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BadCreditLoans.com is the go-to lender connecting service and the ultimate solution for Idaho residents having credit difficulties. They provide a streamlined and hassle-free experience to find installment loans ranging from $500 to $10,000 through their vast network of direct lenders and lending partners. Whether you require funds for an emergency, debt consolidation, or other financial needs, you can find the solution that fits your situation.
APR Range
5.99% – 35.99%*
Min. Credit Score
None
Repayment Terms
3 months to 72 months
Funding Time
Following working day*
⇒ Applicant must be at least 18 years old to apply.
⇒ Legal documentation verifying citizenship or permanent residency is required.
⇒ A valid driver’s license or state-issued ID is necessary.
⇒ Reliable income from full-time work or self-employment is a must.
⇒ Proof of income, such as pay stubs or bank statements, is required.
⇒ Applicant must possess a checking account in their name.
⇒ Contact information, including home and work phone numbers, is necessary.
⇒ A valid email address is required for communication.
• Company Name: – BadCreditLoans.com (Great, LLC)
• Loan Type: – Installment Loans
• State: – Idaho
• Serviced As: – Lender Connecting Service (Not a Direct Lender)
• Minimum Amount: – $500
• Maximum Amount: – $10,000
• Loan Term: – 3 months to 6 years
• Funding Time: – As quick as the next business day* (Varies by the lender)
• APR range: – 5.99% – 35.99%* (The requirements may vary depending on the lender and state regulations.)
• Fees: – The lender will determine and disclose any fees associated with the loan.
Your lender or financial service providers will solely determine the loan term, fees, and interest rates.
APR Range Example
$3,600 loan at 18.9% APR = $331.59/month for 12 months ($3979.08 total)
ExploreCredit.com is a direct tribal lender that provides access to installment loans ranging from $300 to $2,000 in Idaho. With a strong emphasis on flexibility, they accommodate borrowers with varying financial requirements. ExploreCredit.com adheres to tribal laws and regulations and operates within the legal framework of Native American tribe reservations. Their user-friendly online platform simplifies the application process, allowing borrowers to access funds efficiently.
APR Range
Undisclosed
Min. Credit Score
None
Repayment Terms
Up to 9 Months
Funding Time
Next business day*
⇒ Age: You must be at least 18 years old to apply for a loan.
⇒ Citizenship: You must be a U.S. citizen or permanent resident to apply for a loan.
⇒ Bank account: You must have an active checking account to apply for a loan.
⇒ Income: You must provide proof of income to verify your ability to repay the loan.
⇒ Contact information: You must provide a valid email address and phone number.
⇒ Identification: You must provide your Social Security number and a government-issued ID or driver’s license for identity verification.
• Company Name: – Explore Credit
• Loan Type: – Short-term Installment Loans
• State: – Idaho
• Serviced As: – Tribal Lender
• Minimum Amount: – $300
• Maximum Amount: – $2,000
• Loan Term: – Up to 9 months
• Funding Time: – Same day or next working day
• APR range: – Undisclosed (APR) varies depending on the amount and term.
• Fees: – No prepayment penalties
Disclaimer
Caution: Tribal lenders operate under tribal laws within the Native American Tribe reservations, which may differ from state and federal laws. It's important to note that tribal lenders may not be subject to state or federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional licensed lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.
MaxLend is a tribal lender that provides online installment loans up to $3,000 in Idaho, following tribal laws and regulations. MaxLend operates within the legal structure established by Native American tribe reservations, ensuring a secure lending experience for borrowers.
APR Range
471.78% to 841.45%*
Min. Credit Score
None
Repayment Terms
9 to 18 months
Funding Time
Same or following business day*
⇒ Be at least 18 years old and a U.S. citizen or permanent resident.
⇒ Have an active checking account and meet minimum income requirements.
⇒ Not be in bankruptcy or planning to file for bankruptcy.
⇒ Have a valid Social Security number or ITIN.
⇒ Have a steady and reliable source of income, such as full-time or part-time employment, self-employment, or government benefits.
