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Direct Installment Loan Lenders in Ohio

Discover the perfect Installment Loans in Ohio with DirectLendersList! Find financing possibilities tailored to your needs with our reliable platform, designed to help you find the ideal loan. Easily compare top-notch direct lenders and loan marketplaces, and unlock the best deal. Our user-friendly interface empowers you to explore various loan options and connect with the lender that aligns with your goals. This ensures a seamless borrowing journey and swift access to funds. DirectLendersList is your ultimate destination for comparing lenders, lending platforms, and lender-connecting services and to seize the best Ohio installment loans and take control of your financial future.

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Ohio Installment Loans
Web Rating
3.5/5
Loan Amount:
$100 – $5,000

Funds Nationwide

FundsNationwide.com is a lender connection service and reliable ally for accessing online installment loans in Ohio, providing loan options from $100 to $5,000. FundsNationwide connects individuals needing financing with reputable direct lenders and lending partners, ensuring a seamless borrowing process. Whether you have specific financial needs or unique circumstances, FundsNationwide can help you find the ideal loan solution.

APR Range

Varies

Min. Credit Score

None

Repayment Terms

Varies

Funding Time

As fast as next business day*

Requirements

To qualify, the applicant must be 18 or above.

An active checking account in the applicant’s name is required for loan disbursement.

Be a U.S. citizen or permanent resident to apply.

A stable and verifiable source of income meeting the minimum monthly income requirement of $1000.

Must provide accurate and current contact information, including phone number and email address.

The lender may request income verification documents as part of the application process to assess the applicant’s repayment capacity.

Details

• Company Name: – Fundsnationwide.com

• Loan Type: – Installment Loans

• State: – Ohio

• Serviced As: – Lender Connecting Service

• Minimum Amount: – $100

• Maximum Amount: – $5,000

• Loan Term: – Varies*

• Funding Time: – Next business day*

• APR range: – The APRs for loans are determined by the lender’s policies and state laws, and may differ.

• Fees: – The lender would disclose any associated fees with the loan.

 

The loan term, fees, and interest rates are determined solely by your lender or lending partner.

Ohio Direct Tribal Loan Lenders Online
Web Rating
3/5
Loan Amount:
$300 – $2,000

Explore Credit

ExploreCredit, a direct tribal lender, offers seamless access to short-term installment loans in Ohio, ranging from $300 to $2,000, while maintaining compliance with Native American tribe reservation laws, ensuring a secure and customer-focused lending process.

APR Range

Undisclosed

Min. Credit Score

None

Repayment Terms

Up to 9 Months

Funding Time

Next business day*

Requirements

Eligibility requires being at least 18 years old.

Only U.S. citizens or permanent residents are eligible to apply.

An active checking account that accepts ACH transfers.

Must have current employment details, a consistent source of income, and meet the minimum monthly income requirement.

Provide up-to-date contact information, including a phone number, email address, and permanent address.

Social Security number and driver’s license.

Details

• Company Name: – Explore Credit 

• Loan Type: – Short-term Installment Loans

• State: – Ohio

• Serviced As: – Tribal Lender

• Minimum Amount: – $300

• Maximum Amount: – $2,000

• Loan Term: – Up to 9 months 

• Funding Time: – Same day or next working day

• APR range: – Undisclosed (APR) varies depending on the amount and term.

• Fees: – No prepayment penalties or hidden fees

Disclaimer

Caution: Tribal lenders operate under tribal laws within the Native American Tribe reservations, which may differ from state and federal laws. It's important to note that tribal lenders may not be subject to state or federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional licensed lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.

Installment loans in Ohio
Web Rating
3.7/5
Loan Amount:
$500 – $10,000

BadCreditLoans.com

BadCreditLoans.com is an online lender connecting platform that caters to individuals with various credit backgrounds. It provides access to installment loans ranging from $500 to $10,000 in Ohio via its vast network of lenders and loan providers. Whether you have excellent or imperfect credit, BadCreditLoans.com aims to match you with loan options that suit your unique financial situation, helping you find the right solution for your borrowing needs. BadCreditLoans.com makes it easier for individuals with less-than-perfect credit to explore and obtain suitable loan options, enabling them to secure the funds they need.

APR Range

5.99% – 35.99%*

Min. Credit Score

None

Repayment Terms

3 months to 72 months

Funding Time

Following business day*

Requirements

To qualify for a loan, you must be at least 18 years old.

Must be a U.S. citizen or permanent resident.

Valid identification, such as a driver’s license, is required.

Have a steady and verifiable income source.

The lender may ask for income documents like pay stubs or bank statements.

Must have an active checking account in your name.

Provide correct and current contact details, including home and work phone numbers and a valid email address.

