DirectLendersList can help you locate the best Delaware installment loans, whether you need a short-term or long-term loan. Our platform enables you to compare lenders and make an informed decision based on your unique requirements.
DirectLendersList offers:
• A comprehensive comparison platform for direct lenders and loan marketplaces.
• Assistance in locating the best alternative for you.
• The ability to make an educated choice based on your requirements and preferences.
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Ace Cash Express is a licensed direct installment loan lender operating in Delaware under the regulatory oversight of the Delaware Office of the State Bank Commissioner. It offers installment loans ranging from $200 to $2,000 to eligible applicants in Delaware.
APR Range
Up to 399%*
Min. Credit Score
None
Repayment Terms
Up to 180 days*
Funding Time
Next business day*
⇒ To apply, you must be 18 years of age or older.
⇒ Proof of a consistent source of recurring income, such as job, disability, retirement, self-employment, or another form of income.
⇒ Proof of a current, open bank account that has been active for at least one month.
⇒ Required information includes your name, address, valid and active email, valid phone number, and either a valid social security number or ITIN.
• Company Name: – Ace Cash Express
• Loan Type: – Installment Loans
• State: – Delaware
• Serviced As: – Direct Licensed Lender
• Minimum Amount: – $200
• Maximum Amount: – $2,000
• Loan Term: – Up to 6 months
• Funding Time: – Next business day*
• APR range: – Up to 399%* (APR) varies based on loan term, amount and other factors.
• Fees: – No penalty for repaying early
BadCreditLoans.com is a lender-connecting platform that streamlines the loan search process for Delaware residents. It connects consumers to a network of direct lenders and lending platforms for installment loans ranging from $500 to $10,000, making it a quick and effective way to find installment loans without the effort of searching for lenders on their own.
APR Range
5.99% – 35.99%*
Min. Credit Score
None
Repayment Terms
3 to 72 months
Funding Time
Following business day*
⇒ Applicants must be at least 18 years of age or older to apply.
⇒ Legal documentation proving citizenship or permanent residency is required.
⇒ A valid driver’s license or state-issued ID is required.
⇒ Applicants must have a steady source of income from full-time employment or self-employment.
⇒ Proof of income, such as pay stubs or bank statements, is required.
⇒ A checking account in the applicant’s name is mandatory.
⇒ Contact information, such as home and work phone numbers, must be provided.
⇒ A valid email address is required for loan updates and communication.
• Company Name: – BadCreditLoans.com (Great, LLC)
• Loan Type: – Online Installment Loans
• State: – Delaware
• Serviced As: – Lender Connecting Platform (Not a Direct Lender)
• Minimum Amount: – $500
• Maximum Amount: – $10,000
• Loan Term: – 3 months to 6 years
• Funding Time: – As quick as the next business day* (Varies by the lender)
• APR range: – 5.99% – 35.99%* (The requirements may differ depending on the lender and state regulations.)
• Fees: –Any loan fees will be determined and disclosed by the lender.
Your lender or financial service providers will solely determine the loan term, fees, and interest rates.
APR Range Example
$1,400 loan at 18.9% APR = $128.95/month for 12 months ($1,547.40 total)
ExploreCredit is a tribal lender that offers online installment loans in Delaware with loan amounts ranging from $300 to $2,000. It is governed by Native American tribe reservations and adheres to tribal laws and regulations.
APR Range
Undisclosed
Min. Credit Score
None
Repayment Terms
Up to 9 Months
Funding Time
Next business day*
⇒ To apply, you must be at least 18 years old.
⇒ U.S. citizenship or permanent resident.
⇒ A valid and active checking account is necessary for the loan application.
⇒ Proof of income.
⇒ A valid email address and phone number are required for communication.
⇒ A valid social security number must be provided for verification.
⇒ A government-issued identification or driver’s license is necessary for the loan application process.
• Company Name: – Explore Credit
• Loan Type: – Installment Loans Online
• State: – Delaware
• Serviced As: – Direct Tribal Lender
• Minimum Amount: – $300
• Maximum Amount: – $2,000
• Loan Term: – Up to 9 months
• Funding Time: – Same day or following business day
• APR range: –Undisclosed (APR) varies depending on the length and size of the loan.
• Fees: – No penalty on early repayment
Disclaimer
Caution: Tribal lenders operate under tribal laws within the Native American Tribe reservations, which may differ from state and federal laws. It's important to note that tribal lenders may not be subject to state or federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional licensed lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.
MaxLend is a direct tribal lender that provides Delaware residents with flexible and customized lending alternatives, such as online installment loans of up to $3,000; it operates within the legal framework established by Native American tribe reservations and is governed by tribal laws and regulations.
APR Range
471.78% to 841.45%*
Min. Credit Score
None
Repayment Terms
9 months to 18 months
Funding Time
Same business day or Next business day*
⇒ You must be at least 18 years old and a Delaware resident.
⇒ You must have an active checking account and meet the minimum income requirements.
⇒ You cannot have an active bankruptcy or plans to file for bankruptcy.
⇒ A valid social security number or Individual Taxpayer Identification Number (ITIN) is required.
⇒ You must have a steady and reliable source of income, such as full-time or part-time work, self-employment, or government benefits.
⇒ You must provide a valid email address and phone number for communication and updates regarding your loan application and repayment.
⇒ You must be able to provide proof of identity, such as a driver’s license or state-issued ID.
• Company Name: – MaxLend (Uetsa Tsakits, Inc)
• Loan Type: – Short-Term Installment Loans Online
• State: – Delaware
• Serviced As: – Direct Tribal Loan Lender
• Minimum Amount: – $100
• Maximum Amount: – $3,000
• Loan Term: – 9 to 18 months
• Funding Time: – Same day or as quick as following business day
• APR range: – 471% to 842%* (APR) varies on loan duration and amount borrowed.
