Are you searching for installment loans in Minnesota? DirectLendersList is here to help you find the perfect loan that meets your financial requirements. Our platform lets you compare top direct lenders and loan marketplaces, ensuring you receive the most favorable deal. At DirectLendersList, you can conveniently compare multiple loan options and discover the perfect lender that caters to your specific requirements with a seamless borrowing experience, so you can quickly obtain the funds you need. For the best Minnesota installment loans, DirectLendersList is the perfect platform that enables you to compare lenders, lending platforms, and lender-connecting services.
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FundsNationwide.com is a reliable loan marketplace for accessing installment loans in Minnesota. With a vast network of direct lenders and lending partners, they offer loan options tailored to your specific needs, ranging from $100 to $5,000. Experience the convenience of their user-friendly platform and secure the financial support you require for your unique needs and circumstances.
APR Range
Varies
Min. Credit Score
None
Repayment Terms
Varies
Funding Time
As fast as next business day*
⇒ Eligibility requires being at least 18 years old.
⇒ An active bank account is necessary for secure fund transfers.
⇒ Only U.S. citizens or permanent residents are eligible to apply.
⇒ Demonstrating a consistent and reliable source of income is essential, meeting the minimum monthly income requirement of $1000.
⇒ Provide accurate and up-to-date contact information, including a phone number and email address.
⇒ Be willing to provide income documentation to the lender as part of the application process to assess your ability to repay the loan.
• Company Name: – Fundsnationwide.com
• Loan Type: – Installment Loans
• State: – Minnesota
• Serviced As: – Lender Connecting Service
• Minimum Amount: – $100
• Maximum Amount: – $5,000
• Loan Term: – Varies*
• Funding Time: – Next business day*
• APR range: – The lender’s policies and state regulations determine the Annual Percentage Rates (APRs), which may vary.
• Fees: – The lender would disclose any associated fees.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
Explore Credit is a reputable provider of short-term installment loans in Minnesota, providing a seamless online application process with loan amounts from $300 to $2,000. As a direct tribal lender, they adhere to tribal laws and regulations and operate within the legal framework of Native American tribe reservations, ensuring a secure and efficient lending process for borrowers in need.
APR Range
Undisclosed
Min. Credit Score
None
Repayment Terms
Up to 9 Months
Funding Time
Next working day*
⇒ To be eligible, you must be at least 18 years of age.
⇒ To apply, you must be either a citizen of the United States or a permanent resident.
⇒ Having an active checking account is required for ACH transfers.
⇒ Proof of income to evaluate the ability to repay.
⇒ Provide correct contact details, including your email address and phone number.
⇒ Must provide valid identification documents, such as a Social Security number and a government-issued ID or driver’s license.
• Company Name: – Explore Credit
• Loan Type: – Online Short-term Installment Loans
• State: – Minnesota
• Serviced As: – Tribal Lender
• Minimum Amount: – $300
• Maximum Amount: – $2,000
• Loan Term: – Up to 9 months
• Funding Time: – Same day or next business day
• APR range: – Undisclosed (APR) varies depending on the amount and term.
• Fees: – No prepayment penalty
Disclaimer
Caution: Tribal lenders operate under tribal laws within the Native American Tribe reservations, which may differ from state and federal laws. It's important to note that tribal lenders may not be subject to state or federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional licensed lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.
BadCreditLoans.com is a lender connection service that aims to assist individuals in Minnesota by connecting them with a broad network of lenders and loan providers. They offer personal installment loans that range from $500 to $10,000. Focusing on transparency and ease, they provide a simplified application process that ensures a smooth borrowing environment. This makes it easier for individuals with less-than-perfect credit to find the best financing solution for their needs.
APR Range
5.99% – 35.99%*
Min. Credit Score
None
Repayment Terms
3 months to 6 years
Funding Time
Next business day*
⇒ Age Requirement: Applicant must be at least 18 or above.
⇒ Citizenship Status: Proof of U.S. citizenship or permanent residency.
⇒ Identification: To verify your identity, you must present a driver’s license or a valid state-issued ID.
⇒ Income Stability: A consistent and reliable source of income from self-employment or full-time employment is needed.
⇒ Income Verification: The lender may ask for supporting documents like pay stubs or bank statements to verify income.
⇒ Active Bank Account: An active checking account in the applicant’s name.
⇒ Contact Details: Valid home and work phone numbers for effective communication.
⇒ Email Address: You must provide a valid email address for timely updates and communication.
• Company Name: – BadCreditLoans.com (Great, LLC)
• Loan Type: – Unsecured Installment Loans
• State: – Minnesota
• Serviced As: – Lender Connection Service (Not a Direct Lender)
• Minimum Amount: – $500
• Maximum Amount: – $10,000
• Loan Term: – 3 months to 72 months
• Funding Time: – As soon as next business day* (Varies by the lender)
• APR range: – 5.99% – 35.99%* (The requirements may vary depending on the lender and state regulations.)
