Discover the perfect Installment Loans in Ohio with DirectLendersList! Find financing possibilities tailored to your needs with our reliable platform, designed to help you find the ideal loan. Easily compare top-notch direct lenders and loan marketplaces, and unlock the best deal. Our user-friendly interface empowers you to explore various loan options and connect with the lender that aligns with your goals. This ensures a seamless borrowing journey and swift access to funds. DirectLendersList is your ultimate destination for comparing lenders, lending platforms, and lender-connecting services and to seize the best Ohio installment loans and take control of your financial future.
Advertising Disclosure
Our website is an informative comparison site committed to providing users with helpful information about various products and services that match their needs. Because of the advertising compensation we receive from brands and service providers, we can provide this service for free. Advertising income, product popularity, and our subjective experience and procedures may all impact the placement and position of brands on our site and its pages. It is important to remember that the brand overview is provided "as-is," with no guarantees or warranties, and should not be interpreted as an endorsement. We try to keep the information up-to-date, but the terms of offers may change at any time.
Disclaimer: Opinions, overviews, analyses, and recommendations are solely those of the author and haven't been reviewed, endorsed, or approved by any insurance, loan, or credit card issuers.
FundsNationwide.com is a lender connection service and reliable ally for accessing online installment loans in Ohio, providing loan options from $100 to $5,000. FundsNationwide connects individuals needing financing with reputable direct lenders and lending partners, ensuring a seamless borrowing process. Whether you have specific financial needs or unique circumstances, FundsNationwide can help you find the ideal loan solution.
APR Range
Varies
Min. Credit Score
None
Repayment Terms
Varies
Funding Time
As fast as next business day*
⇒ To qualify, the applicant must be 18 or above.
⇒ An active checking account in the applicant’s name is required for loan disbursement.
⇒ Be a U.S. citizen or permanent resident to apply.
⇒ A stable and verifiable source of income meeting the minimum monthly income requirement of $1000.
⇒ Must provide accurate and current contact information, including phone number and email address.
⇒ The lender may request income verification documents as part of the application process to assess the applicant’s repayment capacity.
• Company Name: – Fundsnationwide.com
• Loan Type: – Installment Loans
• State: – Ohio
• Serviced As: – Lender Connecting Service
• Minimum Amount: – $100
• Maximum Amount: – $5,000
• Loan Term: – Varies*
• Funding Time: – Next business day*
• APR range: – The APRs for loans are determined by the lender’s policies and state laws, and may differ.
• Fees: – The lender would disclose any associated fees with the loan.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
ExploreCredit, a direct tribal lender, offers seamless access to short-term installment loans in Ohio, ranging from $300 to $2,000, while maintaining compliance with Native American tribe reservation laws, ensuring a secure and customer-focused lending process.
APR Range
Undisclosed
Min. Credit Score
None
Repayment Terms
Up to 9 Months
Funding Time
Next business day*
⇒ Eligibility requires being at least 18 years old.
⇒ Only U.S. citizens or permanent residents are eligible to apply.
⇒ An active checking account that accepts ACH transfers.
⇒ Must have current employment details, a consistent source of income, and meet the minimum monthly income requirement.
⇒ Provide up-to-date contact information, including a phone number, email address, and permanent address.
⇒ Social Security number and driver’s license.
• Company Name: – Explore Credit
• Loan Type: – Short-term Installment Loans
• State: – Ohio
• Serviced As: – Tribal Lender
• Minimum Amount: – $300
• Maximum Amount: – $2,000
• Loan Term: – Up to 9 months
• Funding Time: – Same day or next working day
• APR range: – Undisclosed (APR) varies depending on the amount and term.
• Fees: – No prepayment penalties or hidden fees
Disclaimer
Caution: Tribal lenders operate under tribal laws within the Native American Tribe reservations, which may differ from state and federal laws. It's important to note that tribal lenders may not be subject to state or federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional licensed lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.
