Searching for suitable installment loans in New Mexico? DirectLendersList is your trusted resource, assisting you in finding the perfect loan that aligns with your financial needs. Effortlessly compare best direct lenders and loan marketplaces for the best deal. With our intuitive interface, explore various loan options, and connect with the ideal lender that suits your unique requirements, providing a seamless borrowing journey and swift fund access. DirectLendersList is your ultimate destination for comparing lenders, lending platforms, and lender-connecting services to secure the best New Mexico installment loans.
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Our website is an informative comparison site committed to providing users with helpful information about various products and services that match their needs. Because of the advertising compensation we receive from brands and service providers, we can provide this service for free. Advertising income, product popularity, and our subjective experience and procedures may all impact the placement and position of brands on our site and its pages. It is important to remember that the brand overview is provided "as-is," with no guarantees or warranties, and should not be interpreted as an endorsement. We try to keep the information up-to-date, but the terms of offers may change at any time.
Disclaimer: Opinions, overviews, analyses, and recommendations are solely those of the author and haven't been reviewed, endorsed, or approved by any insurance, loan, or credit card issuers.
FundsNationwide.com is a go-to resource for online installment loans in New Mexico, ranging from $100 to $5,000, providing financial support for unforeseen expenses or personal ventures. Connect with a trusted network of direct lenders and lending partners through FundsNationwide.com, benefiting from a user-friendly platform that simplifies the borrowing process and grants access to the funds you need with ease.
APR Range
Varies
Min. Credit Score
None
Repayment Terms
Varies
Funding Time
As quick as next business day*
⇒ Eligibility requires the applicant to meet the minimum age requirement of 18 years or older.
⇒ An active checking account under the applicant’s name is necessary for loan processing.
⇒ Only individuals with U.S. citizenship or permanent residency status can apply.
⇒ A consistent and reliable source of income meeting the minimum monthly income requirement of $1000 is essential.
⇒ Ensure accurate and current contact information, including phone numbers and email addresses.
⇒ As part of the application process, the lender may request income verification documents to assess the applicant’s ability to repay the loan.
• Company Name: – Fundsnationwide.com
• Loan Type: – Installment Loans
• State: – New Mexico
• Serviced As: – Lender Connecting Service
• Minimum Amount: – $100
• Maximum Amount: – $5,000
• Loan Term: – Varies*
• Funding Time: – Following business day*
• APR range: – The lender’s policies and state laws determine the Annual Percentage Rates (APRs), which may vary.
• Fees: – The lender would disclose any associated fees with the loan.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
Explore Credit is a reputable direct tribal lender that unlocks financing possibilities by offering access to short-term installment loans in New Mexico ranging from $300 to $2,000, providing a swift and convenient solution for monetary needs while adhering to Native American tribe reservation laws and regulations to ensure a reliable and responsible lending process.
APR Range
Undisclosed
Min. Credit Score
None
Repayment Terms
Up to 9 Months
Funding Time
Next business day*
⇒ You must be aged 18 or above.
⇒ To apply, you must either be a U.S. citizen or permanent resident.
⇒ Must have a valid and active checking bank account for the successful execution of ACH transfers.
⇒ Proof of source of income may be required to assess the ability to repay
⇒ Provide valid contact information, including an email address and phone number.
⇒ Must have a valid ID such as a Social Security number, government-issued ID, or driver’s license.
• Company Name: – Explore Credit
• Loan Type: – Short-term Installment Loans Online
• State: – New Mexico
• Serviced As: – Tribal Lender
• Minimum Amount: – $300
• Maximum Amount: – $2,000
• Loan Term: – Up to 9 months
• Funding Time: – Same day or following working day
• APR range: – Undisclosed (APR) varies depending on the amount and term.
• Fees: – No prepayment penalties
Disclaimer
Caution: Tribal lenders operate under tribal laws within the Native American Tribe reservations, which may differ from state and federal laws. It's important to note that tribal lenders may not be subject to state or federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional licensed lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.
BadCreditLoans.com is a trusted lender connecting platform that connects individuals needing financial assistance with a broad network of lenders and loan providers in New Mexico. Whether you have excellent or imperfect credit, you can access personal installment loans online that range from $500 to $10,000 through BadCreditLoans.com, making it a reliable solution for those seeking loans despite their credit history. The user-friendly platform facilitates a seamless application process, ensuring borrowers have a convenient and hassle-free experience.
APR Range
5.99% – 35.99%*
Min. Credit Score
None
Repayment Terms
3 to 72 months
Funding Time
Following working day*
⇒ Minimum age of 18 years is required for loan eligibility.
⇒ Applicant must be a U.S. citizen or hold permanent residency status.
