checking account with ABA routing numbers and debit card information. 

⇒ Contact Details: Provide a valid phone number and email address. 

⇒ Income Validation: Proof of income or employment may be requested to assess loan eligibility.

Details

• Company Name: – ZocaLoans (Rosebud Lending)

• Loan Type: – Online Short-term Installment Loans

• State: – South Carolina

• Serviced As: – Tribal Lender

• Minimum Amount: – $200

• Maximum Amount: – $1,500

• Loan Term: – Up to 6 Months

• Funding Time: – As quick as same day or next business day*

• APR range: – Up to 795%* (APR) varies on loan amount and term

• Fees: – No prepayment penalties

NSF fee of $25* and Late fee of $25* may apply.

Disclaimer

Caution: Tribal lenders operate under tribal law, which may differ from state and federal law. It's important to note that they are not subject to federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as other state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.

Direct Lender Installment Loans South Carolina
Web Rating
3.6/5
Loan Amount:
$1250 – $4,000

Jora Credit

Jora Credit operates as a direct lender licensed by the State Board of Financial Institutions in South Carolina. Jora is a reliable online lending partner that provides uncomplicated and effective financial solutions customized to meet your requirements. You can obtain swift and hassle-free loans of up to $4,000 with quick funding options, ensuring you can handle life’s unexpected expenses with ease.

APR Range

Up to 330%*

Min.Credit Score

None

Repayment Terms

Up to 33 Months

Funding Time

Same business day or next business day*

Requirements

⇒ Age Eligibility: Applicant must be 18 years or above.

⇒ U.S. Citizenship: To qualify, the applicant must be a U.S. citizen or permanent resident and should be residing in South Carolina.

⇒ Steady Income: Applicant must have proof of consistent employment or a verifiable income source.

⇒ Valid Contact Details: Provide a valid email address and phone number for communication.

⇒ Active Checking Account: Applicant must possess a currently active checking account.

Details

• Company Name: – Jora (Jora Credit)

• Loan Type: – Unsecured Installment Loans

• State: – South Carolina

• Serviced As: – State-Licensed Direct Lender

• Minimum Amount: – $1250

• Maximum Amount: – $4,000

• Loan Term: – Up to 33 Months

• Funding Time: – Same business day or next business day, depending on the time the loan is acquired.

• APR range: – Up to 330%*

• Fees: – No application, origination, prepayment, or late fees.

APR Range Example

$2,000 at 231% APR = $389.69/month for 24 months ($9,353.59 total)

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