Upstart Personal Loans

Personal Loans Peer to Peer Lending
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Founded in 2012, headquartered in Palo Alto, CA.

Upstart is an online peer-to-peer personal loan lending platform.

Financing offered in 50 states.

APR starting at 4.66% to 29.9% APR*.

Personal Loans

Upstart is an online peer-to-peer lending platform founded by ex-Google employees in April 2012, headquartered in Palo Alto, California, United States.

Upstart provides access to fixed rate personal loans with a new approach, the past traditional underwriting models which focused on credit scores and debt to income ratio to determine the creditworthiness of an applicant, are substituted with new innovative methods. Instead of focusing solely on credit history and scores, they even look at nontraditional factors, like educational background, grades, and earning potential to estimate creditworthiness.

Upstart has a solid backing from firms like Google Ventures, KPCB, Khosla Ventures, Founders Fund, First Round Capital, Eric Schmidt, and Mark Cuban.

Service Details

Safety128 bit secure sockets layer. COMODO CA Limited.
State LicensedYes
Loan Amount$3000 to $35000.
APRStarting at 4.66%. Vary by state
Loan Period3 Years
BBB RatingA+ rating
Credit Score Required620 or above
Funding TimeAs soon as next business day*.

States Serviced by Upstart

The states serviced may change without prior notice, visit the lender’s website for up to date information.

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Wisconsin
  • Wyoming is a one-stop online platform, developed to connect loan seekers to Direct Licensed Lenders, Tribal Lenders, Trusted Peer to Peer Lending Companies, Licensed Credit Access Businesses, Registered Credit Services Organizations and Lender Connecting Services. We have added State Licensed Lenders, Tribal Lenders, Peer to Peer Lending Companies, CAB's, CSO's, Lender connection services and have listed them on our website. You can use the platform according to your requirement and the offer of your choice.

We do not ask or collect any sensitive personal information or charge any fees for using our service. This site contains links to connect borrowers to the lender's website, to apply for a loan. We are compensated by our partners, in the form of commission if you get approved for a loan. itself, is not a loan provider. You are requested to refer lenders website for complete and up to date information before applying for a financing.

Payday Loans, Installment Loans, Title Loans are an expensive form of credit. Other alternative forms of credit may be less costly and more suitable for your financial requirements. Before borrowing, please consider whether you will be able to repay the amount you borrow along with interest and any other charges disclosed to you in your loan agreement with the lender. Customers with continued credit troubles should seek credit counseling.

Direct State Licensed Lenders, Tribal Lenders, Peer to Peer Companies, CAB's, CSO's and Lender Connecting Services mentioned on the site do not endorse or guarantee, and will not be accountable for the content on the website.

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