Direct Installment Loan Lenders In Missouri

Ace Cash Express operates as a direct installment loan lender in Missouri. Licensed by the State of Missouri Division of finance.
Company Name:- Ace Cash Express
Loan Type:- Installment Loans
State:- Missouri
Serviced As:- State-Licensed Direct Lender
Minimum Amount:- $100
Maximum Amount:- $2,000
Loan Term:- Up to 6 Months
Funding Time:- 1 to 2 business days*
APR range:- Up to 477.67%* (APR) varies based on loan duration, amount and other factors.
Fees:- No prepayment penalty for repaying early
Requirements:- Be at least 18 years of age, reside in Missouri, SSN, proof of regular income source, active bank account, valid and active email address & phone.

OppLoans is a direct licensed lender that provides access to installment loans in some states. In Missouri, OppLoans acts as a loan servicer; all loans are underwritten, approved, and financed by one of its lending partners and serviced by OppLoans.
Company Name:- OppLoans (Opportunity Financial, LLC)
Loan Type:- Installment Loans Online
State:- Missouri
Serviced As:- Loan Servicer ( Loans in Missouri will be service by OppLoans and will be originated and funded by one of the lending partners)
Minimum Amount:- $500
Maximum Amount:- $4,000
Loan Term:- 9 Months – 18 Months
Funding Time:- 1 to 2 business days*
APR range:- Up to 160%* (APR) varies based on loan term, loan amount and other factors.
Fees:- No fees for making additional payments or prepayment panelties
Requirements:- Be at least 18 years old, must be residing in Missouri, have regular & steady income source, active checking or savings account, receive a paycheck through direct deposit

Check Into Cash is a state-licensed direct lender and provides access to installment loans in Missouri. It is licensed by the State of Missouri Division of Finance.
Company Name:- Check Into Cash
Loan Type:- Short Term Installment Loans
State:- Missouri
Serviced As:- Direct State-Licensed Lender
Minimum Amount:- $500
Maximum Amount:- $2,000
Loan Term:- 6 to 12 months
Funding Time:- As quick as next business day*
APR range:- Disclosed on approval (APR) varies based on the duration of the loan, and loan amount
Fees:- No penalties or fees on early or additional payments
Requirements:- Active banking account, photo ID issued by the government, proof of source of income, recently updated bank statement, social security number, checking account and routing number, valid email, and phone number.

Leap Credit is a state-licensed lender, offers access to installment loans in Missouri, follows all applicable laws licensed by the Missouri Division of finance.
Company Name:- Leap Credit
Loan Type:- Online Installment loans
State:- Missouri
Serviced As:- State Licensed Direct Lender
Minimum Amount:- $500
Maximum Amount:- $3,000
Loan Term:- Up to 8 months
Funding Time:- Within 2 business days
APR range:- 586% – 795%* (APR) varies based on loan duration and amount
Fees:- No prepayment penalties, Late fees may apply if permitted by the state laws
Requirements:- Legal resident of Missouri, SSN, permanent address, state-issued driver’s license, employment information, and bank account information

Blue Trust Loans conducts business as a tribal lender regulated under the tribal laws, offers online installment loans in Missouri.
Company Name:- Blue Trust Loans (Hummingbird Funds, LLC)
Loan Type:- Unsecured Online Installment Loans
State:- Missouri
Serviced As:- Tribal Lender
Minimum Amount:- $100
Maximum Amount:- $3000
Loan Term:- Up to 9 Months
Funding Time:- Same day or next business day*
APR range:- 471.78% to 841.45%* (APR) varies on loan duration and loan amount.
Fees:- No prepayment penalty on early payoff
Non-Payment and Late Payment fees may apply.
Requirements:- Provable income source, working checking account, 18 years old, a legal resident of the United States, valid email and phone.