⇒ A valid government-issued ID, such as a driver’s license, is required for identity verification.
⇒ Proof of a consistent and reliable source of income is essential.
⇒ The lender may request income verification documents, like pay stubs or bank statements.
⇒ An active checking account in the applicant’s name is a prerequisite.
⇒ Accurate and up-to-date contact information must be provided, including home and work phone numbers.
⇒ A valid email address for communication and updates.
• Company Name: – BadCreditLoans.com (Great, LLC)
• Loan Type: – Installment Loans Online
• State: – New Mexico
• Serviced As: – Lender Connecting Service (Not a Direct Lender)
• Minimum Amount: – $500
• Maximum Amount: – $10,000
• Loan Term: – 3 months to 6 years
• Funding Time: – As soon as next business day* (Varies by the lender)
• APR range: – 5.99% – 35.99%* (The requirements may vary depending on the lender and state regulations.)
• Fees: – The borrower will be informed about the loan fees by the lender.
Your lender or financial service providers will solely determine the loan term, fees, and interest rates.
APR Range Example
$2,500 loan at 19.9% APR = $231.47/month for 12 months ($2777.60 total)
MaxLend is a tribal lender committed to offering access to short-term installment loans to New Mexico residents with ease and comfort. They aim to make borrowing easy and convenient, whether you require financial support for unexpected expenditures or personal endeavors. With MaxLend, you can obtain loans ranging from $100 to $3,000 through their secure online platform, ensuring a smooth lending process. Additionally, MaxLend operates within the legal framework of Native American tribe reservations, adhering to tribal laws and regulations.
APR Range
471.78% to 841.45%*
Min. Credit Score
None
Repayment Terms
9 months to 18 months
Funding Time
Same or next business day*
⇒ Age Requirement: Applicant must be at least 18 years old and a legal resident of the United States.
⇒ Active Banking: Maintain an active checking account that meets the specified “bank account minimum opened duration” requirement.
⇒ Stable Income Source: Proof of a reliable source of income meeting the minimum income criteria deposited into your checking account.
⇒ No Bankruptcy Cases: You should not be involved in an ongoing bankruptcy case or intend to file for bankruptcy relief soon.
⇒ Accurate Contact Details: Provide valid and up-to-date contact information, including email and phone numbers.
⇒ Identity Verification: Must have proof of identity, such as a driver’s license or state-issued ID.
• Company Name: – MaxLend (Uetsa Tsakits, Inc)
• Loan Type: – Online Short-Term Installment Loans
• State: – New Mexico
• Serviced As: – Direct Tribal Lender
• Minimum Amount: – $100
• Maximum Amount: – $3,000
• Loan Term: – 9 to 18 months
• Funding Time: – Same day or following business day.
• APR range: – 471% to 842%* (APR) varies on loan duration and loan amount borrowed.
• Fees: – No prepayment charges
Disclaimer
MaxLend is an economic development arm and instrumentality of the Mandan, Hidatsa, and Arikara Nation, a federally-recognized sovereign American Indian Tribe. As a result, if you decide to do business with MaxLend, any dispute resolution process will be governed by Tribal law. Since MaxLend is owned by three federally recognized sovereign American Indian Tribes, it is not subject to suit or service of process. This implies that your potential forums for dispute resolution will be limited. If you are uncomfortable doing business with a sovereign instrumentality that cannot be sued in court, MaxLend recommends considering alternative services.
CashUSA.com is a reliable lender connection service offering access to online installment loans from $500 to $10,000 in New Mexico through its extensive network of reputable direct lenders and loan providers. CashUSA.com provides a seamless and efficient way to secure the financial assistance you require. CashUSA.com enables you to discover the ideal loan that fits your needs. With a straightforward and secure system, you can easily access the funds you need.
APR Range
5.99% – 35.99%*
Min.Credit Score
None
Repayment Terms
Up to 6 years
Funding Time
1 to 2 business days*
⇒ Age Eligibility: Applicant must be at least 18 years old.
⇒ Citizenship Status: Must be a U.S. citizen or permanent resident.
⇒ Stable Employment: Minimum 90-day employment with specific income requirements set by the lender.
⇒ Active Bank Account: A checking account in the applicant’s name is necessary.
⇒ Contact Information: Valid work, home phone numbers, and a functional email address are required.
