Discover a new level of financial freedom with DirectLendersList, your trusted guide to unlocking the best Alaska installment loans. Our platform is designed exclusively to cater to your unique needs. Say goodbye to the hassle of searching for the perfect loan – we’ve done the hard work for you.
Experience the ease of navigating our handpicked list of direct lenders and loan marketplaces. Our mission is to make your financial journey effortless and rewarding. With DirectLendersList, you can effortlessly compare and connect with lenders that best fit your needs.
Take charge of your financial destiny and embrace the convenience of our user-friendly interface built with your needs in mind for securing the ideal installment loans in Alaska like never before. We’re here to be your trusted partner every step of the way.
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Our website is an informative comparison site committed to providing users with helpful information about various products and services that match their needs. Because of the advertising compensation we receive from brands and service providers, we can provide this service for free. Advertising income, product popularity, and our subjective experience and procedures may all impact the placement and position of brands on our site and its pages. It is important to remember that the brand overview is provided "as-is," with no guarantees or warranties, and should not be interpreted as an endorsement. We try to keep the information up-to-date, but the terms of offers may change at any time.
Disclaimer: Opinions, overviews, analyses, and recommendations are solely those of the author and haven't been reviewed, endorsed, or approved by any insurance, loan, or credit card issuers.
BadCreditLoans.com is not a direct lender. Instead, it operates as a lender connection service in Alaska, connecting borrowers with reputable direct lenders and lending partners through its extensive network. As a reliable intermediary, Bad Credit Loans provides convenient access to installment loans ranging from $500 to $10,00. By filling out a quick online form, borrowers can easily explore various loan offers that suit their needs in just a few minutes. Enjoy a stress-free borrowing process and obtain financial assistance with Bad Credit Loans in Alaska.
APR Range
5.99% – 35.99%*
Min. Credit Score
None
Repayment Terms
3 months to 6 years
Funding Time
Next Working Day*
⇒ Applicants must be at least 18 years old to qualify for a loan.
⇒ Applicants must provide documentation proving citizenship or legal residency, such as a Social Security number or government-issued identification.
⇒ Applicants must have a valid driver’s license or state-issued ID.
⇒ Applicants must have a steady source of income from full-time employment or self-employment.
⇒ Applicants must have a checking account in their name to receive loan funds.
⇒ Applicants must provide both home and work phone numbers for communication purposes.
⇒ Applicants must provide a valid email address for loan communication and updates.
• Company Name: – BadCreditLoans.com (Great, LLC)
• Loan Type: – Installment Loans
• State: – Alaska
• Serviced As: – Lender Connection Service (Not a Direct Lender)
• Minimum Amount: – $500
• Maximum Amount: – $10,000
• Loan Term: – 3 months to 72 Months
• Funding Time: – As early as the next business day* (Varies by the lender)
• APR range: – 5.99% -35.99%* (May vary based on the lender, state laws and other factors)
• Fees: – The lender will determine and disclose any fees associated with the loan.
Your lender or financial service providers will solely determine the loan term, fees, and interest rates.
APR Range Example
$1,500 loan at 18.9% APR = $ 138.16/month for 12 months ($1,657.92 total)
MaxLend is a direct tribal lender that provides Alaska residents access to short-term installment loans. Borrowers can qualify for loans of up to $3,000. MaxLend is governed by tribal laws and operates on a Native American tribe’s reservation; they may offer different loan terms and conditions than traditional lenders.
APR Range
471.78% to 841.45%*
Min. Credit Score
None
Repayment Terms
9 months to 18 months
Funding Time
Same or Next Business Day*
⇒ Maintain an active checking account with verifiable income deposits.
⇒ Checking account meets the minimum duration guidelines the financial institution sets.
⇒ Resident of Alaska and 18 years of age are mandatory for applicants.
⇒ Minimum income requirements must be fulfilled based on take-home pay.
⇒ Applicants must not have any active bankruptcy proceedings or intend to file for bankruptcy voluntarily.
• Company Name: – MaxLend (Uetsa Tsakits, Inc)
• Loan Type: – Online Short-Term Installment Loans
• State: – Alaska
• Serviced As: – Tribal Loan Lender
• Minimum Amount: – $100
• Maximum Amount: – $3,000
• Loan Term: – 9 to 18 months
• Funding Time: – Same day or as early as next business day
• APR range: – 471% to 842%* (APR) varies on loan duration and amount borrowed.
