Direct Installment Loan Lenders In Idaho

OppLoans operates as a Loan Servicer in Idaho, provides access to unsecured installment loans. OppLoans has contracted with multiple lending partners that use the OppLoans platform to originate loans.
In Idaho, all loans are approved and funded by one of the lending partners and serviced by OppLoans.
Company Name:- OppLoans (Opportunity Financial, LLC)
Loan Type:- Installment Loans
State:- Idaho
Serviced As:- Loan Servicer (Loans are serviced by OppLoans, Approved & financed by its lending partners)
Minimum Amount:- $500
Maximum Amount:- $4000
Loan Term:- 9 Months – 18 Months
Funding Time:- 1 to 2 business banking days
APR range:- Up to 160%* (APR) varies based on loan term, loan amount and other factors.
Fees:- No prepayment fees
Requirements:- 18 years old, recent paychecks received through direct deposit, regular income source, active and valid checking or savings account, government-issued photo ID, and valid phone number

Leap Credit conducts business as a state-licensed direct lender, provides access to short-term installment loans in Idaho, licensed by the Idaho Department of Finance.
Company Name:-Leap Credit
Loan Type:- Unsecured Short-Term Installment Loans
State:- Idaho
Serviced As:- State-Licensed Direct Lender
Minimum Amount:- $400
Maximum Amount:- $3,500
Loan Term:- Up to 8 months
Funding Time:- Within 2 business days
APR range:- 648% – 795%* (APR) varies based on loan term and Loan amount
Fees:- No prepayment fees
A late payment fee may apply if not paid in full within 10 days.
Requirements:- Verifiable income source deposited directly into the checking account, Permanent resident or citizen, government issues photo ID, 18 years old or older, a valid email & phone number

Blue Trust Loans is a tribal lender offering online installment loans in Idaho and is regulated by tribal laws.
Company Name:- Blue Trust Loans (Hummingbird Funds, LLC)
Loan Type:- Online Installment Loans
State:- Idaho
Serviced As:- Direct Tribal Lender
Minimum Amount:- $100
Maximum Amount:- $3000
Loan Term:- Up to 9 Months
Funding Time:- Same day or next business day funding
APR range:- 471.78% to 841.45%* (APR) varies on loan duration and loan amount.
Fees:- No prepayment penalty
Non-Payment and Late Payment fees may apply.
Requirements:- Verifiable source of income, active banking account, 18 years old, resident of the United States.

Jora Credit is licensed by the Idaho Department of Finance and operates as a Direct Installment loan Lender.
Company Name:- Jora (Jora Credit)
Loan Type:- Unsecured Installment Loans Online
State:- Idaho
Serviced As:- Direct State-Licensed Lender
Minimum Amount:- $500
Maximum Amount:- $4,000
Loan Term:- Up to 33 Months
Funding Time:- Same or next business day, depending on the time the loan is acquired.
APR range:- Up to 350%*
Fees:- No prepayment fees, no late fees, no non-sufficient funds, no origination fees
Requirements:- Be at least 18 years old, employed or proven source of income, valid email address, and have an active checking account.

MaxLend offers installment loans in Idaho as alternative payday loans and is a direct tribal lender governed under tribal laws.
Company Name:- MaxLend (Makes Cents, Inc)
Loan Type:- Short-Term Installment Loans Online
State:- Idaho
Serviced As:- Direct Tribal Loan Lender
Minimum Amount:- $100
Maximum Amount:- $3,000
Loan Term:- Up to 9 Months for first time customers
Funding Time:- Same or next business banking day funding
APR range:- 471% to 842%* (APR) varies on loan duration and loan amount borrowed
Fees:- No prepayment penalty
Requirements:- Verifiable & steady income source, active banking account, 18 years or older, and a resident or citizen of the U.S.

ZocaLoans is an online tribal lender that provides access to installment loans in Idaho, operates under tribe laws.
Company Name:- ZocaLoans (Rosebud Lending)
Loan Type:- Installment Loans
State:- Idaho
Serviced As:- Tribal Direct Lender
Minimum Amount:- $200
Maximum Amount:- $1,500
Loan Term:- Up to 6 Months
Funding Time:- As early as next business day
APR range:- Up to 795%* (APR) varies on loan amount and duration
Fees:- No penalties on prepayment
NSF fee of $25* and Late fee of $25* may apply
Requirements:- Active checking account, state-issued ID, US citizen or permanent resident, At least 18 years old.