Details

• Company Name: – BadCreditLoans.com (Great, LLC)

• Loan Type: – Online Installment Loans

• State: – Ohio

• Serviced As: – Lender Connection Service (Not a Direct Lender)

• Minimum Amount: – $500

• Maximum Amount: – $10,000

• Loan Term: – 3 months to 6 years

• Funding Time: – As quick as next business day* (Varies by the lender)

• APR range: – 5.99% – 35.99%* (The requirements may vary depending on the lender and state regulations.)

• Fees: – The borrower will be informed about the loan fees by the lender.

 

Your lender or financial service providers will solely determine the loan term, fees, and interest rates.

APR Range Example

$3,500 loan at 19.9% APR = $324.05/month for 12 months ($3888.64 total)

Ohio Installment loans Tribal Lenders
Web Rating
3/5
Loan Amount:
$100 – $3,000

MaxLend

MaxLend is a tribal lender offering short-term installment loans online in Ohio, providing borrowers with access to quick funding to meet their financial needs. With loan amounts ranging from $100 to $3,000, MaxLend caters to various financial situations and strives to make the borrowing process as seamless and efficient as possible. MaxLend operates under the legal structure of Native American tribe reservations and adheres to tribal laws and regulations.

APR Range

471.78% to 841.45%*

Min. Credit Score

None

Repayment Terms

9 to 18 months

Funding Time

Same business day or next business day*

Requirements

⇒ Minimum Age: To be eligible, the applicant must be a legal resident of the United States and at least 18 years of age.

⇒ Active Banking: Have an active checking account that fulfills the specified “bank account minimum opened duration” requirement.

⇒ Steady Income Source: Provide proof of a verifiable income source that satisfies the minimum income standards, which have been deposited into your bank account.

⇒ Bankruptcy-Free: Applicant is not currently involved in any ongoing bankruptcy cases, nor should they intend to file for bankruptcy.

⇒ Valid Contact Details: Provide up-to-date contact information, including email and phone numbers.

⇒ Identity Verification: Must present proof of identity, such as a driver’s license or state-issued ID.

Details

• Company Name: – MaxLend (Uetsa Tsakits, Inc)

• Loan Type: – Online Short-Term Installment Loans

• State: – Ohio

• Serviced As: – Direct Tribal Lender

• Minimum Amount: – $100

• Maximum Amount: – $3,000

• Loan Term: – 9 months to 18 months

• Funding Time: – Same or following working day.

• APR range: – 471% to 842%* (APR) varies on loan duration and loan amount borrowed.

• Fees: – No prepay penalties

Disclaimer

MaxLend is an economic development arm and instrumentality of the Mandan, Hidatsa, and Arikara Nation, a federally-recognized sovereign American Indian Tribe. As a result, if you decide to do business with MaxLend, any dispute resolution process will be governed by Tribal law. Since MaxLend is owned by three federally recognized sovereign American Indian Tribes, it is not subject to suit or service of process. This implies that your potential forums for dispute resolution will be limited. If you are uncomfortable doing business with a sovereign instrumentality that cannot be sued in court, MaxLend recommends considering alternative services.

Ohio Installment Loans Online Direct Lenders
Web Rating
3.4/5
Loan Amount:
$500 – $10,000

CashUSA.com

CashUSA.com is a lender connection service that stands as a gateway to online installment loans ranging from $500 to $10,000 in Ohio, connecting borrowers to a vast network of trusted direct lenders and loan providers. With a seamless and streamlined process, uncover the perfect loan tailored to your requirements, all within a user-friendly platform that ensures quick access to the funds you need.

APR Range

5.99% – 35.99%*

Min.Credit Score

None

Repayment Terms

Up to 72 months

Funding Time

1 to 2 business days*

Requirements

⇒ Age Requirement: To qualify, the applicant must be 18 or older.

⇒ Citizenship or Residency: Applicant must either hold U.S. citizenship or be a permanent resident.

⇒ Employment Stability: Meet your lender’s specific income requirements and have been employed for at least 90 days with a steady income.

⇒ Bank Account: Applicant must have an active checking account under their name.

⇒ Contact Details: Provide valid work, home phone numbers, and an operational email address.

Details

• Company Name: – CashUSA.com 

• Loan Type: – Installment Loans Online

• State: – Ohio

• Serviced As: – Lender Connecting Platform (Not a Direct Lender)

• Minimum Amount: – $500

• Maximum Amount: – $10,000

• Loan Term: – 3 to 72 months

• Funding Time: – As soon as the following working day (depending on the lender)

• APR range: – 5.99% -35.99% (Varies on the lender)

• Fees: – The lender has complete discretion over the origination fee, and any other fees.

 

The loan term, fees, and interest rates are determined solely by your lender or lending partner.

