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Direct Installment Loan Lenders in Delaware

DirectLendersList can help you locate the best Delaware installment loans, whether you need a short-term or long-term loan. Our platform enables you to compare lenders and make an informed decision based on your unique requirements.

DirectLendersList offers:

• A comprehensive comparison platform for direct lenders and loan marketplaces.

• Assistance in locating the best alternative for you.

• The ability to make an educated choice based on your requirements and preferences.

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Disclaimer: Opinions, overviews, analyses, and recommendations are solely those of the author and haven't been reviewed, endorsed, or approved by any insurance, loan, or credit card issuers.

Delaware Installment Loans
Web Rating
3.5/5
Loan Amount:
$200 – $2,000

Ace Cash Express

Ace Cash Express is a licensed direct installment loan lender operating in Delaware under the regulatory oversight of the Delaware Office of the State Bank Commissioner. It offers installment loans ranging from $200 to $2,000 to eligible applicants in Delaware.

  • Installment loans range from $200 to $2,000.
  • Secure and confidential application process.
  • Loan decisions in minutes.
  • No prepayment penalties for early repayment.
  • Credit score not the only factor considered for approval.
  • Quick loan disbursement process.

APR Range

Up to 399%*

Min. Credit Score

None

Repayment Terms

Up to 180 days*

Funding Time

Next business day*

To apply, you must be 18 years of age or older.

Proof of a consistent source of recurring income, such as job, disability, retirement, self-employment, or another form of income.

Proof of a current, open bank account that has been active for at least one month.

Required information includes your name, address, valid and active email, valid phone number, and either a valid social security number or ITIN.

• Company Name: – Ace Cash Express

• Loan Type: – Installment Loans

• State: – Delaware

• Serviced As: – Direct Licensed Lender 

• Minimum Amount: – $200

• Maximum Amount: – $2,000

• Loan Term: – Up to 6 months

Funding Time: – Next business day*

APR range: – Up to 399%* (APR) varies based on loan term, amount and other factors.

Fees: – No penalty for repaying early

Bad credit lenders in Delaware
Web Rating
3.7/5
Loan Amount:
$500 – $10,000

BadCreditLoans.com

BadCreditLoans.com is a lender-connecting platform that streamlines the loan search process for Delaware residents. It connects consumers to a network of direct lenders and lending platforms for installment loans ranging from $500 to $10,000, making it a quick and effective way to find installment loans without the effort of searching for lenders on their own.

  • Loan amounts up to $10,000.
  • Safe, secure, and user-friendly online application process.
  • Quick loan decision process.
  • Funding available as soon as the next business day.

APR Range

5.99% – 35.99%*

Min. Credit Score

None

Repayment Terms

3 to 72 months

Funding Time

Following business day*

Applicants must be at least 18 years of age or older to apply.

Legal documentation proving citizenship or permanent residency is required.

A valid driver’s license or state-issued ID is required.

Applicants must have a steady source of income from full-time employment or self-employment.

Proof of income, such as pay stubs or bank statements, is required.

A checking account in the applicant’s name is mandatory.

Contact information, such as home and work phone numbers, must be provided.

A valid email address is required for loan updates and communication.

• Company Name: – BadCreditLoans.com (Great, LLC)

• Loan Type: – Online Installment Loans

• State: – Delaware

• Serviced As: – Lender Connecting Platform (Not a Direct Lender)

• Minimum Amount: – $500

• Maximum Amount: – $10,000

• Loan Term: – 3 months to 6 years

• Funding Time: – As quick as the next business day* (Varies by the lender)

• APR range: – 5.99% – 35.99%* (The requirements may differ depending on the lender and state regulations.)

• Fees: –Any loan fees will be determined and disclosed by the lender.

 

Your lender or financial service providers will solely determine the loan term, fees, and interest rates.

APR Range Example

$1,400 loan at 18.9% APR = $128.95/month for 12 months ($1,547.40 total)

Direct Tribal Loan Lenders in Delaware
Web Rating
3/5
Loan Amount:
$300 – $2,000

Explore Credit

ExploreCredit is a tribal lender that offers online installment loans in Delaware with loan amounts ranging from $300 to $2,000. It is governed by Native American tribe reservations and adheres to tribal laws and regulations.

  • Online short-term installment loans are available between $300 to $2,000.
  • Apply for a loan in just a few clicks.
  • No lengthy paperwork or complicated application forms.
  • No penalties for repaying your loan early.
  • Access funds quickly with next business day deposit to your bank account.

APR Range

Undisclosed

Min. Credit Score

None

Repayment Terms

Up to 9 Months

Funding Time

Next business day*

To apply, you must be at least 18 years old.

U.S. citizenship or permanent resident.

A valid and active checking account is necessary for the loan application.

Proof of income.

A valid email address and phone number are required for communication.

