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HonestLoans.net is a reliable lender connecting service that connects borrowers with a network of trusted direct lenders in Illinois, offering loans ranging from $200 to $50,000. They offer various loan options, including payday, personal, and installment loans, to cater to different financial needs. With a straightforward and secure application process, HonestLoans.net strives to provide convenient access to funds for those facing urgent financial situations.
APR Range
Varies
Min. Credit Score
None
Repayment Terms
Varies
Funding Time
1 to 2 business days*
⇒ Eligibility: To qualify, the applicant must meet the minimum age requirement of 18 years and be a U.S. citizen or permanent resident.
⇒ Banking Requirement: An active and in-good-standing bank account.
⇒ Income Stability: Borrowers need to have a reliable and consistent source of income that meets the specified minimum monthly income requirement of $800.
⇒ Contact Details: Provide accurate contact information, including a valid phone number and email address.
⇒ Verification Process: Lenders may request income verification, such as employment verification or bank statements.
• Company Name: – HonestLoans.net
• Loan Type: – Installment Loans & Personal Loans
• State: – Illinois
• Serviced As: – Lender Connection Service
• Minimum Amount: – $200
• Maximum Amount: – $50,000
• Loan Term: – Up to 72 months*
• Funding Time: – 1 to 2 working days*
• APR range: – The Annual Percentage Rates (APRs) can differ based on the lender’s policies and the state’s regulations.
• Fees: – The lender will disclose any fees related to the loan.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
BadCreditLoans.com is a trusted online lender connecting platform that connects borrowers in Illinois with direct lenders specializing in providing installment loans to those with less-than-perfect credit. They enable borrowers to discover possible loan choices that suit their financial situation.
APR Range
5.99% – 35.99%*
Min. Credit Score
None
Repayment Terms
3 months to 72 months
Funding Time
As soon as following working day*
⇒ Age: Applicant must be at least 18 years old.
⇒ Citizenship: Proof of U.S. citizenship or permanent residency is required.
⇒ Identification: A valid driver’s license or state-issued ID is necessary.
⇒ Income: Reliable income from full-time employment or self-employment.
⇒ Income documentation: Applicant may need to provide income documentation, such as pay stubs or bank statements.
⇒ Checking account: An active checking account in the applicant’s name.
⇒ Contact information: Applicant must provide a valid home and work phone number.
⇒ Email address: A valid email address for communication purposes.
• Company Name: – BadCreditLoans.com (Great, LLC)
• Loan Type: – Personal Installment Loans
• State: – Illinois
• Serviced As: – Lender Connecting Service (Not a Direct Lender)
• Minimum Amount: – $500
• Maximum Amount: – $10,000
• Loan Term: – 3 months to 6 years
• Funding Time: – As quick as the next business day* (Varies by the lender)
• APR range: – 5.99% – 35.99%* (The requirements may vary depending on the lender and state regulations.)
• Fees: – The borrower will be disclosed all loan fees by the lender.
Your lender or financial service providers will solely determine the loan term, fees, and interest rates.
APR Range Example
$2,000 loan at 15.9% APR = $181.37/month for 12 months ($2176.39 total)
Explore Credit is currently not funding loans in Illinois.
Explore Credit is a direct tribal lender that specializes in short-term installment loans. They provide flexible borrowing options in Illinois, offering loan amounts ranging from $300 to $2,000. As a tribal lender, Explore Credit operates under the governance of Native American tribe reservations, ensuring compliance with tribal laws and regulations.
APR Range
Undisclosed
Min. Credit Score
None
Repayment Terms
Up to 9 Months
Funding Time
Following working day*
⇒ Minimum age requirement: Applicants must be 18 years old to apply.
⇒ Citizenship status: Must be a U.S. citizen or permanent resident.
⇒ Bank account: An active checking account is necessary for fund disbursement.
⇒ Income verification: Proof of income is required to assess repayment capability.
⇒ Contact information: Valid email address and phone number are needed for communication.
⇒ Identification documents: Social Security number and government-issued ID or driver’s license are essential for verification.
• Company Name: – Explore Credit
• Loan Type: – Short-term Installment Loans Online
• State: – Illinois
• Serviced As: – Tribal Lender
• Minimum Amount: – $300
• Maximum Amount: – $2,000
• Loan Term: – Up to 9 months
• Funding Time: – Same business day or following business day
• APR range: – Undisclosed (APR) varies depending on the amount and term.
• Fees: – No prepayment penalty or hidden fees
Disclaimer
Caution: Tribal lenders operate under tribal laws within the Native American Tribe reservations, which may differ from state and federal laws. It's important to note that tribal lenders may not be subject to state or federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional licensed lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.
MaxLend is currently not funding loans in Illinois.
MaxLend is a tribal lender and a reliable source for quick and flexible funding options, offering hassle-free online short-term installment loans up to $3,000 in Illinois. Operating under the legal structure of Native American tribe reservations, MaxLend adheres to tribal laws and regulations, a unique and trustworthy borrowing solution.
APR Range
471.78% to 841.45%*
Min. Credit Score
None
Repayment Terms
9 months to 18 months
Funding Time
Same day or next business day*
⇒ Eligibility criteria include being at least 18 years old and a U.S. citizen or permanent resident.
⇒ An active checking account and meeting income requirements.
⇒ Applicant should not be currently in or planning to file for bankruptcy.
⇒ Provide a valid Social Security number or ITIN for verification.
⇒ A stable and verifiable source of income, such as employment or government benefits.