• Fees: – No prepayment penalty
Disclaimer
MaxLend is an economic development arm and instrumentality of the Mandan, Hidatsa, and Arikara Nation, a federally-recognized sovereign American Indian Tribe. As a result, if you decide to do business with MaxLend, any dispute resolution process will be governed by Tribal law. Since MaxLend is owned by three federally recognized sovereign American Indian Tribes, it is not subject to suit or service of process. This implies that your potential forums for dispute resolution will be limited. If you are uncomfortable doing business with a sovereign instrumentality that cannot be sued in court, MaxLend recommends considering alternative services.
CashUSA.com serves as an efficient online lender connecting platform operating in Alaska, bridging the gap between borrowers and a large network of direct lenders and loan providers. As a lender connection service, CashUSA offers quick and easy access to online installment loans ranging from $500 to $10,000 and simplifies the process by quickly connecting borrowers with appropriate lenders. This empowers Alaskan residents to find suitable loan options and ensures a fast and hassle-free way to secure their funds.
APR Range
5.99% – 35.99%*
Min. Credit Score
None
Repayment Terms
3 months to 72 months
Funding Time
1 to 2 business days*
⇒ To be eligible, you must be a US citizen or permanent resident of the US and at least 18 years old.
⇒ A minimum of 90 days of employment and fulfilling the lender’s income requirements are required.
⇒ A checking account in your name is mandatory for loan approval.
⇒ Applicants must have a valid email address and work and home phone numbers to be considered.
• Company Name: – CashUSA.com
• Loan Type: – Online Installment Loans
• State: – Alaska
• Serviced As: – Lender Connecting Platform (Not a Direct Lender)
• Minimum Amount: – $500
• Maximum Amount: – $10,000
• Loan Term: – Up to 72 Months
• Funding Time: – As soon as the next business day (Varies based on the lender)
• APR range: – 5.99% -35.99% (Varies by the lender)
• Fees: – The origination charge and any other fees are entirely up to the decision of the lenders.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
APR Range Example
$1900 loan at 11.9% APR = $89.35/month for 24 months ($2144.40 total)
OppLoans operates as a loan facilitator and offers personal installment loans tailored to unique needs, arranging financing for borrowers through its trusted lending partners in Alaska. Loan options range from $500 to $4,000, and the user-friendly application process makes finding the right loan easy. In Alaska, approved loans are funded by these lending partners and expertly serviced by OppLoans. Focusing on transparency and customer satisfaction, OppLoans remains steadfast in its mission to provide reliable financial solutions, delivering the convenience and reliability of personal installment loans in Alaska.
APR Range
Up to 160%*
Min. Credit Score
550+
Repayment Terms
9 months to 18 Months
Funding Time
1 to 3 working days*
⇒ Applicants must be 18 years of age or older.
⇒ Hold an active and valid checking or savings account.
⇒ Citizenship or permanent residency in the United States is required.
⇒ A steady source of income, such as a job, self-employment, or government benefits.
⇒ Income must be received via direct deposit to qualify.
⇒ Must have a verifiable source of revenue.
⇒ Must have a valid government-issued ID.
⇒ Must have a valid email address and phone number for communication.
• Company Name: – OppLoans (Opportunity Financial, LLC)
• Loan Type: – Personal Installment Loans Online
• State: – Alaska
• Serviced As: – Loan Servicer (Loans approved and funded by lending partners, serviced by OppLoans.)
• Minimum Amount: – $500
• Maximum Amount: – $4,000
• Loan Term: – 9 to 18 Months
• Funding Time: – 1 to 3 business days
• APR range: – Up to 160% (APR) may vary depending on the loan amount, term, and creditworthiness.
• Fees: – No prepayment penalty
APR Range Example
$2,000 at 160% APR = $394.58/month for 9 months ($3551.22 total)
HonestLoans.net is an online lender connecting service that caters to borrowers in Alaska, offering a seamless platform to connect with a vast network of direct lenders and loan providers. Whether you require a modest sum of $200 or a more substantial amount of up to $50,000, HonestLoans.net is committed to meeting diverse borrowing needs efficiently and seamlessly.
