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Direct Installment Loan Lenders in Missouri

Are you searching for Missouri installment loans?? Let DirectLendersList assist you in finding the perfect loan that fits your financial needs. Our platform is easy to use and helps you compare top direct lenders and lending platforms to ensure you get the best possible deal. Our service lets you easily compare multiple loan options and receive the funds you need without any hassle.

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Missouri Installment Loans
Web Rating
3.5/5
Loan Amount:
$100 – $2,000

Ace Cash Express

Ace Cash Express is a direct installment loan lender operating in Missouri. They hold a license issued by the State of Missouri Division of Finance and offer loans ranging from $100 to $2000. ACE fully complies with the state’s regulations and legal requirements, ensuring a secure and regulated borrowing experience for customers seeking installment loans. The application process is simple, and funding is fast, making Ace Cash Express a dependable and convenient choice for those needing financial aid in Missouri.

APR Range

Up to 477%*

Min. Credit Score

None

Repayment Terms

Up to 6 months*

Funding Time

Next business day*

Requirements

Must be 18 years of age or older to apply for a loan.

Provide proof of steady income from various sources, including employment, disability benefits, retirement funds, self-employment earnings, or other reliable means.

Maintain an active and valid bank account for at least one month.

You must provide your name, address, email, phone number, and a valid social security number or ITIN.

Details

• Company Name: – Ace Cash Express

• Loan Type: – Installment Loans

• State: – Missouri

• Serviced As: – Direct State-Licensed Lender 

• Minimum Amount: – $100

• Maximum Amount: – $2,000

• Loan Term: – Up to 6 months*

• Funding Time: – Following business day*

• APR range: – Up to 477%* (APR) varies on loan term, amount and other factors.

• Fees: – No Prepayment Fees

Missouri Installment Loans online
Web Rating
3.5/5
Loan Amount:
$100 – $5,000

Funds Nationwide

Unlock your financial potential with FundsNationwide.com, a reliable lender connecting service offering access to online installment loans ranging from $100 to $5,000 in Missouri. Whether you’re facing credit challenges or need quick funds for unexpected expenses, FundsNationwide.com connects you with a vast network of direct lenders and lending partners, ensuring a seamless and convenient borrowing process.

APR Range

Varies

Min. Credit Score

None

Repayment Terms

Varies

Funding Time

As quick as following business day*

Requirements

To be eligible for a loan, you must meet the minimum age requirement of 18 years.

Ensure you have an active and verified bank account to facilitate secure fund transfers.

Only U.S. citizens or permanent residents are eligible to apply for a loan.

Demonstrating a steady and reliable source of income is essential, meeting the minimum requirement of $1000.

Provide valid and up-to-date contact information, including a phone number and email address.

As part of the application process, the lender may request income documentation to assess your ability to repay the loan.

Details

• Company Name: – Fundsnationwide.com

• Loan Type: – Installment Loans Online

• State: – Missouri

• Serviced As: – Lender Connecting Marketplace

• Minimum Amount: – $100

• Maximum Amount: – $5,000

• Loan Term: – Varies*

• Funding Time: – Next business day*

• APR range: – The Annual Percentage Rates (APRs) are determined by the lender’s policies and state regulations and may vary.

• Fees: – The lender would disclose any associated fees.

 

The loan term, fees, and interest rates are determined solely by your lender or lending partner.

Installment loans in Missouri
Web Rating
3.7/5
Loan Amount:
$500 – $10,000

BadCreditLoans.com

BadCreditLoans.com stands as a reliable online lender connecting platform, offering easy access to personal installment loans ranging from $500 to $10,000 in Missouri. Their extensive network of lenders and loan providers focuses on individuals with less-than-perfect credit. BadCreditLoans.com offers a seamless online application process, ensuring access to installment loans that meet your unique needs and help you take control of your financial future.

APR Range

5.99% – 35.99%*

Min. Credit Score

None

Repayment Terms

3 months to 72 months

Funding Time

Next working day*

Requirements

⇒ Age Eligibility: Applicant must be 18 years or older.

⇒ Citizenship Verification: Proof of U.S. citizenship or permanent residency.

⇒ Identification Requirement: A valid driver’s license or state-issued I.D. for identification purposes.

⇒ Steady Income Source: To be eligible for borrowing, individuals need to exhibit a consistent and reliable source of income from either self-employment or full-time employment.

