Don’t settle for just any installment loan in Arizona – make sure you find one that suits your financial situation and goals. Finding the right installment loan in Arizona can be challenging, but direct lenders and lender-connecting services can offer solutions.
DirectLendersList provides:
• A complete platform for comparing direct lenders and lending marketplaces.
• Locating the best alternative.
• Making an educated decision.
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BadCreditLoans.com is not a direct lender but instead acts as a lender connecting service for Arizona residents looking for installment loans ranging from $500 to $10,000. Their easy-to-use platform streamlines finding a loan; by partnering with direct lenders and lending platforms, BadCreditLoans ensures borrowers can find reliable loan options through its network.
APR Range
5.99% – 35.99%*
Min. Credit Score
None
Repayment Terms
3 months to 72 months
Funding Time
Next business day*
⇒ Minimum age of 18 years old
⇒ Citizenship or legal residency documentation
⇒ Valid driver’s license or state-issued ID
⇒ Steady source of income from full-time employment or self-employment
⇒ Checking account in the applicant’s name
⇒ Home and work phone numbers for communication
⇒ Valid email address for loan updates.
• Company Name: – BadCreditLoans.com (Great, LLC)
• Loan Type: – Installment Loans
• State: – Arizona
• Serviced As: – Lender Connecting Service (Not a Direct Lender)
• Minimum Amount: – $500
• Maximum Amount: – $10,000
• Loan Term: – 3 months to 6 years
• Funding Time: – As fast as the next business day* (Varies by the lender)
• APR range: – 5.99% -35.99%* (May vary based on the lender, state laws and other factors)
• Fees: –Any loan fees will be determined and disclosed by the lender.
Your lender or financial service providers will solely determine the loan term, fees, and interest rates.
APR Range Example
$1,650 loan at 18.9% APR = $ 151.98/month for 12 months ($1,823.76 total)
ExploreCredit is a direct tribal lender that provides loans ranging from $300 to $2,000 in Arizona. It specializes in short-term installment loans online and strives to provide a simple lending experience; it operates under the jurisdiction of Native American tribe reservations and is subject to tribal laws and regulations.
APR Range
Undisclosed
Min. Credit Score
None
Repayment Terms
Up to 9 Months
Funding Time
Next business day*
⇒ Must be at least 18 years old to apply.
⇒ Must be a citizen or permanent resident of the United States.
⇒ A valid checking account is required.
⇒ Must provide proof of income.
⇒ A valid email address and phone number must be provided.
⇒ A valid social security number must be provided.
⇒ A valid government-issued identification or driver’s license is required.
• Company Name: – Explore Credit
• Loan Type: – Online Installment Loans
• State: – Arizona
• Serviced As: – Direct Tribal Lender
• Minimum Amount: – $300
• Maximum Amount: – $2,000
• Loan Term: – Up to 9 months
• Funding Time: – Same day or as early as following business day
• APR range: – Undisclosed (APR) varies on loan duration and amount borrowed.
• Fees: – No penalty on prepayment
Disclaimer
Caution: Tribal lenders operate under tribal law, which may differ from state and federal law. It's important to note that they are not subject to federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as other state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.
MaxLend is a tribal lender that operates within the Native American tribe’s reservation and is governed by tribal laws. It offers Arizona residents access to online installment loans of up to $3,000, focusing on flexible and personalized loan options that may differ from those offered by traditional lenders.
APR Range
471.78% to 841.45%*
Min. Credit Score
None
Repayment Terms
9 to 18 months
Funding Time
Same day or Next business day*
⇒ Applicant must meet the minimum income requirements based on their take-home pay and have an active checking account with consistent income deposits.
⇒ Applicant must meet the age and residency requirements of 18 years or older and residing in Arizona to qualify for a loan.
⇒ Applicant must maintain an active checking account with a financial institution and meet the minimum duration guidelines.
⇒ Applicant must not be involved in any active bankruptcy proceedings or have plans to file for bankruptcy voluntarily to be eligible for a loan.
• Company Name: – MaxLend (Uetsa Tsakits, Inc)
• Loan Type: – Short-Term Installment Loans Online
• State: – Arizona
• Serviced As: – Tribal Lender
• Minimum Amount: – $100
• Maximum Amount: – $3,000
• Loan Term: – 9 months to 18 months
• Funding Time: – Same day or as quick as next business day
• APR range: – 471% to 842%* (APR) varies on loan duration and amount borrowed.
• Fees: – No prepayment penalties
Disclaimer
MaxLend is an economic development arm and instrumentality of the Mandan, Hidatsa, and Arikara Nation, a federally-recognized sovereign American Indian Tribe. As a result, if you decide to do business with MaxLend, any dispute resolution process will be governed by Tribal law. Since MaxLend is owned by three federally recognized sovereign American Indian Tribes, it is not subject to suit or service of process. This implies that your potential forums for dispute resolution will be limited. If you are uncomfortable doing business with a sovereign instrumentality that cannot be sued in court, MaxLend recommends considering alternative services.