APR Range
Varies
Min. Credit Score
None
Repayment Terms
Varies
Funding Time
1 to 2 business days
⇒ Applicants must be at least 18 years old to qualify in Alaska.
⇒ A checking account must be active and in good standing.
⇒ Legal U.S. citizenship or permanent residency is required.
⇒ A stable source of income is necessary.
⇒ A minimum monthly income of $800 is required to qualify for a loan.
⇒ Must provide contact details, including a valid phone number and email address.
⇒ Proof of employment or other income-generating activities may be requested.
• Company Name: – HonestLoans.net
• Loan Type: – Installment & Personal Loans Online
• State: – Alaska
• Serviced As: – Lender Connecting Platform
• Minimum Amount: – $200
• Maximum Amount: – $50,000
• Loan Term: – Up to 72 months*
• Funding Time: – 1 to 2 business day*
• APR range: – APRs may differ depending on lender policies and state regulations.
• Fees: – Any associated fees would be disclosed by the lender.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
ZocaLoans is a direct tribal lender that offers short-term installment loans online in Alaska, with loan amounts ranging from $200 to $1500, operating within the limits of a Native American tribe reservation, and is subject to tribal laws and regulations.
APR Range
Up to 795%*
Min. Credit Score
None
Repayment Terms
Up to 6 Months
Funding Time
Same or next business day*
⇒ You must be at least 18 years old or older.
⇒ You must have a valid driver’s license.
⇒ An active checking account with an ABA number and routing number is required.
⇒ You must provide your debit card information.
• Company Name: – ZocaLoans (Rosebud Lending)
• Loan Type: – Short-term Installment Loans
• State: – Alaska
• Serviced As: – Direct Tribal Loan Lender
• Minimum Amount: – $200
• Maximum Amount: – $1,500
• Loan Term: – Up to 6 Months
• Funding Time: – As fast as next business day*
• APR range: – Up to 795%* (APR) varies on loan amount and term
• Fees: – No prepayment penalty
NSF fee of $25* and Late fee of $25* may apply.
LendingPoint Personal Loan Disclosure
* Applications submitted on this website may be funded by one of several lenders, including: FinWise Bank, a Utah-chartered bank, Member FDIC; Coastal Community Bank, Member FDIC; Midland States Bank, Member FDIC; and LendingPoint, a licensed lender in certain states. Loan approval is not guaranteed. Actual loan offers and loan amounts, terms and annual percentage rates (“APR”) may vary based upon LendingPoint’s proprietary scoring and underwriting system’s review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees up to 10% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $1,000 to $36,500, at rates ranging from 7.99% to 35.99% APR, with terms from 24 to 72 months. Minimum loan amounts apply in Georgia, $3,500; Colorado, $3,001; and Hawaii, $2,000. For a well-qualified customer, a requested loan of $10,000 serviced by LendingPoint over a period of 48 months that has an APR of 26.59% with an origination fee of 10% may have a payment of $340.52 per month. (Actual terms and rate depend on credit history, income, and other factors.) The total amount due under the loan terms provided is $16,345.12 and the disbursal amount is $10,000. In the example provided, the total financed amount is increased to receive the full requested loan amount after the origination fee is deducted. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.
SoFi Personal Loan Disclosure
Fixed rates from 8.74% APR to 35.49% APR reflect the 0.25% autopay interest rate discount and a 0.25% direct deposit interest rate discount. SoFi rate ranges are current as of 11/12/25 and are subject to change without notice. The average of SoFi Personal Loans funded in 2022 was around $30K. Not all applicants qualify for the lowest rate. Lowest rates reserved for the most creditworthy borrowers. Your actual rate will be within the range of rates listed and will depend on the term you select, evaluation of your creditworthiness, income, and a variety of other factors.
Loan amounts range from $5,000– $100,000. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 0%-7%, which will be deducted from any loan proceeds you receive.
PERSONAL LOAN INTEREST RATES AND FEES | ELIGIBILITY AND IMPORTANT DETAILS. Annual percentage rates (APRs) shown include the 0.25% autopay discount. If approved for a loan, the rates and terms offered will depend on things like creditworthiness, the length of the loan, and other factors, and will fall within the range of rates available by applicable loan term; check out our full APR examples and terms. Remember, not all applicants will qualify for the lowest rate. Want to learn more? See our eligibility criteria at SoFi.com/eligibility-criteria. SoFi reserves the right to change interest rates at any time without notice, changes would only apply to applications begun after the effective date of the change.
