When searching for the best installment loans in Alaska, look for direct lenders or lender-connecting services that fit your needs. DirectLendersList is an excellent platform for comparing different lenders and lender-connecting marketplaces in Alaska.
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Bad Credit Loans is not a direct lender; rather, it is a lender connecting marketplace that helps match consumers with trustworthy direct lenders and lending partners in its network. Through this network, Bad Credit Loans provides convenient access to installment loans ranging from $500 to $10,000 in the state of Alaska.
APR Range
5.99% – 35.99%*
Min. Credit Score
None
Repayment Terms
3 months to 6 years
Funding Time
Next Working Day*
⇒ Applicants must be at least 18 years old to qualify for a loan.
⇒ Applicants must provide documentation proving citizenship or legal residency, such as a Social Security number or government-issued identification.
⇒ Applicants must have a valid driver’s license or state-issued ID.
⇒ Applicants must have a steady source of income from full-time employment or self-employment.
⇒ Applicants must have a checking account in their name to receive loan funds.
⇒ Applicants must provide both home and work phone numbers for communication purposes.
⇒ Applicants must provide a valid email address for loan communication and updates.
• Company Name: – BadCreditLoans.com (Great, LLC)
• Loan Type: – Installment Loans
• State: – Alaska
• Serviced As: – Lender Connection Service (Not a Direct Lender)
• Minimum Amount: – $500
• Maximum Amount: – $10,000
• Loan Term: – 3 months to 72 Months
• Funding Time: – As early as the next business day* (Varies by the lender)
• APR range: – 5.99% -35.99%* (May vary based on the lender, state laws and other factors)
• Fees: – The lender will determine and disclose any fees associated with the loan.
Your lender or financial service providers will solely determine the loan term, fees, and interest rates.
APR Range Example
$1,500 loan at 18.9% APR = $ 138.16/month for 12 months ($1,657.92 total)
MaxLend is a direct tribal lender that provides Alaska residents access to short-term installment loans. Borrowers can qualify for loans of up to $3,000. MaxLend is governed by tribal laws and operates on a Native American tribe’s reservation; they may offer different loan terms and conditions than traditional lenders.
APR Range
471.78% to 841.45%*
Min. Credit Score
None
Repayment Terms
9 months to 18 months
Funding Time
Same or Next Business Day*
⇒ Maintain an active checking account with verifiable income deposits.
⇒ Checking account meets the minimum duration guidelines the financial institution sets.
⇒ Resident of Alaska and 18 years of age are mandatory for applicants.
⇒ Minimum income requirements must be fulfilled based on take-home pay.
⇒ Applicants must not have any active bankruptcy proceedings or intend to file for bankruptcy voluntarily.
• Company Name: – MaxLend (Uetsa Tsakits, Inc)
• Loan Type: – Online Short-Term Installment Loans
• State: – Alaska
• Serviced As: – Tribal Loan Lender
• Minimum Amount: – $100
• Maximum Amount: – $3,000
• Loan Term: – 9 to 18 months
• Funding Time: – Same day or as early as next business day
• APR range: – 471% to 842%* (APR) varies on loan duration and amount borrowed.
• Fees: – No prepayment penalty
Disclaimer
MaxLend is an economic development arm and instrumentality of the Mandan, Hidatsa, and Arikara Nation, a federally-recognized sovereign American Indian Tribe. As a result, if you decide to do business with MaxLend, any dispute resolution process will be governed by Tribal law. Since MaxLend is owned by three federally recognized sovereign American Indian Tribes, it is not subject to suit or service of process. This implies that your potential forums for dispute resolution will be limited. If you are uncomfortable doing business with a sovereign instrumentality that cannot be sued in court, MaxLend recommends considering alternative services.
CashUSA.com is an online lending marketplace that connects borrowers with a network of direct lenders in Alaska, offering online installment loans ranging from $500 to $10,000.
APR Range
5.99% – 35.99%*
Min. Credit Score
None
Repayment Terms
3 months to 72 months
Funding Time
1 to 2 business days*
⇒ To be eligible, you must be a US citizen or permanent resident of the US and at least 18 years old.
⇒ A minimum of 90 days of employment and fulfilling the lender’s income requirements are required.
⇒ A checking account in your name is mandatory for loan approval.