⇒ Provide a valid email address and phone number.
⇒ Provide proof of identity, such as a driver’s license or state-issued ID.
• Company Name: – MaxLend (Uetsa Tsakits, Inc)
• Loan Type: – Online Short-Term Installment Loans
• State: – Idaho
• Serviced As: – Tribal Loan Lender
• Minimum Amount: – $100
• Maximum Amount: – $3,000
• Loan Term: – 9 to 18 months
• Funding Time: – Same or next business banking day funding
• APR range: – 471% to 842%* (APR) varies on loan duration and loan amount borrowed.
• Fees: – No prepayment penalty
Disclaimer
MaxLend is an economic development arm and instrumentality of the Mandan, Hidatsa, and Arikara Nation, a federally-recognized sovereign American Indian Tribe. As a result, if you decide to do business with MaxLend, any dispute resolution process will be governed by Tribal law. Since MaxLend is owned by three federally recognized sovereign American Indian Tribes, it is not subject to suit or service of process. This implies that your potential forums for dispute resolution will be limited. If you are uncomfortable doing business with a sovereign instrumentality that cannot be sued in court, MaxLend recommends considering alternative services.
CashUSA.com is an online lender connecting service that connects borrowers in Idaho with a network of direct lenders and lending partners, offering a range of installment loan options from $500 to $10,000. It provides a convenient and streamlined process for individuals seeking online loans to meet their financial requirements.
APR Range
5.99% – 35.99%*
Min.Credit Score
None
Repayment Terms
3 to 72 months
Funding Time
1 to 2 working days*
⇒ Be at least 18 years old and a U.S. citizen or permanent resident.
⇒ Have a valid and active checking account in your name.
⇒ Have a consistent source of income and have been employed for at least 90 days.
⇒ Provide a valid email address, phone number, and residential address for communication purposes.
• Company Name: – CashUSA.com
• Loan Type: – Online Installment Loans
• State: – Idaho
• Serviced As: – Lender Connecting Marketplace (Not a Direct Lender)
• Minimum Amount: – $500
• Maximum Amount: – $10,000
• Loan Term: – 3 Months to 72 Months
• Funding Time: – As soon as the following working day (depending on the lender)
• APR range: – 5.99% -35.99% (Varies on the lender)
• Fees: – The origination fee, along with all other charges, is entirely subject to the lender’s discretion.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
APR Range Example
$3200 loan at 17.9% APR = $159.60/month for 24 months ($3830.40 total)
OppLoans is a reputed loan facilitator and well-established source to access personal installment loans in Idaho. Borrowers can obtain up to $4,000 through its extensive lending partner network. These loans are expertly serviced by OppLoans and funded by its reliable and established lending partners. Count on OppLoans to provide you with a dependable borrowing solution tailored to your needs, ensuring convenience and peace of mind with Idaho installment loans.
APR Range
Up to 160%*
Min.Credit Score
550+
Repayment Terms
9 to 18 Months
Funding Time
1 to 3 working days*
⇒ Be at least 18 years old
⇒ Have an active and valid checking or savings account
⇒ Be a U.S. citizen or permanent resident
⇒ Have a verifiable and steady income source
⇒ Provide valid government-issued identification
⇒ Provide contact information, including a valid email address and phone number.
• Company Name: – OppLoans (Opportunity Financial, LLC)
• Loan Type: – Online Personal Installment Loans
• State: – Idaho
• Serviced As: – Loan Facilitator (Loans are approved, underwritten, and funded by its lending partners while serviced by OppLoans.)
• Minimum Amount: – $500
• Maximum Amount: – $4,000
• Loan Term: – 9 to 18 Months
• Funding Time: – 1 to 3 business days
• APR range: – Up to 160% (APR) may vary depending on the loan amount, term, and creditworthiness.