BadCreditLoans.com is an online lender connecting platform that caters to individuals with various credit backgrounds. It provides access to installment loans ranging from $500 to $10,000 in Ohio via its vast network of lenders and loan providers. Whether you have excellent or imperfect credit, BadCreditLoans.com aims to match you with loan options that suit your unique financial situation, helping you find the right solution for your borrowing needs. BadCreditLoans.com makes it easier for individuals with less-than-perfect credit to explore and obtain suitable loan options, enabling them to secure the funds they need.
APR Range
5.99% – 35.99%*
Min. Credit Score
None
Repayment Terms
3 months to 72 months
Funding Time
Following business day*
⇒ To qualify for a loan, you must be at least 18 years old.
⇒ Must be a U.S. citizen or permanent resident.
⇒ Valid identification, such as a driver’s license, is required.
⇒ Have a steady and verifiable income source.
⇒ The lender may ask for income documents like pay stubs or bank statements.
⇒ Must have an active checking account in your name.
⇒ Provide correct and current contact details, including home and work phone numbers and a valid email address.
• Company Name: – BadCreditLoans.com (Great, LLC)
• Loan Type: – Online Installment Loans
• State: – Ohio
• Serviced As: – Lender Connection Service (Not a Direct Lender)
• Minimum Amount: – $500
• Maximum Amount: – $10,000
• Loan Term: – 3 months to 6 years
• Funding Time: – As quick as next business day* (Varies by the lender)
• APR range: – 5.99% – 35.99%* (The requirements may vary depending on the lender and state regulations.)
• Fees: – The borrower will be informed about the loan fees by the lender.
Your lender or financial service providers will solely determine the loan term, fees, and interest rates.
APR Range Example
$3,500 loan at 19.9% APR = $324.05/month for 12 months ($3888.64 total)
MaxLend is a tribal lender offering short-term installment loans online in Ohio, providing borrowers with access to quick funding to meet their financial needs. With loan amounts ranging from $100 to $3,000, MaxLend caters to various financial situations and strives to make the borrowing process as seamless and efficient as possible. MaxLend operates under the legal structure of Native American tribe reservations and adheres to tribal laws and regulations.
APR Range
471.78% to 841.45%*
Min. Credit Score
None
Repayment Terms
9 to 18 months
Funding Time
Same business day or next business day*
⇒ Minimum Age: To be eligible, the applicant must be a legal resident of the United States and at least 18 years of age.
⇒ Active Banking: Have an active checking account that fulfills the specified “bank account minimum opened duration” requirement.
⇒ Steady Income Source: Provide proof of a verifiable income source that satisfies the minimum income standards, which have been deposited into your bank account.
⇒ Bankruptcy-Free: Applicant is not currently involved in any ongoing bankruptcy cases, nor should they intend to file for bankruptcy.
⇒ Valid Contact Details: Provide up-to-date contact information, including email and phone numbers.
⇒ Identity Verification: Must present proof of identity, such as a driver’s license or state-issued ID.
• Company Name: – MaxLend (Uetsa Tsakits, Inc)
• Loan Type: – Online Short-Term Installment Loans
• State: – Ohio
• Serviced As: – Direct Tribal Lender
• Minimum Amount: – $100
• Maximum Amount: – $3,000
• Loan Term: – 9 months to 18 months
• Funding Time: – Same or following working day.
• APR range: – 471% to 842%* (APR) varies on loan duration and loan amount borrowed.
• Fees: – No prepay penalties
Disclaimer
MaxLend is an economic development arm and instrumentality of the Mandan, Hidatsa, and Arikara Nation, a federally-recognized sovereign American Indian Tribe. As a result, if you decide to do business with MaxLend, any dispute resolution process will be governed by Tribal law. Since MaxLend is owned by three federally recognized sovereign American Indian Tribes, it is not subject to suit or service of process. This implies that your potential forums for dispute resolution will be limited. If you are uncomfortable doing business with a sovereign instrumentality that cannot be sued in court, MaxLend recommends considering alternative services.
CashUSA.com is a lender connection service that stands as a gateway to online installment loans ranging from $500 to $10,000 in Ohio, connecting borrowers to a vast network of trusted direct lenders and loan providers. With a seamless and streamlined process, uncover the perfect loan tailored to your requirements, all within a user-friendly platform that ensures quick access to the funds you need.