A valid social security number must be provided for verification.

A government-issued identification or driver’s license is necessary for the loan application process.

Company Name: – Explore Credit 

Loan Type: – Installment Loans Online

State: – Delaware

Serviced As: – Direct Tribal Lender

Minimum Amount: – $300

Maximum Amount: – $2,000

Loan Term: – Up to 9 months 

Funding Time: – Same day or following business day

APR range: –Undisclosed (APR) varies depending on the length and size of the loan.

Fees: – No penalty on early repayment

Disclaimer

Caution: Tribal lenders operate under tribal laws within the Native American Tribe reservations, which may differ from state and federal laws. It's important to note that tribal lenders may not be subject to state or federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional licensed lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.

Delaware Tribal Installment Loan Lenders
Web Rating
3/5
Loan Amount:
$100 – $3,000

MaxLend

MaxLend is a direct tribal lender that provides Delaware residents with flexible and customized lending alternatives, such as online installment loans of up to $3,000; it operates within the legal framework established by Native American tribe reservations and is governed by tribal laws and regulations.

  • Short-term installment loans online up to $3,000.
  • Get started on your loan application in minutes; apply from the comfort of your home.
  • All credit types are welcome; no need to worry about your credit score.
  • Funding as quick as the following business day.

APR Range

471.78% to 841.45%*

Min. Credit Score

None

Repayment Terms

9 months to 18 months

Funding Time

Same business day or Next business day*

You must be at least 18 years old and a Delaware resident.

You must have an active checking account and meet the minimum income requirements.

You cannot have an active bankruptcy or plans to file for bankruptcy.

A valid social security number or Individual Taxpayer Identification Number (ITIN) is required.

You must have a steady and reliable source of income, such as full-time or part-time work, self-employment, or government benefits.

You must provide a valid email address and phone number for communication and updates regarding your loan application and repayment.

You must be able to provide proof of identity, such as a driver’s license or state-issued ID.

Company Name: – MaxLend (Uetsa Tsakits, Inc)

Loan Type: – Short-Term Installment Loans Online

State: – Delaware

Serviced As: – Direct Tribal Loan Lender

Minimum Amount: – $100

Maximum Amount: – $3,000

Loan Term: – 9 to 18 months

Funding Time: – Same day or as quick as following business day

APR range: – 471% to 842%* (APR) varies on loan duration and amount borrowed.

Fees: – No prepay penalties

Disclaimer

MaxLend is an economic development arm and instrumentality of the Mandan, Hidatsa, and Arikara Nation, a federally-recognized sovereign American Indian Tribe. As a result, if you decide to do business with MaxLend, any dispute resolution process will be governed by Tribal law. Since MaxLend is owned by three federally recognized sovereign American Indian Tribes, it is not subject to suit or service of process. This implies that your potential forums for dispute resolution will be limited. If you are uncomfortable doing business with a sovereign instrumentality that cannot be sued in court, MaxLend recommends considering alternative services.

Delaware Installment Loans Online
Web Rating
3.4/5
Loan Amount:
$500 – $10,000

CashUSA.com

CashUSA.com is a lender-connecting platform that simplifies the process of finding installment loans online in Delaware; it offers loans ranging from $500 to $10,000 through its network of direct lenders and lending partners.

  • Quick and easy access to online installment loans up to $10,000
  • Enjoy a hassle-free loan application process that is quick, easy, and secure.
  • Get a quick response on your loan application and know your eligibility status within 5 minutes.
  • Get approved for a loan quickly, regardless of your credit history, with a quick and easy approval process and funds accessible as soon as the following business day.

APR Range

5.99% – 35.99%*

Min.Credit Score

None

Repayment Terms

3 months to 72 months

Funding Time

1 to 2 business days*

You must be at least 18 years old and a citizen or permanent resident of the United States.

You must have an active checking account in your name.

You must have a consistent source of income and have worked for at least 90 days.

You must have a working email address, phone number, and home address.

• Company Name: – CashUSA.com 

• Loan Type: – Online Installment Loans 

• State: – Delaware

• Serviced As: – Lender Connecting Platform (Not a Direct Lender)

• Minimum Amount: – $500

• Maximum Amount: – $10,000

• Loan Term: – 3 to 72 Months

• Funding Time: – As soon as the following working day (depending on the lender)

• APR range: – 5.99% -35.99% (Varies on the lender)

• Fees: All fees, including the origination charge, are entirely at the lenders’ discretion.

 

The loan term, fees, and interest rates are determined solely by your lender or lending partner.

APR Range Example

$2200 loan at 16.9% APR = $108.67/month for 24 months ($2608.08 total)

Delaware Personal Installment Loans Online
Web Rating
4.4/5
Loan Amount:
$500 – $4000

OppLoans (Opportunity Financial)

OppLoans is a reputable provider of personal installment loans, offering access to loans up to $4,000 through its lending partners in Delaware. The loans are serviced by OppLoans and funded by its lending partners.