• Company Name: – CashUSA.com
• Loan Type: – Online Installment Loans
• State: – New Mexico
• Serviced As: – Lender Connecting Marketplace (Not a Direct Lender)
• Minimum Amount: – $500
• Maximum Amount: – $10,000
• Loan Term: – 3 months to 72 months
• Funding Time: – As soon as the following business day (depending on the lender)
• APR range: – 5.99% -35.99% (Varies on the lender)
• Fees: – The lender has complete discretion over the origination fee, as well as any other fees.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
APR Range Example
$2500 loan at 24.9% APR = $133.30/month for 24 months ($3199.34 total)
HonestLoans.net is a reputable lender connection service that caters to the financial needs of individuals needing quick access to funds. With a network of reliable direct lenders and lending partners, they offer various loan options, including payday, personal, and installment loans, ranging from $200 to $50,000 in New Mexico. HonestLoans.net provides a hassle-free and safe lending process for all credit backgrounds.
APR Range
Varies
Min Credit Score
None
Repayment Terms
Varies
Funding Time
1 to 2 business days*
⇒ Must be 18 years of age or older to be eligible.
⇒ Be a U.S. citizen or permanent resident to apply.
⇒ Need an active checking account.
⇒ Must have a stable and verifiable income source.
⇒ Income verification documents like pay stubs or bank statements may be requested during the application.
⇒ Must meet the minimum monthly income requirement of $800.
⇒ Provide valid contact details, including a valid phone number and email address.
• Company Name: – HonestLoans.net
• Loan Type: – Payday Cash Advance Loans, Installment Loans & Personal Loans
• State: – New Mexico
• Serviced As: – Lender Connection Service
• Minimum Amount: – $200
• Maximum Amount: – $50,000
• Loan Term: – Up to 72 months
• Funding Time: – 1 to 2 working days*
• APR range: – The Annual Percentage Rates (APRs) can differ based on the lender’s policies and state laws.
• Fees: – The lender will disclose the fees associated with the loan.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
ZocaLoans is a direct tribal lender that offers short-term installment loans online in New Mexico. You can borrow anywhere from $200 to $1,500 to cover unexpected expenses. ZocaLoans operates within Native American tribe reservations and adheres to tribal regulations for a trustworthy and safe lending process.
APR Range
Up to 795%*
Min Credit Score
None
Repayment Terms
Up to 6 Months
Funding Time
Next business day*
⇒ Age Eligibility: Applicant must be 18 years of age or above.
⇒ Identity Verification: Valid government-issued ID, such as a driver’s license, is required for verification.
⇒ Banking Details: An active checking account with ABA routing numbers and debit card information is needed.
⇒ Contact Details: Provide a valid phone number and email address.
⇒ Income Validation: You may need to submit proof of income or employment as part of the loan eligibility process.
• Company Name: – ZocaLoans (Rosebud Lending)
• Loan Type: – Short-term Installment Loans
• State: – New Mexico
• Serviced As: – Tribal Lender
• Minimum Amount: – $200
• Maximum Amount: – $1,500
• Loan Term: – Up to 6 Months
• Funding Time: – As fast as same or following business day*
• APR range: – Up to 795%* (APR) varies on loan amount and term
• Fees: – No prepay penalties
NSF fee of $25* and Late fee of $25* may apply.
Disclaimer
Caution: Tribal lenders operate under tribal law, which may differ from state and federal law. It's important to note that they are not subject to federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as other state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.
LendingPoint Personal Loan Disclosure
* Applications submitted on this website may be funded by one of several lenders, including: FinWise Bank, a Utah-chartered bank, Member FDIC; Coastal Community Bank, Member FDIC; Midland States Bank, Member FDIC; and LendingPoint, a licensed lender in certain states. Loan approval is not guaranteed. Actual loan offers and loan amounts, terms and annual percentage rates (“APR”) may vary based upon LendingPoint’s proprietary scoring and underwriting system’s review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees up to 10% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $1,000 to $36,500, at rates ranging from 7.99% to 35.99% APR, with terms from 24 to 72 months. Minimum loan amounts apply in Georgia, $3,500; Colorado, $3,001; and Hawaii, $2,000. For a well-qualified customer, a requested loan of $10,000 serviced by LendingPoint over a period of 48 months that has an APR of 26.59% with an origination fee of 10% may have a payment of $340.52 per month. (Actual terms and rate depend on credit history, income, and other factors.) The total amount due under the loan terms provided is $16,345.12 and the disbursal amount is $10,000. In the example provided, the total financed amount is increased to receive the full requested loan amount after the origination fee is deducted. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.
SoFi Personal Loan Disclosure
Fixed rates from 8.74% APR to 35.49% APR reflect the 0.25% autopay interest rate discount and a 0.25% direct deposit interest rate discount. SoFi rate ranges are current as of 11/12/25 and are subject to change without notice. The average of SoFi Personal Loans funded in 2022 was around $30K. Not all applicants qualify for the lowest rate. Lowest rates reserved for the most creditworthy borrowers. Your actual rate will be within the range of rates listed and will depend on the term you select, evaluation of your creditworthiness, income, and a variety of other factors.