• Fees: – No prepay penalties
Disclaimer
MaxLend is an economic development arm and instrumentality of the Mandan, Hidatsa, and Arikara Nation, a federally-recognized sovereign American Indian Tribe. As a result, if you decide to do business with MaxLend, any dispute resolution process will be governed by Tribal law. Since MaxLend is owned by three federally recognized sovereign American Indian Tribes, it is not subject to suit or service of process. This implies that your potential forums for dispute resolution will be limited. If you are uncomfortable doing business with a sovereign instrumentality that cannot be sued in court, MaxLend recommends considering alternative services.
CashUSA.com is a lender-connecting platform that simplifies the process of finding installment loans online in Delaware; it offers loans ranging from $500 to $10,000 through its network of direct lenders and lending partners.
APR Range
5.99% – 35.99%*
Min.Credit Score
None
Repayment Terms
3 months to 72 months
Funding Time
1 to 2 business days*
⇒ You must be at least 18 years old and a citizen or permanent resident of the United States.
⇒ You must have an active checking account in your name.
⇒ You must have a consistent source of income and have worked for at least 90 days.
⇒ You must have a working email address, phone number, and home address.
• Company Name: – CashUSA.com
• Loan Type: – Online Installment Loans
• State: – Delaware
• Serviced As: – Lender Connecting Platform (Not a Direct Lender)
• Minimum Amount: – $500
• Maximum Amount: – $10,000
• Loan Term: – 3 to 72 Months
• Funding Time: – As soon as the following working day (depending on the lender)
• APR range: – 5.99% -35.99% (Varies on the lender)
• Fees: – All fees, including the origination charge, are entirely at the lenders’ discretion.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
APR Range Example
$2200 loan at 16.9% APR = $108.67/month for 24 months ($2608.08 total)
OppLoans is a reputable provider of personal installment loans, offering access to loans up to $4,000 through its lending partners in Delaware. The loans are serviced by OppLoans and funded by its lending partners.
APR Range
Up to 160%*
Min.Credit Score
550+
Repayment Terms
9 Months to 18 Months
Funding Time
1 to 3 working days*
⇒ To apply for a loan, you must be at least 18 years old.
⇒ You must have an active and valid checking or savings account.
⇒ You need to be a U.S. citizen or permanent resident.
⇒ You must have a steady and verifiable source of income received via direct deposit from a job, self-employment, or government benefits.
⇒ You need to provide a valid government-issued I.D. for identification purposes.
⇒ You must have a valid email address and phone number for communication.
Company Name: – OppLoans (Opportunity Financial, LLC)
Loan Type: – Personal Installment Loans Online
State: – Delaware
Serviced As: – Loan Servicer (Loans are approved, underwritten, and funded by its lending partners, while being serviced by OppLoans.)
Minimum Amount: – $500
Maximum Amount: – $4,000
Loan Term: – 9 to 18 Months
Funding Time: – 1 to 3 business days
APR range: – Up to 160% (APR) may vary depending on the loan amount, term, and creditworthiness.
Fees: – No prepayment penalty
APR Range Example
$2,000 at 160% APR = $394.58/month for 9 months ($3551.22 total)
HonestLoans.net is an online lending platform that connects borrowers in Delaware with a network of direct lenders, providing them access to installment loans with amounts ranging from $200 to $50,000.
APR Range
Varies
Min Credit Score
None
Repayment Terms
Varies
Funding Time
1 to 2 business days
⇒ You must be at least 18 years old.
⇒ Maintain an active, in-good-standing bank account that facilitates electronic transactions and repayments.
⇒ You must be a legal U.S. citizen or permanent resident.
⇒ To assure repayment capabilities, have a steady source of income (work, self-employment, or government benefits).
⇒ Meet the $800 monthly income requirement.
⇒ You must provide a working phone number and email address.
⇒ Proof of employment or other revenue-generating activities, such as bank statements or pay stubs, can be asked to verify income.
• Company Name: – HonestLoans.net
• Loan Type: – Installment Loans & Personal Loans Online
• State: – Delaware
• Serviced As: – Lender Connecting Service
• Minimum Amount: – $200
• Maximum Amount: – $50,000
• Loan Term: – Up to 72 months*
• Funding Time: – 1 to 2 business day*
• APR range: – APRs vary depending to lender guidelines and the laws of the state.
• Fees: – The lender would disclose any associated fees.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
ZocaLoans offers online short-term installment loans up to $1500 in Delaware with an easy application process and quick funding. ZocaLoans operates as a direct tribal lender on a Native American tribe reservation and is subject to tribal laws and regulations.
APR Range
Up to 795%*
Min Credit Score
None
Repayment Terms
Up to 6 Months
Funding Time
Same or next business day*
⇒ You must be at least 18 years old, have a valid driver’s license, and be a legal resident of the United States.
⇒ An active checking account with an ABA, routing number, and debit card information is required.
⇒ Verification of income or employment may be necessary during the application process.
⇒ You have to provide an active telephone number and email address.
• Company Name: – ZocaLoans (Rosebud Lending)
• Loan Type: – Online Short-term Installment Loans
• State: – Delaware
• Serviced As: – Tribal Loan Lender
• Minimum Amount: – $200
• Maximum Amount: – $1,500
• Loan Term: – Up to 6 Months
• Funding Time: – As quick as same or next business day*
• APR range: – Up to 795%* (APR) varies on loan amount and term
• Fees: – No prepayment penalty
NSF fee of $25* and Late fee of $25* may apply.
Disclaimer
Caution: Tribal lenders operate under tribal law, which may differ from state and federal law. It's important to note that they are not subject to federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as other state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.