⇒ Income Validation: The lender may request income documentation such as pay stubs or bank statements.

⇒ Active Bank Account: An active checking account in the applicant’s name for fund disbursement.

⇒ Contact Information: Accurate home and work phone numbers are required for effective communication.

⇒ Email Communication: A valid email address for timely updates and communication.

Details

• Company Name: – BadCreditLoans.com (Great, LLC)

• Loan Type: – Unsecured Installment Loans Online

• State: – Missouri

• Serviced As: – Lender Connecting Service (Not a Direct Lender)

• Minimum Amount: – $500

• Maximum Amount: – $10,000

• Loan Term: – 3 months to 6 years

• Funding Time: – As soon as next business day* (Varies by the lender)

• APR range: – 5.99% – 35.99%* (The requirements may vary depending on the lender and state regulations.)

• Fees: – The lender will provide the borrower with full disclosure of all loan fees.

 

Your lender or financial service providers will solely determine the loan term, fees, and interest rates.

APR Range Example

$3,000 loan at 18.9% APR = $276.33/month for 12 months ($3315.89 total)

Missouri Direct Tribal Loan Lenders Online
Web Rating
3/5
Loan Amount:
$300 – $2,000

Explore Credit

Explore Credit is a tribal lender offering short-term installment loans from $300 to $2,000 in Missouri, providing a quick and easy solution for unexpected expenses or financial needs. They operate within the legal framework of Native American tribe reservations and adhere to tribal laws and regulations.

APR Range

Undisclosed

Min. Credit Score

None

Repayment Terms

Up to 9 Months

Funding Time

Following working day*

Requirements

Minimum age of 18 years required for application.

Applicant must be a U.S. citizen or permanent resident.

An active checking account is necessary for ACH transfers.

Proof of income verification is required to assess repayment capacity.

Provide valid contact details, including email and phone number.

Valid identification documents, such as a Social Security number and government-issued I.D. or driver’s license, are necessary.

Details

• Company Name: – Explore Credit 

• Loan Type: – Short-term Installment Loans Online

• State: – Missouri

• Serviced As: – Direct Tribal Lender | Installment Loans

• Minimum Amount: – $300

• Maximum Amount: – $2,000

• Loan Term: – Up to 9 months 

• Funding Time: – Same business day or next business day

• APR range: – Undisclosed (APR) varies depending on the amount and term.

• Fees: – No prepayment penalties

Disclaimer

Caution: Tribal lenders operate under tribal laws within the Native American Tribe reservations, which may differ from state and federal laws. It's important to note that tribal lenders may not be subject to state or federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional licensed lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.

Missouri Installment loans Tribal Lenders
Web Rating
3/5
Loan Amount:
$100 – $3,000

MaxLend

MaxLend is a direct tribal lender that offers short-term installment loans to Missouri residents, ranging from $100 to $3,000, which can be used to cover unforeseen expenses or make essential purchases. Their seamless online application process and fast funding make it a dependable choice. MaxLend operates under the laws and regulations of the Native American tribe reservation.

APR Range

471.78% to 841.45%*

Min. Credit Score

None

Repayment Terms

9 months to 18 months

Funding Time

Same or following business day*

Requirements

Applicant must be at least 18 years old and a U.S. citizen or permanent resident.

An active checking account is required for loan processing.

A reliable source of income meeting the minimum criteria.

Applicant should not have any ongoing or planned bankruptcy cases.

A valid Social Security number or ITIN is required.

Provide valid contact information, including email and phone numbers.

Proof of identity, such as a driver’s license or state-issued I.D., may be requested for verification.

Details

• Company Name: – MaxLend (Uetsa Tsakits, Inc)

• Loan Type: – Online Short-Term Installment Loans

• State: – Missouri

• Serviced As: – Tribal Lender

• Minimum Amount: – $100

• Maximum Amount: – $3,000

• Loan Term: – 9 to 18 months

• Funding Time: – Same day or next working day.

• APR range: – 471% to 842%* (APR) varies on loan duration and loan amount borrowed.

