Upstart Personal Loans

Personal Loans Peer to Peer Lending
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Founded in 2012, headquartered in Palo Alto, CA.

Upstart is an online peer-to-peer personal loan lending platform.

Financing offered in 50 states.

APR starting at 4.66% to 29.9% APR*.

Personal Loans

Upstart is an online peer-to-peer lending platform founded by ex-Google employees in April 2012, headquartered in Palo Alto, California, United States.

Upstart provides access to fixed rate personal loans with a new approach, the past traditional underwriting models which focused on credit scores and debt to income ratio to determine the creditworthiness of an applicant, are substituted with new innovative methods. Instead of focusing solely on credit history and scores, they even look at nontraditional factors, like educational background, grades, and earning potential to estimate creditworthiness.

Upstart has a solid backing from firms like Google Ventures, KPCB, Khosla Ventures, Founders Fund, First Round Capital, Eric Schmidt, and Mark Cuban.

Service Details

Safety128 bit secure sockets layer. COMODO CA Limited.
State LicensedYes
Loan Amount$3000 to $35000.
APRStarting at 4.66%. Vary by state
Loan Period3 Years
BBB RatingA+ rating
Credit Score Required620 or above
Funding TimeAs soon as next business day*.

States Serviced by Upstart

The states serviced may change without prior notice, visit the lender’s website for up to date information.

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Wisconsin
  • Wyoming

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