Jora Credit is licensed by the Missouri Division of Finance Consumer Credit Section and operates as a Direct Lender that offers installment loans online to the residents of Missouri.
Company Name:- Jora (Jora Credit)
Loan Type:- Installment Loans Online
State:- Missouri
Serviced As:- Direct Licensed Lender
Minimum Amount:- $500
Maximum Amount:- $4,000
Loan Term:- Up to 33 Months
Funding Time:- Same day or next business day, based on the time the loan application is approved.
APR range:- Up to 350%* (APR varies based on the loan amount and term)
Fees:- No prepayment panelties, no late fees, or non-sufficient funds fees
Requirements:- Reside in Missouri & be 18 yrs or older, employed or provable another regular source of income, valid email address & phone number, an active checking account, state-issued photo ID

MaxLend is a direct tribal lender governed by the tribal laws, operates under the tribe’s reservation offers access to online installment loans in Missouri.
Company Name:- MaxLend (Makes Cents, Inc)
Loan Type:- Installment Loans Online
State:- Missouri
Serviced As:- Direct Tribal Lender
Minimum Amount:- $100
Maximum Amount:- $3,000
Loan Term:- Up to 9 Months for new customers
Funding Time:- Same day funding or next business day*
APR range:- 471% to 842%* (APR) varies on loan term and loan amount financed
Fees:- Payoff early with no prepayment penalties
Requirements:- steady monthly income source, active banking account, 18 years or higher, a citizen or resident of the United States, accurate phone number, and active email

ZocaLoans is a tribal lender that provides access to online installment loans in Missouri, is regulated by tribal laws, functions under the tribe’s reservation
Company Name:- ZocaLoans (Rosebud Lending)
Loan Type:- Unsercured Installment Loans
State:- Missouri
Serviced As:- Direct Tribal Lender
Minimum Amount:- $200
Maximum Amount:- $1,500
Loan Term:- Up to 6 Months
Funding Time:- As early as next business day
APR range:- Up to 795%* (APR) varies on loan amount and loan term
Fees:- No penalties prepayment
NSF fee of $25* and Late fee of $25* may apply
Requirements:- State-issued driver’s license number, active checking account & routing number, debit card number.

HonestLoans.net is a lender connecting service, provides access to installment loans online in Missouri through a vast network of trusted loan providers and reputed direct lenders.
The loan term, fees, amount, and interest rates are determined solely by the lender or loan provider.
Company Name:- HonestLoans.net
Loan Type:- Installment Loans & Personal Loans
State:- Missouri
Serviced As:- Lender Connection Service
Minimum Amount:- $100
Maximum Amount:- $50000
Loan Term:- Up to 72 months*
Funding Time:- 1 to 2 business day*
APR range:- APR may vary based on the lender policy and state laws
Fees:- The loan provider will disclose any other fees associated with the loan
Requirements:- 18 years or older, US citizen or resident, steady verifiable income source, valid checking account, active phone number, and email address.

Savethedayfunds.com is a lender connection service that provides access to unsecured installment loans online in Missouri through its vast chain of lenders and lending partners.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
Company Name:- Savethedayfunds.com
Loan Type:- Unsecured Personal Installment Loan
State:- Missouri
Serviced As:- Lender connecting Service
Minimum Amount:- $100
Maximum Amount:- $5000
Loan Term:- Up to 24 months
Funding Time:- As quick as next business day*
APR range:- APR varies based on the Lender and State laws
Fees:- May vary on the Lender and state laws
Requirements:- 18 years of age, U.S. citizen or permanent resident, a steady monthly source of income, active bank account, work & home phone number, active & valid email address.

BadCreditLoans.com is a lender connection service, offers access to installment loans in Missouri through a broad network of lenders or financial service providers.
Your lender or financial service providers will solely determine the loan term, fees, and interest rates.
Company Name:- BadCreditLoans.com
Loan Type:- Online Unsecured Installment Loans
State:- Missouri
Serviced As:- Lender Connecting Service
Minimum Amount:- $500
Maximum Amount:- $10000
Loan Term:- 3 to 36 months*
Funding Time:- As early as the next business day*
APR range:- APR may vary based on the lender and state laws
Fees:- The lender on approval will disclose any fees associated with the loan.
Requirements:- 18 years old, proof of citizenship or resident, regular earnings source, active banking account, valid work & home phone numbers.

MoneyKey is a state-licensed direct lender and provides access to installment loans in Missouri, licensed by the State of Missouri Division of finance.
Company Name:- MoneyKey
Loan Type:- Personal Installment Loan Online
State:- Missouri
Serviced As:- Direct Lender
Minimum Amount:- $200
Maximum Amount:- $2,000
Loan Term:- Up to 12 Months
Funding Time:- 1 business day*
APR range:- Up to 295%* (APR) varies based on loan duration and amount
Fees:- No penalty to pay off early
Requirements:- 18 years old, US citizen or resident, active banking account, regular income source, valid contact number, and an active email address.