  • Get reliable access to personal installment loans up to $4,000 through OppLoans' lending partners in Delaware.
  • Apply online quickly and easily with an instant decision.
  • Use the loan for any purpose.
  • Get approved for a loan and receive funds in as little as one business day.

APR Range

Up to 160%*

Min.Credit Score

550+

Repayment Terms

9 Months to 18 Months

Funding Time

1 to 3 working days*

To apply for a loan, you must be at least 18 years old.

You must have an active and valid checking or savings account.

You need to be a U.S. citizen or permanent resident.

You must have a steady and verifiable source of income received via direct deposit from a job, self-employment, or government benefits.

You need to provide a valid government-issued I.D. for identification purposes.

You must have a valid email address and phone number for communication.

 

Company Name: – OppLoans (Opportunity Financial, LLC)

Loan Type: – Personal Installment Loans Online

State: – Delaware

Serviced As: – Loan Servicer (Loans are approved, underwritten, and funded by its lending partners, while being serviced by OppLoans.)

Minimum Amount: – $500

Maximum Amount: – $4,000

Loan Term: – 9 to 18 Months

Funding Time: – 1 to 3 business days

APR range: – Up to 160% (APR) may vary depending on the loan amount, term, and creditworthiness.

Fees: – No prepayment penalty

APR Range Example

$2,000 at 160% APR = $394.58/month for 9 months ($3551.22 total)

List of Direct Lenders Installment Loans Online in Delaware
Web Rating
3.1/5
Loan Amount:
$200 – $50,000

Honest Loans

HonestLoans.net is an online lending platform that connects borrowers in Delaware with a network of direct lenders, providing them access to installment loans with amounts ranging from $200 to $50,000.

  • Apply online for installment loans ranging from $200 to $50,000.
  • Simple and user-friendly online process designed to provide a hassle-free experience.
  • Compare loan options from various lenders to find the best terms.
  • Don't wait long to receive your loan funds – most loans are approved and funded within 24-48 hours.

APR Range

Varies

Min Credit Score

None

Repayment Terms

Varies

Funding Time

1 to 2 business days

You must be at least 18 years old.

Maintain an active, in-good-standing bank account that facilitates electronic transactions and repayments.

You must be a legal U.S. citizen or permanent resident.

To assure repayment capabilities, have a steady source of income (work, self-employment, or government benefits).

Meet the $800 monthly income requirement.

You must provide a working phone number and email address.

Proof of employment or other revenue-generating activities, such as bank statements or pay stubs, can be asked to verify income.

Company Name: – HonestLoans.net

Loan Type: – Installment Loans & Personal Loans Online

• State: – Delaware

Serviced As: – Lender Connecting Service

Minimum Amount: – $200

Maximum Amount: – $50,000

Loan Term: – Up to 72 months*

Funding Time: – 1 to 2 business day*

APR range: – APRs vary depending to lender guidelines and the laws of the state.

Fees: – The lender would disclose any associated fees.

 

The loan term, fees, and interest rates are determined solely by your lender or lending partner.

Delaware Tribal Loan Lenders
Web Rating
3.2/5
Loan Amount:
$200 – $1,500

Zoca Loans

ZocaLoans offers online short-term installment loans up to $1500 in Delaware with an easy application process and quick funding. ZocaLoans operates as a direct tribal lender on a Native American tribe reservation and is subject to tribal laws and regulations.

  • Borrow up to $1500 with ZocaLoans' online short-term installment loans.
  • Hassle-free and user-friendly approach to obtaining short-term funding with quick loan application processing.
  • Apply for a loan from anywhere with internet access.
  • Swiftly access funds and receive them as early as the next business day.

APR Range

Up to 795%*

Min Credit Score

None

Repayment Terms

Up to 6 Months

Funding Time

Same or next business day*

You must be at least 18 years old, have a valid driver’s license, and be a legal resident of the United States.

An active checking account with an ABA, routing number, and debit card information is required.

Verification of income or employment may be necessary during the application process.

You have to provide an active telephone number and email address.

• Company Name: – ZocaLoans (Rosebud Lending)

• Loan Type: – Online Short-term Installment Loans

• State: – Delaware

• Serviced As: – Tribal Loan Lender

• Minimum Amount: – $200

• Maximum Amount: – $1,500

• Loan Term: – Up to 6 Months

• Funding Time: – As quick as same or next business day*

• APR range: – Up to 795%* (APR) varies on loan amount and term

• Fees: – No prepayment penalty
NSF fee of $25* and Late fee of $25* may apply.

Disclaimer

Caution: Tribal lenders operate under tribal law, which may differ from state and federal law. It's important to note that they are not subject to federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as other state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.

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