⇒ Valid contact information, including an email address and phone number, is needed for communication.
⇒ Proof of identity like a driver’s license or state-issued ID.
• Company Name: – MaxLend (Uetsa Tsakits, Inc)
• Loan Type: – Online Short-Term Installment Loans
• State: – Illinois
• Serviced As: – Direct Tribal Lender
• Minimum Amount: – $100
• Maximum Amount: – $3,000
• Loan Term: – 9 to 18 months
• Funding Time: – Same or next working day.
• APR range: – 471% to 842%* (APR) varies on loan duration and loan amount borrowed.
• Fees: – No prepayment penalties
Disclaimer
MaxLend is an economic development arm and instrumentality of the Mandan, Hidatsa, and Arikara Nation, a federally-recognized sovereign American Indian Tribe. As a result, if you decide to do business with MaxLend, any dispute resolution process will be governed by Tribal law. Since MaxLend is owned by three federally recognized sovereign American Indian Tribes, it is not subject to suit or service of process. This implies that your potential forums for dispute resolution will be limited. If you are uncomfortable doing business with a sovereign instrumentality that cannot be sued in court, MaxLend recommends considering alternative services.
CashUSA.com is an online lender connecting platform that connects borrowers with a vast network of lenders and loan providers in Illinois, offering personal installment loans ranging from $500 to $10,000. With a quick and secure application process, CashUSA.com aims to provide convenient access to funds for various financial needs.
APR Range
5.99% – 35.99%*
Min.Credit Score
None
Repayment Terms
3 months to 72 months
Funding Time
1 to 2 business days*
⇒ Eligibility requires being at least 18 years old and a U.S. citizen or permanent resident.
⇒ An active and valid checking account under your name is essential.
⇒ Demonstrating a steady source of income and a minimum 90-day employment history is necessary.
⇒ Providing accurate contact details, including a valid email address, phone number, and residential address, is required for communication purposes.
• Company Name: – CashUSA.com
• Loan Type: – Online Installment Loans
• State: – Illinois
• Serviced As: – Lender Connecting Service (Not a Direct Lender)
• Minimum Amount: – $500
• Maximum Amount: – $10,000
• Loan Term: – 3 Months to 6 years
• Funding Time: – As soon as the following working day (depending on the lender)
• APR range: – 5.99% -35.99% (Varies on the lender)
• Fees: – The origination fee, as well as any other fees, are fully at the discretion of the lender.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
APR Range Example
$3000 loan at 20.9% APR = $154.01/month for 24 months ($3696.24 total)
Fundsnationwide.com is a lender connecting service that connects borrowers with direct lenders and lending partners in Illinois who offer personalized loan options ranging from $100 to $5,000. They specialize in providing access to online installment loans for individuals with credit challenges. With their extensive network of lenders, borrowers can conveniently find the right installment loan option that suits their needs.
APR Range
Varies
Min. Credit Score
None
Repayment Terms
Varies
Funding Time
As soon as next business day*
⇒ Age: You must be 18 years old to qualify for a loan.
⇒ Bank account: A valid and active bank account is necessary to receive the loan funds securely.
⇒ Citizenship: You must be either a U.S. citizen or a permanent resident.
⇒ Income: It is essential to have a consistent source of income that meets the minimum monthly income requirement.
⇒ Contact info: You must provide accurate and up-to-date contact details, including a valid phone number and email address.
⇒ Income verification: The lender may require documentation to verify your income, such as employment verification or bank statements, ensuring your ability to repay the loan.
• Company Name: – Fundsnationwide.com
• Loan Type: – Installment Loans
• State: – Illinois
• Serviced As: – Lender Connecting Platform
• Minimum Amount: – $100
• Maximum Amount: – $5,000
• Loan Term: – Varies*
• Funding Time: – Following business day*
• APR range: – The lender’s policies and state regulations determine the Annual Percentage Rates (APRs), which can vary.
• Fees: – The lender would disclose any associated fees.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
ZocaLoans is currently not funding loans in Illinois.
ZocaLoans is a direct tribal lender that provides short-term installment loans up to $1500 in Illinois. With a seamless online application process and fast funding, borrowers can quickly receive the financial assistance they need. ZocaLoans operates within the legal framework of the Native American tribe reservation, following tribal laws and regulations to ensure a secure lending experience for borrowers.
APR Range
Up to 795%*
Min Credit Score
None
Repayment Terms
Up to 6 Months
Funding Time
As fast as next business day*
⇒ Applicant must be at least 18 to be eligible for a loan.
⇒ A valid driver’s license is required for identification purposes during the application.
⇒ Active checking account details with ABA routing numbers and debit card information.
⇒ Accurate and up-to-date contact information, including phone number and email address, for effective communication during the application process.
⇒ Income or employment verification may be requested as part of the assessment for loan eligibility.
• Company Name: – ZocaLoans (Rosebud Lending)
• Loan Type: – Short-term Installment Loans
• State: – Illinois
• Serviced As: – Tribal Lender
• Minimum Amount: – $200
• Maximum Amount: – $1,500
• Loan Term: – Up to 6 Months
• Funding Time: – As quick as same day or next business day*
• APR range: – Up to 795%* (APR) varies on loan amount and term
• Fees: – No prepayment penalty
NSF fee of $25* and Late fee of $25* may apply.
Disclaimer
Caution: Tribal lenders operate under tribal law, which may differ from state and federal law. It's important to note that they are not subject to federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as other state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.
Find a direct lender or a lending platform in your state.
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Disclaimer:
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