APR Range
5.99% – 35.99%*
Min.Credit Score
None
Repayment Terms
Up to 72 months
Funding Time
1 to 2 business days*
⇒ Age Requirement: To qualify, the applicant must be 18 or older.
⇒ Citizenship or Residency: Applicant must either hold U.S. citizenship or be a permanent resident.
⇒ Employment Stability: Meet your lender’s specific income requirements and have been employed for at least 90 days with a steady income.
⇒ Bank Account: Applicant must have an active checking account under their name.
⇒ Contact Details: Provide valid work, home phone numbers, and an operational email address.
• Company Name: – CashUSA.com
• Loan Type: – Installment Loans Online
• State: – Ohio
• Serviced As: – Lender Connecting Platform (Not a Direct Lender)
• Minimum Amount: – $500
• Maximum Amount: – $10,000
• Loan Term: – 3 to 72 months
• Funding Time: – As soon as the following working day (depending on the lender)
• APR range: – 5.99% -35.99% (Varies on the lender)
• Fees: – The lender has complete discretion over the origination fee, and any other fees.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
APR Range Example
$2000 loan at 23.9% APR = $105.64/month for 24 months ($2535.41 total)
OppLoans operates as a loan facilitator in Ohio that assists individuals accessing personal installment loans through a network of lending partners, especially those facing challenges with traditional banks. With loan amounts ranging from $500 to $4,000, OppLoans provides flexible borrowing solutions to meet different financial needs. It’s a popular choice for reliable financial assistance due to its efficient application process and fast approval. All loans in Ohio are underwritten and funded by lending partners and serviced by Opploans.
APR Range
Up to 160%*
Min.Credit Score
550+
Repayment Terms
9 to 18 Months
Funding Time
1 to 3 business days*
⇒ Applicant must be 18 years or older.
⇒ An active checking or savings account in the applicant’s name.
⇒ Must be a U.S. citizen or permanent resident and reside in Ohio.
⇒ Regular source of income, which can be from employment or benefits like Social Security or Disability.
⇒ Income must be received through direct deposit.
⇒ A government-issued ID is required.
⇒ Provide correct contact details, including email and phone number.
• Company Name: – OppLoans (Opportunity Financial, LLC)
• Loan Type: – Personal Installment Loans Online
• State: – Ohio
• Serviced As: – Loan servicer (Loans are approved, underwritten, and funded by its lending partners while serviced by OppLoans.)
• Minimum Amount: – $500
• Maximum Amount: – $4,000
• Loan Term: – 9 months to 18 months
• Funding Time: – 1 to 3 working days
• APR range: – Up to 160% (APR) may vary depending on the loan amount, loan term, and creditworthiness.
• Fees: – No prepayment charges or hidden fees
APR Range Example
$2100 at 160% APR = $414.31/month for 9 months ($3728.78 total)
HonestLoans.net is a lender connection service and a reliable partner for accessing quick funds, connecting individuals to a network of trusted direct lenders and lending partners. Offering payday, personal, and installment loans ranging from $200 to $50,000 in Ohio, HonestLoans.net ensures customers can easily find the right loan solution, whether it’s for unexpected expenses or planned financial goals.
APR Range
Varies
Min.Credit Score
None
Repayment Terms
Varies
Funding Time
1 to 2 business days*
⇒ To be eligible, the applicant must be at least 18 years old or above.
⇒ Must be a U.S. citizen or a permanent resident.
⇒ Must possess an active checking account.
⇒ Steady and verifiable income source.
⇒ The lender might ask for proof of income, like bank statements or pay stubs.
⇒ Applicant must meet the specified minimum monthly income requirement of $800.
⇒ Up-to-date contact details, including a valid phone number and email address.
• Company Name: – HonestLoans.net
• Loan Type: – Payday Cash Advance, Installment Loans & Personal Loans
• State: – Ohio
• Serviced As: – Lender Connecting Service
• Minimum Amount: – $200
• Maximum Amount: – $50,000
• Loan Term: – Up to 6 years
• Funding Time: – 1 to 2 working days*
• APR range: – The Annual Percentage Rates (APRs) can differ based on the lender’s policies and state laws.