Net Credit provides access to installment loans in Missouri and is a direct lender, licensed by the State of Missouri Division of finance. Loans are offered by a member of the NetCredit family of companies.
Company Name:- NetCredit
Loan Type:- Online Personal Installment Loans
State:- Missouri
Serviced As:- State-Licensed Direct Lender
Minimum Amount:- $1,000
Maximum Amount:- $15,000
Loan Term:- 6 – 60 months
Funding Time:- Up to 3 business days*
APR range:- 34% – 155%* (APR) varies on duration of the loan and amount
Fees:- No penalties on prepayment
Late Fee may apply on failing to make the scheduled payment
Requirements:- 18 yrs of age, personal checking account, active email address, steady source of income, valid contact number

Cash Central is a direct installment loan lender in Missouri, licensed by the Missouri Division of finance.
Max Loan Online :- $1000 to $5000
Example APR :- 353.12%* for $1500 loan with 12 month installment. APR may vary on the loan amount and term. Origination fee will be charged depending on the loan amount.
Loan Term :- up to 24 Months.
Installment Loans In Missouri
Although it is sad to admit it, the world actually revolves around money. But, unfortunately, it isn’t always shared out evenly and fairly, and while some people may have millions in the bank, others may be struggling to get by. Like everywhere else, this is exactly the same scenario in Missouri; some residents are living comfortably, and some are living from check to check. But, when unexpected medical bills or car repairs arise, it is the latter who are hit the hardest.
Now, it is these people who cry out for a helping hand in such a stressed situation. Luckily, our society is incredibly advanced, and there are plenty of ways to eradicate financial worry. However, financial assistance, such as a loan, is often accompanied by stringent vetting and those with a poor credit score are then back at square one.
This is why a Missouri installment loan makes perfect sense. Not only you will be provided with the much-needed cash straight away, but you’ll also be able to avoid all of those lengthy processes that traditional loans employ. Like you don’t need a sparkling credit score to be approved for an installment loan.
Those who are seeking financial assistance will usually have been through a difficult period, including missed payments and subsequent sleepless nights. But, sleepless nights aren’t the only repercussion of financial difficulty, as missed or late payments will typically affect your credit score in a bad way. So, when you attempt to get help to turn your situation around, you’ll usually hit a stumbling block as a result of that bad credit score. It can turn into a vicious cycle, leading to more and more financial difficulty. But, with a Missouri installment loan, you can qualify for Installment loan even if you have less than perfect credit.
Furthermore, installment loans tend to have no collateral and no faxing features. This only makes the process smoother, as everything can be done securely on the internet, and an outdated fax machine is not required. Plus, you won’t have to submit your house or your car as collateral. This is a crafty method that traditional loan providers utilize to protect themselves against missed or late payments. By not having to do this, it will speed up the process ten-fold.
Another thing that will make your application process quicker is the simplicity of the application itself. You see, as it’s all done online, it’s not only a two-minute task, it’s also encrypted so all of your data is safe and secure. Usually, once you’ve completed the application for a Missouri installment loan, your application will be approved and processed within 24 hours.
Moreover, the repayments on short-term installment loans are extremely flexible and you can reach an agreement that best reflects your current situation. This will ensure that you’re absolutely capable of making repayments on time. Ultimately, if you’re in desperate need of cash to relieve some pressure, then look into a Missouri installment loan.
Eligibility requirements for Installment Loans in Missouri.
- Need to be at least 18 years or older. (Providing financing to a borrower below 18 years of age is illegal in the US, this means you need to be 18 yrs or above)
- Need to be a permanent resident or US citizen. ( To get an Installment Loan borrower needs to confirm resident status)
- Need to have a regular income source or employment. ( This confirms that you have an ability to repay the borrowed funds back)
- Need to have a valid active bank account with a facility of direct deposit. ( All lenders use the electronic deposit to send funds to the borrower, an active bank account with direct deposit facility is required)
- Need to have a valid contactable phone number and an active email address. ( Valid phone number and email address are important, for verification purpose)
Missouri Cities
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