Loan amounts range from $5,000– $100,000. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 0%-7%, which will be deducted from any loan proceeds you receive.
PERSONAL LOAN INTEREST RATES AND FEES | ELIGIBILITY AND IMPORTANT DETAILS. Annual percentage rates (APRs) shown include the 0.25% autopay discount. If approved for a loan, the rates and terms offered will depend on things like creditworthiness, the length of the loan, and other factors, and will fall within the range of rates available by applicable loan term; check out our full APR examples and terms. Remember, not all applicants will qualify for the lowest rate. Want to learn more? See our eligibility criteria at SoFi.com/eligibility-criteria. SoFi reserves the right to change interest rates at any time without notice, changes would only apply to applications begun after the effective date of the change.
Fixed Rates: Fixed rates range from 8.74% APR to 35.49% APR (with autopay). The SoFi 0.25% autopay interest rate reduction requires you to agree to make your scheduled monthly payments by an automatic monthly deduction (ACH) from a savings or checking account. Enrolling in autopay is not required to receive a loan from SoFi. Loan Terms: SoFi Personal Loans offer loans with a period of repayment between 2 and 7-year terms. Loan Fees: SoFi personal loans have no fees required; specifically, no origination fees required, no late fees, no prepayment penalties.
PERSONAL LOAN | REPAYMENT EXAMPLE. The following example depicts the APR, monthly payment and total payments during the life of a $30,000 personal loan with a 2-year repayment term, a 0.25% autopay discount, and a fixed rate between 8.74% APR to 35.49% APR. It works out to 24 monthly payments ranging from $1,356.68–$1,529.07 for a total amount of payments ranging from $32,560.37–$36,697.76. This repayment example assumes that the borrower is signed up for autopay and that all payments are made on time, with no pre-payments. Actual rates may vary based on repayment term, loan amount, creditworthiness, and other terms and conditions. SoFi does not offer variable rate personal loans. State restrictions may apply.
Universal Credit Personal Loan Disclosure
Upstart Personal Loan Disclosure
Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the full amount. Minimum loan amounts vary by state: GA ($3,100), HI ($2,100), MA ($7,000).
Although educational information is collected as part of Upstart’s rate check process, neither Upstart nor its bank partners have a minimum educational attainment requirement in order to be eligible for a loan.
If you accept your loan by 5pm EST (not including weekends or holidays), you will receive your funds the next business day. When the funds will be available to you will depend on your bank’s transaction processing time and policies.
The full range of available rates varies by state. A representative example of payment terms for an unsecured Personal Loan is as follows: a borrower receives a loan of $10,000 for a term of 60 months, with an interest rate of 20.10% and a 8.53% origination fee of $853, for an APR of 24.65%. In this example, the borrower will receive $9,147 and will make 60 monthly payments of $267. APR is calculated based on 5-year rates offered in June 2025. There is no downpayment and no prepayment penalty. Your APR will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will be approved.
Upgrade Personal Loan Disclosure
Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.74%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $341.48. Over the life of the loan, your payments would total $12,293.46. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade’s bank partners.
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Web Ratings are important to consider when deciding on financial products or services. These ratings provide insights into the customer experience and serve as a helpful metric for assessing the quality of specific lenders, loan marketplaces, banks, or credit card issuers.
At DirectLendersList, our internal team takes the initiative to prepare web ratings for various financial products and services. These ratings are compiled using multiple channels to gather data from across the web, including customer feedback, ratings from reputable customer review sites, industry reputation, and other relevant data sources. Utilizing these diverse sources of information aims to provide users with a comprehensive and well-rounded assessment of the financial product or service.
The collected data is then utilized to calculate an average web rating, typically on a scale of 1 to 5, reflecting the overall customer satisfaction and experience associated with the specific offering. It is important to emphasize that these ratings are independently prepared by the DirectLendersList internal team and have not been influenced or approved by advertisers. This ensures the ratings remain objective and unbiased, providing users with reliable information to aid their decision-making process.
Our website is an informative comparison site committed to providing users with helpful information about various products and services that match their needs. Because of the advertising compensation we receive from brands and service providers, we can provide this service for free. Advertising income, product popularity, and our subjective experience and procedures may all impact the placement and position of brands on our site and its pages. It is important to remember that the brand overview is provided “as-is,” with no guarantees or warranties, and should not be interpreted as an endorsement. We try to keep the information up-to-date, but the terms of offers may change at any time.
Disclaimer: Opinions, overviews, analyses, and recommendations are solely those of the author and haven’t been reviewed, endorsed, or approved by any insurance, loan, or credit card issuers.
