Direct Payday Loan Lenders In Missouri

Check Into Cash
Missouri Payday LoansCheck Into Cash operates as a direct payday lender in Missouri, licensed by the Missouri Division of Finance.

Max Loan Online :- $500*
Max Loan In-Store :- $500*
Example APR :- 651.79%* (Calculated based on $500 loan and 14 day term) APR varies on loan amount and term.
Loan Term :- 14 to 31 days.

44 Store locations in Missouri.

 

 

Cash Central
Payday Loans in MissouriCash Central, operates as a payday loan direct lender in Missouri, licensed by the Missouri Division of Finance.

Max Loan Online :- $500*
Example APR :- 651.79%* (Calculated on $500 loan and 14 day term) The actual APR varies on loan amount and duration.
Loan Term :- 14 to 31 days.

 

 

Check N Go
Direct Lender Payday Loans in Missouri Check N Go, operates as a direct licensed lender offers payday loan in Missouri, licensed by the Missouri Division of Finance.

Max Loan Online :- $500*
Example APR :- 651.79%* (Calculated on $500 loan and 14 day term) APR may vary on loan duration and amount.
Loan Term :- 14 to 31 days.

21 Check n Go Locations in Missouri

 

 

Lend Up
Direct payday lender in Missouri Lend Up operates as a state licensed payday lender in Missouri, licensed by the Missouri Division of Finance.

Max Loan Online :- $500*
Example APR :- 589.21%* for $200 amount (Calculated on 14 day term) The APR varies on loan amount and duration.
Loan Term :- 14 to 30 days.

 


Payday Loans In Missouri

In Missouri, you would find several lending companies offering online payday loans & in-store cash advances. Before you decide to make an application for a payday loan, do a bit of research on state licensed payday lenders in your state. Direct licensed lenders are required to adhere to the state rules and regulations to protect borrowers. We have added a few payday lenders, that fund in Missouri and will keep adding more to our list.

Online payday loans are usually preferred by customers, who are looking for quick cash to pay for some emergency or unexpected expenses. A majority of lenders offer an online application, which can be completed from the comfort of your home by using a computer, iPad or smartphone. The application process just takes a couple of minutes to complete, and you may receive an instant response to the approval or denial of the application.

All online lenders, local lending businesses, and storefront are required to obtain appropriate licenses from the division of finance to offer payday loans in Missouri. The maximum loan amount that can be borrowed in Missouri is $500, by law. The minimum loan term is 14 days and the maximum of 31 days can be offered to the borrowers.

Basic Payday Loan Requirements in Missouri.

The application process and requirements are simple. Find out the necessary requirements to qualify for payday loans in Missouri.

  • Applicant needs to be 18 yrs old or older.
  • Applicant has to be a resident of Missouri.
  • Proof of steady income source.
  • Active checking account ( Account must be on applicants name ).
  • Valid current email address and contact number.

Each short term lender has its own loan criteria and requirements. In some cases, you may be asked to produce additional documents or information to be sent through email or fax for verification purpose. Some lenders also offer loans to consumers on retirement income.

Example Fees Chart for Missouri Payday Loans.

Loan AmountFinance ChargeRepaymentAPR (14 days) Loan Term
$100$25$125651.79%
$200$50$250651.79%
$300$75$375651.79%
$400$100$500651.79%
$500$125$625651.79%

Missouri Payday Loan Laws

Payday loans and cash advances, which can be obtained online or storefronts are legal in the state of Missouri. The Missouri Division of Finance regulates companies lending unsecured loans for $500 or less under the state law, to obtain licenses before funding loans in the state.

The rules and regulations governing Missouri payday loans limit’s maximum amount borrowed to $500. Loan term of maximum 31 days, can be provided to the borrower. The highest number of rollovers permitted is up to 6 times, by reducing the principal by 5% with every rollover. Interest and fees, should not exceed 75% of the original amount borrowed for the complete loan term and renewals. The law also restricts the number of loans at a time, must not exceed $500 with any lender at one time.

The laws governing payday loans in Missouri are not clear when compared to other states. The minimum income requirement, as well as the cooling off period for obtaining another loan, is not specified.

Consumer Complaint

Missouri Division of Finance
PO Box 716
Jefferson City, MO 65102-0716
Phone: (573) 751-3242

For registering complaints online Click Here.

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