Fixed Rates: Fixed rates range from 8.74% APR to 35.49% APR (with autopay). The SoFi 0.25% autopay interest rate reduction requires you to agree to make your scheduled monthly payments by an automatic monthly deduction (ACH) from a savings or checking account. Enrolling in autopay is not required to receive a loan from SoFi. Loan Terms: SoFi Personal Loans offer loans with a period of repayment between 2 and 7-year terms. Loan Fees: SoFi personal loans have no fees required; specifically, no origination fees required, no late fees, no prepayment penalties.
PERSONAL LOAN | REPAYMENT EXAMPLE. The following example depicts the APR, monthly payment and total payments during the life of a $30,000 personal loan with a 2-year repayment term, a 0.25% autopay discount, and a fixed rate between 8.74% APR to 35.49% APR. It works out to 24 monthly payments ranging from $1,356.68–$1,529.07 for a total amount of payments ranging from $32,560.37–$36,697.76. This repayment example assumes that the borrower is signed up for autopay and that all payments are made on time, with no pre-payments. Actual rates may vary based on repayment term, loan amount, creditworthiness, and other terms and conditions. SoFi does not offer variable rate personal loans. State restrictions may apply.
Universal Credit Personal Loan Disclosure
Upstart Personal Loan Disclosure
Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the full amount. Minimum loan amounts vary by state: GA ($3,100), HI ($2,100), MA ($7,000).
Although educational information is collected as part of Upstart’s rate check process, neither Upstart nor its bank partners have a minimum educational attainment requirement in order to be eligible for a loan.
If you accept your loan by 5pm EST (not including weekends or holidays), you will receive your funds the next business day. When the funds will be available to you will depend on your bank’s transaction processing time and policies.
The full range of available rates varies by state. A representative example of payment terms for an unsecured Personal Loan is as follows: a borrower receives a loan of $10,000 for a term of 60 months, with an interest rate of 20.10% and a 8.53% origination fee of $853, for an APR of 24.65%. In this example, the borrower will receive $9,147 and will make 60 monthly payments of $267. APR is calculated based on 5-year rates offered in June 2025. There is no downpayment and no prepayment penalty. Your APR will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will be approved.
Upgrade Personal Loan Disclosure
Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.74%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $341.48. Over the life of the loan, your payments would total $12,293.46. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade’s bank partners.
DirectLendersList is not a review site; instead, it provides a comprehensive overview of financial products and services and incorporates the Web Rating feature to assist users in making informed decisions.
Web Ratings are important to consider when deciding on financial products or services. These ratings provide insights into the customer experience and serve as a helpful metric for assessing the quality of specific lenders, loan marketplaces, banks, or credit card issuers.
At DirectLendersList, our internal team takes the initiative to prepare web ratings for various financial products and services. These ratings are compiled using multiple channels to gather data from across the web, including customer feedback, ratings from reputable customer review sites, industry reputation, and other relevant data sources. Utilizing these diverse sources of information aims to provide users with a comprehensive and well-rounded assessment of the financial product or service.
The collected data is then utilized to calculate an average web rating, typically on a scale of 1 to 5, reflecting the overall customer satisfaction and experience associated with the specific offering. It is important to emphasize that these ratings are independently prepared by the DirectLendersList internal team and have not been influenced or approved by advertisers. This ensures the ratings remain objective and unbiased, providing users with reliable information to aid their decision-making process.
Our website is an informative comparison site committed to providing users with helpful information about various products and services that match their needs. Because of the advertising compensation we receive from brands and service providers, we can provide this service for free. Advertising income, product popularity, and our subjective experience and procedures may all impact the placement and position of brands on our site and its pages. It is important to remember that the brand overview is provided “as-is,” with no guarantees or warranties, and should not be interpreted as an endorsement. We try to keep the information up-to-date, but the terms of offers may change at any time.
Disclaimer: Opinions, overviews, analyses, and recommendations are solely those of the author and haven’t been reviewed, endorsed, or approved by any insurance, loan, or credit card issuers.