CashUSA.com acts as an online lender connecting service and offers Arizona residents a hassle-free lending experience through its network of direct lenders, providing access to online installment loans between $500 to $10,000.
APR Range
5.99% – 35.99%*
Min.Credit Score
None
Repayment Terms
3 months to 6 years
Funding Time
1 to 2 business days*
⇒ Applicant must be at least 18 years old, a US citizen or permanent resident, and have a checking account in their name.
⇒ Must meet the lender’s income requirements and have at least 90 days of employment to be eligible for a loan.
⇒ Applicant must have a valid email address, work phone number, and home phone number to be considered for a loan.
• Company Name: – CashUSA.com
• Loan Type: – Installment Loans Online
• State: – Arizona
• Serviced As: – Lender Connecting marketplace (Not a Direct Lender)
• Minimum Amount: – $500
• Maximum Amount: – $10,000
• Loan Term: – 3 to 72 Months
• Funding Time: – As fast as the next business day (Varies based on the lender)
• APR range: – 5.99% -35.99% (Varies on the lender)
• Fees: –The origination fee and any other fees are totally up to the lenders’ discretion.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
APR Range Example
$2200 loan at 11.9% APR = $103.46/month for 24 months ($2483.04 total)
OppLoans provides reliable access to personal installment loans in Arizona through its lending partners committed to offering high-quality service. While it operates as a direct lender in certain states, approved loans in Arizona are funded by lending partners and serviced by OppLoans.
APR Range
Up to 160%*
Min.Credit Score
550+
Repayment Terms
9 to 18 Months
Funding Time
1 to 3 business days*
⇒ 18 years of age or older
⇒ Active and valid checking or savings account
⇒ US citizenship or permanent residency
⇒ Steady source of verifiable income received via direct deposit (job, self-employment, or government benefits)
⇒ Valid government-issued ID
⇒ Valid email address and phone number for communication
Company Name: – OppLoans (Opportunity Financial, LLC)
Loan Type: – Online Personal Installment Loans
State: – Arizona
Serviced As: – Loan Servicer (Loans approved, underwritten and funded by lending partners, serviced by OppLoans.)
Minimum Amount: – $500
Maximum Amount: – $4,000
Loan Term: – 9 months to 18 Months
Funding Time: – 1 to 3 business days
APR range: – Up to 160% (APR) may vary depending on the loan amount, term, and creditworthiness.
Fees: – No prepay penalties
APR Range Example
$1,500 at 160% APR = $295.94/month for 9 months ($2,663.46 total)
HonestLoans.net is an online lending marketplace that facilitates access to installment loans ranging from $200 to $50,000 in Arizona by connecting borrowers with a network of direct lenders and loan providers.
APR Range
Varies
Min Credit Score
None
Repayment Terms
Varies
Funding Time
1 to 2 business days
⇒ Must be at least 18 years old, ensuring legal capacity to enter a financial agreement.
⇒ Must have an active checking account in good standing, allowing electronic transactions and repayments.
⇒ Legal U.S. citizenship or permanent resident
⇒ Must have a stable source of income, such as a job, self-employment, or government benefits, to ensure repayment capability
⇒ Minimum monthly income of $800 is required to qualify.
⇒ Must provide a valid phone number and email address.
⇒ Proof of employment or other income-generating activities may be requested, such as bank statements or pay stubs, to verify income and expenses.
• Company Name: – HonestLoans.net
• Loan Type: – Installment Loans & Personal Loans
• State: – Arizona
• Serviced As: – Lender Connecting Service
• Minimum Amount: – $200
• Maximum Amount: – $50,000
• Loan Term: – Up to 72 months*
• Funding Time: – 1 to 2 business day*
• APR range: – APRs vary according to lender guidelines and the laws of the state.
• Fees: – Any associated fees would be disclosed by the lender.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
ZocaLoans provides short-term installment loans online in Arizona, with loan amounts from $200 to $1500, as a direct tribal lender operating within a Native American tribe reservation and subject to tribal laws and regulations.
APR Range
Up to 795%*
Min Credit Score
None
Repayment Terms
Up to 6 Months
Funding Time
Same day or next business day*
⇒ Applicant must be 18 years of age or older.
⇒ A valid driver’s license is required.
⇒ An active checking account with an ABA and routing number is mandatory.
⇒ Debit card information must be provided.
⇒ Verification of income or employment may be required.
⇒ Must have a valid phone number and email address.
⇒ Must be a legal resident of the United States.
• Company Name: – ZocaLoans (Rosebud Lending)
• Loan Type: – Online Short-term Installment Loans
• State: – Arizona
• Serviced As: – Tribal Loan Lender
• Minimum Amount: – $200
• Maximum Amount: – $1,500
• Loan Term: – Up to 6 Months
• Funding Time: – As fast as next business day*
• APR range: – Up to 795%* (APR) varies on loan amount and term
• Fees: – No prepayment penalties
NSF fee of $25* and Late fee of $25* may apply.
Disclaimer
Caution: Tribal lenders operate under tribal law, which may differ from state and federal law. It's important to note that they are not subject to federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as other state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.