• Fees: – No prepayment penalties

Disclaimer

MaxLend is an economic development arm and instrumentality of the Mandan, Hidatsa, and Arikara Nation, a federally-recognized sovereign American Indian Tribe. As a result, if you decide to do business with MaxLend, any dispute resolution process will be governed by Tribal law. Since MaxLend is owned by three federally recognized sovereign American Indian Tribes, it is not subject to suit or service of process. This implies that your potential forums for dispute resolution will be limited. If you are uncomfortable doing business with a sovereign instrumentality that cannot be sued in court, MaxLend recommends considering alternative services.

Missouri Installment Loans Online Direct Lenders
Web Rating
3.4/5
Loan Amount:
$500 – $10,000

CashUSA.com

CashUSA.com is a reliable and secure online lender connecting platform to connect borrowers with a broad network of lenders and loan providers, providing installment loans in Missouri. With loan options ranging from $500 to $10,000, their user-friendly interface and efficient process ensure quick access to funds for various financial needs, making CashUSA.com a go-to solution for those seeking trustworthy financial services.

APR Range

5.99% – 35.99%*

Min.Credit Score

None

Repayment Terms

3 months to 72 months

Funding Time

1 to 2 business days*

Requirements

Eligibility requirements entail being at least 18 years old and a U.S. citizen or permanent resident.

An essential prerequisite is an active and valid checking account in the applicant’s name.

Demonstrating a stable income from full-time employment or self-employment, with a minimum employment history of 90 days.

Provide accurate contact information, such as a valid email address, phone number, and residential address, for smooth communication throughout the application process.

Details

• Company Name: – CashUSA.com 

• Loan Type: – Personal Installment Loans

• State: – Missouri

• Serviced As: – Lender Connecting service(Not a Direct Lender)

• Minimum Amount: – $500

• Maximum Amount: – $10,000

• Loan Term: – 3 Months to 6 Years

• Funding Time: – As fast as the following business day (depending on the lender)

• APR range: – 5.99% -35.99% (Varies on the lender)

• Fees: – The lender has complete discretion over the origination fee, as well as any other fees.

 

The loan term, fees, and interest rates are determined solely by your lender or lending partner.

APR Range Example

$4000 loan at 20.9% APR = $205.35/month for 24 months ($4928.26 total)

Missouri Personal Installment Loans
Web Rating
4.4/5
Loan Amount:
$500 – $4000

OppLoans (Opportunity Financial)

OppLoans serves as a loan servicer in Missouri, facilitating access to personal installment loans through its lending partner network up to $4,000, even for those with less-than-perfect credit. OppLoans offers fast and easy loan applications, flexible repayment terms, and a quick funding process, making it an excellent option for those needing immediate access to funds. The loans are originated and funded by their lending partners and are serviced by OppLoans.

APR Range

Up to 160%*

Min.Credit Score

550+

Repayment Terms

9 Months to 18 Months

Funding Time

1 to 3 business days*

Requirements

⇒ Minimum age requirement: Be at least 18 years old.

⇒ Bank account requirement: Applicant must have an active checking or savings account under their name.

⇒ Citizenship status: Applicant must either be citizens of the United States or hold permanent residency status.

⇒ Income verification: Having a reliable, stable, and consistent source of income that can be verified.

⇒ Identification: To verify your identity, you must provide a valid government-issued I.D.

⇒ Contact information: Ensure valid contact details, including an accurate email address and phone number.

Details

• Company Name: – OppLoans (Opportunity Financial, LLC)

• Loan Type: – Personal Installment Loans

• State: – Missouri

• Serviced As: – Loan Facilitator (Loans are approved, underwritten, and funded by its lending partners while serviced by OppLoans.)

• Minimum Amount: – $500

• Maximum Amount: – $4,000

• Loan Term: – 9 to 18 Months

• Funding Time: – 1 to 3 working days

• APR range: – Up to 160% (APR) may vary depending on the loan amount, loan term, and creditworthiness.

• Fees: – No prepayment penalties

APR Range Example

$1000 at 160% APR = $171.53/month for 12 months ($2058.43 total)

List of Direct Lenders Installment Loans Online in Missouri
Web Rating
3.1/5
Loan Amount:
$200 – $50,000

Honest Loans

HonestLoans.net serves as a lender connecting platform that connects individuals in Missouri with a diverse group of reputable direct lenders who offer various financing options such as payday, personal, and installment loans. Their loan offerings range from $200 to $50,000, catering to different financial requirements and providing a hassle-free way to explore suitable borrowing solutions.