⇒ Applicants must have a valid email address and work and home phone numbers to be considered.
• Company Name: – CashUSA.com
• Loan Type: – Online Installment Loans
• State: – Alaska
• Serviced As: – Lender Connecting Platform (Not a Direct Lender)
• Minimum Amount: – $500
• Maximum Amount: – $10,000
• Loan Term: – Up to 72 Months
• Funding Time: – As soon as the next business day (Varies based on the lender)
• APR range: – 5.99% -35.99% (Varies by the lender)
• Fees: – The origination charge and any other fees are entirely up to the decision of the lenders.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
APR Range Example
$1900 loan at 11.9% APR = $89.35/month for 24 months ($2144.40 total)
OppLoans is committed to providing reliable access to personal installment loans in Alaska through its lending partners. OppLoans acts as a direct lender in certain states; in Alaska, approved loans are funded by lending partners and serviced by OppLoans.
APR Range
Up to 160%*
Min. Credit Score
550+
Repayment Terms
9 months to 18 Months
Funding Time
1 to 3 working days*
⇒ Applicants must be 18 years of age or older.
⇒ Hold an active and valid checking or savings account.
⇒ Citizenship or permanent residency in the United States is required.
⇒ A steady source of income, such as a job, self-employment, or government benefits.
⇒ Income must be received via direct deposit to qualify.
⇒ Must have a verifiable source of revenue.
⇒ Must have a valid government-issued ID.
⇒ Must have a valid email address and phone number for communication.
Company Name: – OppLoans (Opportunity Financial, LLC)
Loan Type: – Personal Installment Loans Online
State: – Alaska
Serviced As: – Loan Servicer (Loans approved and funded by lending partners, serviced by OppLoans.)
Minimum Amount: – $500
Maximum Amount: – $4,000
Loan Term: – 9 to 18 Months
Funding Time: – 1 to 3 business days
APR range: – Up to 160% (APR) may vary depending on the loan amount, term, and creditworthiness.
Fees: – No prepayment penalty
APR Range Example
$2,000 at 160% APR = $394.58/month for 9 months ($3551.22 total)
HonestLoans.net operates an online lending marketplace that connects borrowers in Alaska with a network of direct lenders and loan providers for installment loans ranging from $200 to $50,000.
APR Range
Varies
Min. Credit Score
None
Repayment Terms
Varies
Funding Time
1 to 2 business days
⇒ Applicants must be at least 18 years old to qualify in Alaska.
⇒ A checking account must be active and in good standing.
⇒ Legal U.S. citizenship or permanent residency is required.
⇒ A stable source of income is necessary.
⇒ A minimum monthly income of $800 is required to qualify for a loan.
⇒ Must provide contact details, including a valid phone number and email address.
⇒ Proof of employment or other income-generating activities may be requested.
• Company Name: – HonestLoans.net
• Loan Type: – Installment & Personal Loans Online
• State: – Alaska
• Serviced As: – Lender Connecting Platform
• Minimum Amount: – $200
• Maximum Amount: – $50,000
• Loan Term: – Up to 72 months*
• Funding Time: – 1 to 2 business day*
• APR range: – APRs may differ depending on lender policies and state regulations.
• Fees: – Any associated fees would be disclosed by the lender.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
ZocaLoans is a direct tribal lender that offers short-term installment loans online in Alaska, with loan amounts ranging from $200 to $1500, operating within the limits of a Native American tribe reservation, and is subject to tribal laws and regulations.
APR Range
Up to 795%*
Min. Credit Score
None
Repayment Terms
Up to 6 Months
Funding Time
Same or next business day*
⇒ You must be at least 18 years old or older.
⇒ You must have a valid driver’s license.
⇒ An active checking account with an ABA number and routing number is required.
⇒ You must provide your debit card information.
• Company Name: – ZocaLoans (Rosebud Lending)
• Loan Type: – Short-term Installment Loans
• State: – Alaska
• Serviced As: – Direct Tribal Loan Lender
• Minimum Amount: – $200
• Maximum Amount: – $1,500
• Loan Term: – Up to 6 Months
• Funding Time: – As fast as next business day*
• APR range: – Up to 795%* (APR) varies on loan amount and term
• Fees: – No prepayment penalty
NSF fee of $25* and Late fee of $25* may apply.
