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Not a State Licensed Lender. ZocaLoans is a Tribal lender regulated by the Tribal laws.
$300 to $1000
APR may range upto 795%*. The APR may vary depending on the term of the loan and loan amount.
Up to 6 months.
Not BBB Accredited
Credit Score Required
As soon as next business day*.
Disclaimer:- ZocaLoans is a tribal lender and not a state licensed lender. ZocaLoans is managed by Rosebud Lending LZO a tribal lending agency of Rosebud Lending, a subsidiary of Rosebud Economic Development Corporation, an economic development arm and entity of the Rosebud Sioux Tribe, a sovereign nation located within the U.S and operating within the Tribe’s reservation. Rosebud Lending does business as ZocaLoans.
This means that the Tribe regulates rosebud Lending and if you do business with Rosebud Lending, any legal resolution for your dispute will be restricted to those available under the Tribal law and your loan agreement.
Meaning you will not go to a court for your dispute, but instead, will use Tribal resolution for any disputes, or individual arbitration before a neutral arbitrator. If you are not comfortable doing business with a sovereign entity that can not be sued in the court, we advise not to use ZocaLoans for borrowing funds, rather use a state licensed lender that is regulated under the state law.
States Serviced by ZocaLoans
The states serviced may change without prior notice, visit the lender’s website for up to date information.
- New Mexico
- North Carolina
- North Dakota
- Rhode Island
- South Carolina