APR Range

Varies

Min Credit Score

None

Repayment Terms

Varies

Funding Time

1 to 2 working days*

Requirements

Be 18 years of age or older.

Be a U.S. citizen or permanent resident.

Have an active and valid checking account.

Demonstrate a consistent and reliable source of income.

Meet the minimum monthly income requirement of $800.

Provide a valid phone number and email address.

Be willing to provide income verification documents.

Details

• Company Name: – HonestLoans.net

• Loan Type: – Payday Loans, Installment Loans & Personal Loans 

• State: – Missouri

• Serviced As: – Lender Connection Service

• Minimum Amount: – $200

• Maximum Amount: – $50,000

• Loan Term: – Up to 6 years*

• Funding Time: – 1 to 2 business days*

• APR range: – The Annual Percentage Rates (APRs) may vary depending on the lender’s policies and the state’s regulations.

• Fees: – The lender will provide information regarding any fees associated with the loan.

 

The loan term, fees, and interest rates are determined solely by your lender or lending partner.

Missouri Direct Tribal Loan Lenders
Web Rating
3.2/5
Loan Amount:
$200 – $1,500

Zoca Loans

ZocaLoans provides short-term installment loans up to $1500 in Missouri as a direct tribal lender. They aim to offer a seamless application process, making funds accessible to people in various financial situations. ZocaLoans ensures a reliable and smooth process while adhering to the laws and regulations of Native American tribe reservations.

APR Range

Up to 795%*

Min Credit Score

None

Repayment Terms

Up to 6 Months

Funding Time

As fast as next business day*

Requirements

⇒ Age: You must be 18 or older.

⇒ Identification: You must provide a valid driver’s license or other government-issued I.D. to verify your identity.

⇒ Banking Details: You must have an active checking account with ABA routing numbers and debit card information.

⇒ Contact Information: You must provide accurate and current contact details, including a valid phone number and email address. This will ensure smooth communication throughout the application process.

⇒ Income Verification: You may be asked to provide proof of income or employment as part of the loan eligibility assessment.

Details

• Company Name: – ZocaLoans (Rosebud Lending)

• Loan Type: – Short-term Installment Loans Online

• State: – Missouri

• Serviced As: – Tribal Lender

• Minimum Amount: – $200

• Maximum Amount: – $1,500

• Loan Term: – Up to 6 Months

• Funding Time: – As quick as same day or following business day*

• APR range: – Up to 795%* (APR) varies on loan amount and term

• Fees: – No prepayment penalty

NSF fee of $25* and Late fee of $25* may apply.

Disclaimer

Caution: Tribal lenders operate under tribal law, which may differ from state and federal law. It's important to note that they are not subject to federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as other state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.

Direct Lender Installment Loans Missouri
Web Rating
3.6/5
Loan Amount:
$500 – $4,000

Jora Credit

Jora Credit operates as a state-licensed direct lender, regulated by the Missouri Division of Finance, offering online installment loans to residents in Missouri with loan amounts from $500 to $4,000. Their dedication to transparency and customer-centric services ensures a reliable and personalized borrowing experience for individuals needing financial support.

APR Range

Up to 350%*

Min Credit Score

None

Repayment Terms

Up to 33 Months

Funding Time

Same or following business day*

Requirements

⇒ Age requirement: Applicant must be 18 or older.

⇒ Citizenship: To be eligible, one must be a citizen or permanent resident of the United States and reside in Missouri.

⇒ Income: To be considered, you must have stable employment or a verified source of income.

⇒ Contact information: Provide a valid email address.

⇒ Banking requirement: The applicant must possess a currently active checking account.

Details

• Company Name: – Jora (Jora Credit)

• Loan Type: – Unsecured Installment Loans Online

• State: – Missouri

• Serviced As: – State-Licensed Lender

• Minimum Amount: – $500

• Maximum Amount: – $4,000

• Loan Term: – Up to 33 Months

• Funding Time: – Same day or next business day, depending on the time the loan is acquired.

• APR range: – Up to 350%*

• Fees: – No prepayment penalties, no late fees, no origination fee or non-sufficient funds fees.

APR Range Example

$2,000 at 231% APR = $389.69/month for 24 months ($9,353.59 total)

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Tribal Installment Loan Lenders
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