Savethedayfunds.com conducts business as a lender connecting service, offers access to installment loans through its extensive network of lenders and lending partners in Idaho.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
Company Name:- Savethedayfunds.com
Loan Type:- Personal Installment Loans Online
State:- Idaho
Serviced As:- Lender Connection Service
Minimum Amount:- $100
Maximum Amount:- $5000
Loan Term:- Up to 24 months
Funding Time:- As early as next business day*
APR range:- APR may vary on the Lender and State laws
Fees:- Varies by the Lender and state laws
Requirements:- 18 years old, United States citizen or permanent resident, steady verifiable monthly income, active banking account, work & home phone number, valid email address.

HonestLoans.net is a lender connecting service, offers access to unsecured installment loans online in Idaho through its extensive network of prominent loan providers and trusted direct lenders.
The loan term, fees, amount, and interest rates are determined solely by the lender or loan provider.
Company Name:- HonestLoans.net
Loan Type:- Installment Personal Loans
State:- Idaho
Serviced As:- Lender Matching Service
Minimum Amount:- $100
Maximum Amount:- $50000
Loan Term:- Up to 72 months*
Funding Time:- 1 to 2 business day*
APR range:- APR varies on the lender policies and state laws
Fees:- The lender will disclose any other associated fees with the loan.
Requirements:- 18 years old, US citizen or resident, steady income source, active checking account, valid phone number, and email address.

BadCreditLoans.com is a lender connecting service, provides access to installment loans in Idaho through a vast network of lenders and financial service providers.
Your lender or financial service providers will solely determine the loan term, fees, and interest rates.
Company Name:- BadCreditLoans.com
Loan Type:- Installment Loans Online
State:- Idaho
Serviced As:- Lender Connection Service
Minimum Amount:- $500
Maximum Amount:- $10000
Loan Term:- 3 to 36 months*
Funding Time:- As quick as the next business day*
APR range:- APR varies depending on the lender and state laws
Fees:- The lender discloses any fees associated with the loan.
Requirements:- 18 years old, proof of resident, regular steady income, open checking account, valid work & home telephone numbers.

Cash Store is a licensed direct lender and offers installment loans in Idaho, licensed by the Department of Finance.
Company Name:- Cash Store
Loan Type:- Installment Loan Online
State:- Idaho
Serviced As:- State-Licensed Direct Lender
Minimum Amount:- $200
Maximum Amount:- $3,000
Loan Term:- Up to 7 Months
Funding Time:- Pick up the cash the same day by visiting a store*
APR range:- Up to 780.00%* (APR) varies based on loan term and amount
Fees:- No penalty for early payoff
Late payment or non-payment fee may apply if permitted by state law
Requirements:- 18 years or older, US citizen or a permanent resident, recent paycheck stub, recent statement of checking account, personal check or debit card, valid state-issued ID, valid contactable phone number, and active email address.

MoneyKey operates as a direct installment loan lender in Idaho, licensed by the Idaho Department of Finance.
Company Name:- MoneyKey
Loan Type:- Short Term Installment Loans
State:- Idaho
Serviced As:- Licensed Direct Lender
Minimum Amount:- $200
Maximum Amount:- $2,000
Loan Term:- Up to 12 Months
Funding Time:- 1 business day*
APR range:- Up to 295%* (APR) varies based on loan term and loan amount
Fees:- No penalty to pay off the loan earlier than scheduled
Requirements:- Be at least 18 years old, citizen or a permanent resident of the U.S., must be an Idaho resident, active banking account, regular & verifiable source of income, valid phone number, and active email address.

Net Credit operates as an installment loan lender in Idaho, licensed by the Idaho Department of Finance and in compliance with Idaho regulations.
Company Name:- NetCredit
Loan Type:- Personal Installment Loans
State:- Idaho
Serviced As:- Direct State-Licensed Lender
Minimum Amount:- $1,100
Maximum Amount:- $15,000
Loan Term:- 6 – 60 months
Funding Time:- Up to 3 business days*
APR range:- 34% – 155%* (APR) varies on loan duration and loan amount
Fees:- No prepay penalties or non-sufficient funds fees.
Fee for late payment or missed payment may apply as per the state laws
Requirements:- 18 yrs or older, active personal checking account, active & valid email address, steady verifiable income source.

Cash Central conducts business as a direct installment loan lender in Idaho, licensed by the State of Idaho Department of Finance, offers access to unsecured installment loans.
Company Name:- CashCentral
Loan Type:- Unsecured Online Installment Loans
State:- Idaho
Serviced As:- State Licensed Direct Lender
Minimum Amount:- $1,010
Maximum Amount:- $5,000
Loan Term:- 6, 12, 18, and 24 months
Funding Time:- As quick as next business banking day*
APR range:- Up to 250.65%* (APR) may vary based on loan term and amount
Fees:- May vary by the state laws.
Administrative/Origination fee may apply
Requirements:- Be at least 18 yrs of age, verifiable income source, active checking account, two current active phone numbers, SSN, recent pay stubs, or receipts.