Upgrade is an online lending platform, offers access to personal loans and personal credit lines in Arizona. All loans obtained through Upgrade will be approved and funded by one of the multiple lending partners Upgrade has contracted with.
Company Name:- Upgrade
Loan Type:- Personal Loans
Serviced As:- Online Lending Platform
Minimum Amount:- $1,000
Maximum Amount:- Up to $50,000
Loan Term:- 24 Months to 84* months
Origination Fee :- 2.9% to 8%* (Deducted from the loan proceeds)
Credit Score :- 620 or above
Funding Time:- 1 to 2 business days*
APR range:- 5.94%-35.97%* (APR) varies based on credit score, credit history, loan amount & term, and other factors.
Fees:- No upfront application fee, security fee, or insurance fee.
No prepayment fees on early payments or charges for making additional payments.
Late payment fees may apply on the failed scheduled payment.
Requirements:- 18 yrs or older in Arizona, proof of income sources like recent pay stubs, verifiable bank account, recent bank statements, Copy of government-issued ID, valid email address & contact number, US permanent citizen, or resident
UpStart is a peer to peer online lending platform provides quick and easy access to unsecured personal loans. All loans in Arizona are made by Cross River Bank, an FDIC insured New Jersey state-chartered commercial bank.
Loan Amount :- $1,000 to $50,000
APR Range :- 8.16% – 35.99%*
Loan Term :- 3 years to 5 years*
Origination Fee :- 0% – 8% of the borrowed amount*
Credit Score :- 620 or Above
Social Finance(SOFI) is a peer to peer lender provides access to personal loans in Arizona, licensed by the Department of Financial Institutions.
Loan Amount :- $10,001 – $100,000
APR Range :- 7.08% to 15.37%*
Loan Term :- 3 years to 7 years*
Origination Fee :- No Origination Fees
Credit Score :- 640 or above
Avant is an online lending platform provides access to personal loans, licensed by the Department of Financial Institutions in Arizona. All Avant branded credit products are issued by WebBank, a Utah-chartered industrial bank, member FDIC.
Loan Amount :- $2,000 to $35,000
APR Range :- 9.95% – 35.99%*
Loan Term :- 24 months to 60 months
Administration Fee Range :- Up to 4.75%*
Credit Score :- 580 or Above
Lending Point is an Atlanta based direct lender provides access to affordable personal loans, licensed by the State of Arizona Department of Financial Institutions.
Loan Amount :- $2,000 – $25,000
APR Range :- 15.49% – 34.99%*
Loan Term :- 24 Months to 48 Months
Origination Fee :- 0% to 6%* (Depending on state of residence)
Credit Score :- 600 or Above
OneMain Financial is a trusted direct lender and provides access to personal loans in Arizona. Licensed by the Department of Financial Institutions.
Loan Amount :- $1,500 – $30,000*
APR Range :- 16.05% – 35.99%*
Loan Term :- 24, 36, 48 or 60 Months*
Credit Score :- 620 or above