Direct Personal Loan Lenders & Lending Platforms In Alaska

Upgrade
Alaska Personal Loan Online direct lenders

Upgrade is an online lending platform, offers access to personal loans in Alaska through partnered lenders, banks, and financial institutions. All loans obtained through Upgrade are underwritten, approved, and financed by its lending partners.

Company Name:- Upgrade

Loan Type:- Personal Loans

State:- Alaska

Serviced As:- Lending Platform

Minimum Amount:- $1,000

Maximum Amount:- Up to $50,000

Loan Term:- 24 to 84* months

Origination Fee :- 2.9% to 8%* (Deducted from the loan proceeds)

Credit Score :- 620 or above

Funding Time:- 1 to 2 business days*

APR range:- 5.94%-35.97%* (APR) varies based on credit score, credit history, loan term, loan amount and other factors.

Fees:- No fee or penalties for repaying a loan early
Late payment fees may apply

Requirements:- 18+ in Alaska, verifiable regular source of income, active bank account, valid email & contact number, United States permanent citizen or resident

 

UpStart
Licensed Personal loan lenders in Alaska

UpStart is an artificial intelligence-driven online lending platform, provides access to online personal loans in Alaska. All loans obtained through UpStart in Alaska are made by the bank that Upstart has partnered with.

Company Name:- Upstart

Loan Type:- Online Personal Loans

State:- Alaska

Serviced As:- Online Lending Platform

Minimum Amount:- $1,000

Maximum Amount:- $50,000

Loan Term:- 3 and 5 year terms*

Origination Fee :- 0% – 8%* (Deducted from the loan proceeds)

Credit Score :- 580 or above

Funding Time:- Up to 3 business days*

APR range:- 6.76% – 35.99%* (APR) varies on credit score, credit usage, loan duration & amount.

Fees:- Pay off the loan in part or in full at any time with no prepayment fee
Late payment fee and ACH return fee may apply

Requirements:- 18 years old or older, SSN, have a full-time job with a steady income source, an active bank account with routing number, valid email address, U.S citizen, or a permanent resident currently residing in the U.S, and a valid contact number

 

SoFi
Peer to Peer Unsecured Personal Loan lenders in Alaska

Social Finance(SOFI) is a peer-to-peer licensed lender that offers access to unsecured personal loans online in Alaska and maintains high regulatory and compliance standards.

Company Name:- SoFi

Loan Type:- Long-Term Personal Loans Online

State:- Alaska

Serviced As:- State Licensed Direct Lender

Minimum Amount:- $5,000

Maximum Amount:- $100,000

Loan Term:- 2 to 7 years term*

Origination Fee :- No Origination Fees

Credit Score :- 640 or above

Funding Time:- Up to 3 business days*

APR range:- 4.99% up to 19.63% Fixed Rates (with AutoPay) (APR) varies based on loan term and amount

Fees:- No prepayment fees on early payments
No hidden fees, No late Fees*

Requirements:- Be at least 18 years of age, US citizen, permanent resident or visa holder, responsible financial history, employed with a steady income or regular income from other sources, active contact number, valid email address

 

Lending Point
Alaska Personal Loans

Lending Point operates as a direct licensed lender in certain states, offers access to affordable personal loans in Alaska. Loans made in Alaska are funded by one of the partnered several lenders or FinWise Bank, a Utah-chartered bank member FDIC.

Company Name:- Lending Point

Loan Type:- Unsecured Personal Loans Online

State:- Alaska

Serviced As:- Loan Servicer

Minimum Amount:- $2,000

Maximum Amount:- $36,500

Loan Term:- 24 to 60 months

Origination Fee :- 0 -6 %* (Included in your total loan amount)

Credit Score :- 600 or above

Funding Time:- Up to 4 business days*

APR range:- 9.99% to 35.99%* (APR) varies depending on credit history, income, loan term, loan amount and other factors

Fees:- No charge on extra payments or No loan prepayment penalties

Requirements:- 18 yrs or older in Alaska, government-issued photo ID, SSN, verifiable monthly income source, active personal banking account, valid phone & email

 

Avant
Direct Lenders Personal Loan in Alaska

Avant is a lending platform, offers access to online personal loans in Alaska. All Avant branded credit products are issued by WebBank, a Utah-chartered industrial bank member FDIC and will be serviced by Avant.

Company Name:- Avant

Loan Type:- Personal Loans Online

State:- Alaska

Serviced As:- Lending Platform

Minimum Amount:- $2,000

Maximum Amount:- $35000

Loan Term:- 24 Months to 60 months

Administration Fee:- Up to 4.75% (Deducted from the loan proceeds)

Credit Score :- 580 or above

Funding Time:- As early as next business day*

APR range:- 9.95%-35.99%* (APR) varies based on credit history, income, loan duration & amount and other debt obligations

Fees:- Late Fees and Dishonored Payment Fees may apply and may vary by the state laws

Requirements:- 18 yrs of age, valid government-issued ID, residence proof, pay stubs, active banking account, recent bank statements, contact number and valid email

 


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