APR Range Example

$2000 loan at 23.9% APR = $105.64/month for 24 months ($2535.41 total)

Ohio Personal Installment Loans
Web Rating
4.4/5
Loan Amount:
$500 – $4000

OppLoans (Opportunity Financial)

OppLoans operates as a loan facilitator in Ohio that assists individuals accessing personal installment loans through a network of lending partners, especially those facing challenges with traditional banks. With loan amounts ranging from $500 to $4,000, OppLoans provides flexible borrowing solutions to meet different financial needs. It’s a popular choice for reliable financial assistance due to its efficient application process and fast approval. All loans in Ohio are underwritten and funded by lending partners and serviced by Opploans.

APR Range

Up to 160%*

Min.Credit Score

550+

Repayment Terms

9 to 18 Months

Funding Time

1 to 3 business days*

Requirements

Applicant must be 18 years or older.

An active checking or savings account in the applicant’s name.

Must be a U.S. citizen or permanent resident and reside in Ohio.

Regular source of income, which can be from employment or benefits like Social Security or Disability.

Income must be received through direct deposit.

A government-issued ID is required.

Provide correct contact details, including email and phone number.

Details

• Company Name: – OppLoans (Opportunity Financial, LLC)

• Loan Type: – Personal Installment Loans Online

• State: – Ohio

• Serviced As: – Loan servicer (Loans are approved, underwritten, and funded by its lending partners while serviced by OppLoans.)

• Minimum Amount: – $500

• Maximum Amount: – $4,000

• Loan Term: – 9 months to 18 months

• Funding Time: – 1 to 3 working days

• APR range: – Up to 160% (APR) may vary depending on the loan amount, loan term, and creditworthiness.

• Fees: – No prepayment charges or hidden fees

APR Range Example

$2100 at 160% APR = $414.31/month for 9 months ($3728.78 total)

Direct Lenders Installment Loans in Ohio
Web Rating
3.1/5
Loan Amount:
$200 – $50,000

Honest Loans

HonestLoans.net is a lender connection service and a reliable partner for accessing quick funds, connecting individuals to a network of trusted direct lenders and lending partners. Offering payday, personal, and installment loans ranging from $200 to $50,000 in Ohio, HonestLoans.net ensures customers can easily find the right loan solution, whether it’s for unexpected expenses or planned financial goals.

APR Range

Varies

Min.Credit Score

None

Repayment Terms

Varies

Funding Time

1 to 2 business days*

Requirements

To be eligible, the applicant must be at least 18 years old or above.

Must be a U.S. citizen or a permanent resident.

Must possess an active checking account.

Steady and verifiable income source.

The lender might ask for proof of income, like bank statements or pay stubs.

Applicant must meet the specified minimum monthly income requirement of $800.

Up-to-date contact details, including a valid phone number and email address.

Details

• Company Name: – HonestLoans.net

• Loan Type: – Payday Cash Advance, Installment Loans & Personal Loans 

• State: – Ohio

• Serviced As: – Lender Connecting Service

• Minimum Amount: – $200

• Maximum Amount: – $50,000

• Loan Term: – Up to 6 years

• Funding Time: – 1 to 2 working days*

• APR range: – The Annual Percentage Rates (APRs) can differ based on the lender’s policies and state laws.

• Fees: – The lender will disclose the fees associated with the loan.

 

The loan term, fees, and interest rates are determined solely by your lender or lending partner.

Ohio Direct Tribal Loan Lenders
Web Rating
3.2/5
Loan Amount:
$200 – $1,500

Zoca Loans

ZocaLoans.com is a direct tribal lender, providing swift access to short-term installment loans online in Ohio, with borrowing options ranging from $200 to $1,500, catering to various financial needs. ZocaLoans operates Within the legal framework of Native American tribe reservations; and ensures compliance with tribal laws, ensuring borrowers a reliable and secure lending experience.

APR Range

Up to 795%*

Min.Credit Score

None

Repayment Terms

Up to 6 Months

Funding Time

Next working day*

Requirements

⇒ Minimum Age Requirement: Applicant must be at least 18 years old or above.

⇒ Identity Verification: Valid government-issued ID, such as a driver’s license, for verification.

⇒ Active Bank Account: An active checking account with ABA routing numbers and debit card information is a prerequisite.

⇒ Accurate Contact Information: Provide a valid phone number and email address.

⇒ Income Proof: Submitting proof of income or employment may be required to assess loan eligibility.

Details

• Company Name: – ZocaLoans (Rosebud Lending)

• Loan Type: – Online Short-term Installment Loans

• State: – Ohio

• Serviced As: – Tribal Lender

• Minimum Amount: – $200

• Maximum Amount: – $1,500

• Loan Term: – Up to 6 Months

• Funding Time: – As quick as same or next business day*

• APR range: – Up to 795%* (APR) varies on loan amount and term

• Fees: – No prepay penalties or hidden fees

NSF fee of $25* and Late fee of $25* may apply.

Disclaimer

Caution: Tribal lenders operate under tribal law, which may differ from state and federal law. It's important to note that they are not subject to federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as other state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.

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