• Fees: – No prepay penalties
APR Range Example
$3,000 at 160% APR = $514.60/month for 12 months ($6175.20 total)
HonestLoans.net operates as a lender connecting platform, facilitating connections between borrowers in Idaho and a diverse network of direct lenders and loan providers. HonestLoans offers a range of online installment loan options spanning from $200 to $50,000, providing borrowers the flexibility to find a suitable financing solution for their needs.
APR Range
Varies
Min. Credit Score
None
Repayment Terms
Varies
Funding Time
1 to 2 business days
⇒ Age: You must be of legal age, at least 18 years, to apply for a loan.
⇒ Bank account: You must have a bank account that is in good standing to receive the loan funds.
⇒ Citizenship: You must be a U.S. citizen or permanent resident to apply for a loan.
⇒ Income: You must have a steady income, meeting the $800 monthly income that can support the loan payments.
⇒ Contact information: You must provide contact information, a valid phone number, and an email address. So that the lender can reach you if necessary.
⇒ Income verification: The lender may require proof of income, such as employment verification or bank statements.
• Company Name: – HonestLoans.net
• Loan Type: – Installment Loans & Personal Loans Online
• State: – Idaho
• Serviced As: – Lender Connecting Service
• Minimum Amount: – $200
• Maximum Amount: – $50,000
• Loan Term: – Up to 72 months*
• Funding Time: – 1 to 2 working days*
• APR range: – The Annual Percentage Rates (APRs) vary depending on the policies of the lender and the regulations of the state.
• Fees: – The lender would disclose any associated fees.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
ZocaLoans is a direct tribal lender that offers short-term installment loans up to $1500 in Idaho. They provide a seamless online application process and fast funding, all in compliance with tribal laws and regulations on a Native American tribe reservation.
APR Range
Up to 795%*
Min. Credit Score
None
Repayment Terms
Up to 6 Months
Funding Time
Following working day*
⇒ Be at least 18 years old.
⇒ Have a valid driver’s license.
⇒ Have an active checking account with an ABA, routing number, and debit card information.
⇒ Provide contact information, such as a current telephone number and email address.
⇒ May need to verify your income or employment during the application process.
• Company Name: – ZocaLoans (Rosebud Lending)
• Loan Type: – Short-term Installment Loans
• State: – Idaho
• Serviced As: – Direct Tribal Lender
• Minimum Amount: – $200
• Maximum Amount: – $1,500
• Loan Term: – Up to 6 Months
• Funding Time: – As quick as same business day or next business day*
• APR range: – Up to 795%* (APR) varies on loan amount and term
• Fees: – No prepayment penalties
NSF fee of $25* and Late fee of $25* may apply.
Disclaimer
Caution: Tribal lenders operate under tribal law, which may differ from state and federal law. It's important to note that they are not subject to federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as other state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.
Jora Credit is a licensed direct lender regulated by the Idaho Department of Finance. They offer flexible installment loans to individuals in Idaho, with loan amounts ranging from $500 to $4,000. Jora provides a reliable and convenient lending solution for people who require financial assistance and adheres to state regulations and consumer protection laws to ensure transparency and fairness for borrowers.
APR Range
Up to 350%*
Min. Credit Score
None
Repayment Terms
Up to 33 Months
Funding Time
Same or following business day*
⇒ Minimum age requirement of 18 years old.
⇒ U.S. citizen or permanent resident residing in Idaho.
⇒ Employment or proven source of income.
⇒ Valid email address for communication.
⇒ Active and acceptable checking account for loan transactions.
• Company Name: – Jora (Jora Credit)
• Loan Type: – Unsecured Installment Loans Online
• State: – Idaho
• Serviced As: – Direct State-Licensed Lender
• Minimum Amount: – $500
• Maximum Amount: – $4,000
• Loan Term: – Up to 33 Months
• Funding Time: – Same or next business day, depending on the time the loan is acquired.
• APR range: – Up to 350%*
• Fees: – No prepayment fees, no late fees, no origination fees.
APR Range Example
$1,800 at 241% APR = $365.13/month for 24 months ($8,762.11 total)
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