• Fees: – The lender will disclose the fees associated with the loan.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
ZocaLoans.com is a direct tribal lender, providing swift access to short-term installment loans online in Ohio, with borrowing options ranging from $200 to $1,500, catering to various financial needs. ZocaLoans operates Within the legal framework of Native American tribe reservations; and ensures compliance with tribal laws, ensuring borrowers a reliable and secure lending experience.
APR Range
Up to 795%*
Min.Credit Score
None
Repayment Terms
Up to 6 Months
Funding Time
Next working day*
⇒ Minimum Age Requirement: Applicant must be at least 18 years old or above.
⇒ Identity Verification: Valid government-issued ID, such as a driver’s license, for verification.
⇒ Active Bank Account: An active checking account with ABA routing numbers and debit card information is a prerequisite.
⇒ Accurate Contact Information: Provide a valid phone number and email address.
⇒ Income Proof: Submitting proof of income or employment may be required to assess loan eligibility.
• Company Name: – ZocaLoans (Rosebud Lending)
• Loan Type: – Online Short-term Installment Loans
• State: – Ohio
• Serviced As: – Tribal Lender
• Minimum Amount: – $200
• Maximum Amount: – $1,500
• Loan Term: – Up to 6 Months
• Funding Time: – As quick as same or next business day*
• APR range: – Up to 795%* (APR) varies on loan amount and term
• Fees: – No prepay penalties or hidden fees
NSF fee of $25* and Late fee of $25* may apply.
Disclaimer
Caution: Tribal lenders operate under tribal law, which may differ from state and federal law. It's important to note that they are not subject to federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as other state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.
LendingPoint Personal Loan Disclosure
* Applications submitted on this website may be funded by one of several lenders, including: FinWise Bank, a Utah-chartered bank, Member FDIC; Coastal Community Bank, Member FDIC; Midland States Bank, Member FDIC; and LendingPoint, a licensed lender in certain states. Loan approval is not guaranteed. Actual loan offers and loan amounts, terms and annual percentage rates (“APR”) may vary based upon LendingPoint’s proprietary scoring and underwriting system’s review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees up to 10% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $1,000 to $36,500, at rates ranging from 7.99% to 35.99% APR, with terms from 24 to 72 months. Minimum loan amounts apply in Georgia, $3,500; Colorado, $3,001; and Hawaii, $2,000. For a well-qualified customer, a requested loan of $10,000 serviced by LendingPoint over a period of 48 months that has an APR of 26.59% with an origination fee of 10% may have a payment of $340.52 per month. (Actual terms and rate depend on credit history, income, and other factors.) The total amount due under the loan terms provided is $16,345.12 and the disbursal amount is $10,000. In the example provided, the total financed amount is increased to receive the full requested loan amount after the origination fee is deducted. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.
SoFi Personal Loan Disclosure
Fixed rates from 8.74% APR to 35.49% APR reflect the 0.25% autopay interest rate discount and a 0.25% direct deposit interest rate discount. SoFi rate ranges are current as of 11/12/25 and are subject to change without notice. The average of SoFi Personal Loans funded in 2022 was around $30K. Not all applicants qualify for the lowest rate. Lowest rates reserved for the most creditworthy borrowers. Your actual rate will be within the range of rates listed and will depend on the term you select, evaluation of your creditworthiness, income, and a variety of other factors.
Loan amounts range from $5,000– $100,000. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 0%-7%, which will be deducted from any loan proceeds you receive.
PERSONAL LOAN INTEREST RATES AND FEES | ELIGIBILITY AND IMPORTANT DETAILS. Annual percentage rates (APRs) shown include the 0.25% autopay discount. If approved for a loan, the rates and terms offered will depend on things like creditworthiness, the length of the loan, and other factors, and will fall within the range of rates available by applicable loan term; check out our full APR examples and terms. Remember, not all applicants will qualify for the lowest rate. Want to learn more? See our eligibility criteria at SoFi.com/eligibility-criteria. SoFi reserves the right to change interest rates at any time without notice, changes would only apply to applications begun after the effective date of the change.
Fixed Rates: Fixed rates range from 8.74% APR to 35.49% APR (with autopay). The SoFi 0.25% autopay interest rate reduction requires you to agree to make your scheduled monthly payments by an automatic monthly deduction (ACH) from a savings or checking account. Enrolling in autopay is not required to receive a loan from SoFi. Loan Terms: SoFi Personal Loans offer loans with a period of repayment between 2 and 7-year terms. Loan Fees: SoFi personal loans have no fees required; specifically, no origination fees required, no late fees, no prepayment penalties.
PERSONAL LOAN | REPAYMENT EXAMPLE. The following example depicts the APR, monthly payment and total payments during the life of a $30,000 personal loan with a 2-year repayment term, a 0.25% autopay discount, and a fixed rate between 8.74% APR to 35.49% APR. It works out to 24 monthly payments ranging from $1,356.68–$1,529.07 for a total amount of payments ranging from $32,560.37–$36,697.76. This repayment example assumes that the borrower is signed up for autopay and that all payments are made on time, with no pre-payments. Actual rates may vary based on repayment term, loan amount, creditworthiness, and other terms and conditions. SoFi does not offer variable rate personal loans. State restrictions may apply.
Universal Credit Personal Loan Disclosure
Upstart Personal Loan Disclosure
Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the full amount. Minimum loan amounts vary by state: GA ($3,100), HI ($2,100), MA ($7,000).
Although educational information is collected as part of Upstart’s rate check process, neither Upstart nor its bank partners have a minimum educational attainment requirement in order to be eligible for a loan.
If you accept your loan by 5pm EST (not including weekends or holidays), you will receive your funds the next business day. When the funds will be available to you will depend on your bank’s transaction processing time and policies.
The full range of available rates varies by state. A representative example of payment terms for an unsecured Personal Loan is as follows: a borrower receives a loan of $10,000 for a term of 60 months, with an interest rate of 20.10% and a 8.53% origination fee of $853, for an APR of 24.65%. In this example, the borrower will receive $9,147 and will make 60 monthly payments of $267. APR is calculated based on 5-year rates offered in June 2025. There is no downpayment and no prepayment penalty. Your APR will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will be approved.
Upgrade Personal Loan Disclosure
Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.74%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $341.48. Over the life of the loan, your payments would total $12,293.46. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade’s bank partners.
DirectLendersList is not a review site; instead, it provides a comprehensive overview of financial products and services and incorporates the Web Rating feature to assist users in making informed decisions.
Web Ratings are important to consider when deciding on financial products or services. These ratings provide insights into the customer experience and serve as a helpful metric for assessing the quality of specific lenders, loan marketplaces, banks, or credit card issuers.
At DirectLendersList, our internal team takes the initiative to prepare web ratings for various financial products and services. These ratings are compiled using multiple channels to gather data from across the web, including customer feedback, ratings from reputable customer review sites, industry reputation, and other relevant data sources. Utilizing these diverse sources of information aims to provide users with a comprehensive and well-rounded assessment of the financial product or service.
The collected data is then utilized to calculate an average web rating, typically on a scale of 1 to 5, reflecting the overall customer satisfaction and experience associated with the specific offering. It is important to emphasize that these ratings are independently prepared by the DirectLendersList internal team and have not been influenced or approved by advertisers. This ensures the ratings remain objective and unbiased, providing users with reliable information to aid their decision-making process.
Our website is an informative comparison site committed to providing users with helpful information about various products and services that match their needs. Because of the advertising compensation we receive from brands and service providers, we can provide this service for free. Advertising income, product popularity, and our subjective experience and procedures may all impact the placement and position of brands on our site and its pages. It is important to remember that the brand overview is provided “as-is,” with no guarantees or warranties, and should not be interpreted as an endorsement. We try to keep the information up-to-date, but the terms of offers may change at any time.
Disclaimer: Opinions, overviews, analyses, and recommendations are solely those of the author and haven’t been reviewed, endorsed, or approved by any insurance, loan, or credit card issuers.