• Fees: – The lender will disclose all loan fees to the borrower.
Your lender or financial service providers will solely determine the loan term, fees, and interest rates.
APR Range Example
$2,500 loan at 18.9% APR = $230.27/month for 12 months ($2763.26 total)
CashUSA.com is a trusted online lender connecting platform that links borrowers to a vast network of reputable direct lenders and loan providers in Minnesota. Offering installment loans ranging from $500 to $10,000, CashUSA.com provides a reliable and beneficial solution for those needing financial assistance, ensuring clarity and customer satisfaction throughout the lending process.
APR Range
5.99% – 35.99%*
Min.Credit Score
None
Repayment Terms
Up to 6 years
Funding Time
1 to 2 business days*
⇒ To qualify, the applicant must meet the minimum age requirement of 18 years and be a U.S. citizen or a permanent resident.
⇒ To proceed, the applicant must have an active and valid checking account in their name.
⇒ Must have a stable source of income from either a full-time job or self-employment. A minimum employment history of 90 days is required.
⇒ Provide precise contact details, including a valid email address, phone number, and residential address.
• Company Name: – CashUSA.com
• Loan Type: – Installment Loans Online
• State: – Minnesota
• Serviced As: – Lender Connecting Marketplace (Not a Direct Lender)
• Minimum Amount: – $500
• Maximum Amount: – $10,000
• Loan Term: – 3 months to 72 months
• Funding Time: – As quick as the following business day (depending on the lender)
• APR range: – 5.99% -35.99% (Varies on the lender)
• Fees: – The lender has complete discretion over the origination fee, as well as any other fees.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
APR Range Example
$4000 loan at 26.9% APR = $217.32/month for 24 months ($5215.65 total)
OppLoans operates as a loan facilitator in Minnesota, facilitating borrowers to obtain personal installment loans up to $4,000 through their network of lending partners. They provide a reliable financing solution for individuals dealing with unforeseen expenses or financial difficulties, making them a preferred choice between borrowers with various credit backgrounds. The loans are serviced by OppLoans and funded by their lending partners.
APR Range
Up to 160%*
Min.Credit Score
550+
Repayment Terms
9 to 18 Months
Funding Time
1 to 3 working days*
⇒ Age Eligibility: To qualify, the applicant must be at least 18 years old or above.
⇒ Banking Requirement: An active checking or savings account under the applicant’s name is an absolute requirement.
⇒ Citizenship or Residency: Applicant must be U.S. citizen or hold permanent residency status.
⇒ Stable Income: Having a reliable and stable income source is essential.
⇒ Identification: A valid government-issued ID is an absolute requirement for identity verification.
⇒ Contact Details: Provide valid and up-to-date contact info, including email and phone number.
• Company Name: – OppLoans (Opportunity Financial, LLC)
• Loan Type: – Personal Installment Loans
• State: – Minnesota
• Serviced As: – Loan servicer (Loans are approved, underwritten, and funded by its lending partners while serviced by OppLoans.)
• Minimum Amount: – $500
• Maximum Amount: – $4,000
• Loan Term: – 9 months to 18 months
• Funding Time: – 1 to 3 business days
• APR range: – Up to 160% (APR) may vary depending on the loan amount, loan term, and creditworthiness.
• Fees: – No prepayment penalties
APR Range Example
$1200 at 160% APR = $205.84/month for 12 months ($2470.04 total)
HonestLoans.net acts as a reliable lender connecting platform, providing access to a broad network of reputable direct lenders in Minnesota. Whether you need a payday, personal, or installment loan, they provide loans ranging from $200 to $50,000, offering borrowing options that are adaptable to fit your financial requirements. Experience a convenient and straightforward process to explore suitable loan options through Honest Loans.
APR Range
Varies
Min Credit Score
None
Repayment Terms
Varies
Funding Time
1 to 2 business days*
⇒ Applicant must meet the minimum age requirement of 18 years.
⇒ Must be a U.S. citizen or permanent resident.
⇒ Must hold an active checking account.
⇒ Prove a stable source of income.
⇒ Income verification documents may be required.
⇒ Meet the specified minimum monthly income requirement of $800.
⇒ Provide correct contact details, including a valid phone number and email address.
• Company Name: – HonestLoans.net
• Loan Type: – Payday Loans, Installment Loans & Personal Loans
• State: – Minnesota
• Serviced As: – Lender Connection Service
• Minimum Amount: – $200
• Maximum Amount: – $50,000
• Loan Term: – Up to 6 years*
• Funding Time: – 1 to 2 working days*
• APR range: – The Annual Percentage Rates (APRs) can differ based on the policies of the lender and the regulations of the state.
• Fees: – The lender will disclose about any fees associated with the loan.
The loan term, fees, and interest rates are determined solely by your lender or lending partner.
ZocaLoans is a tribal lender that provides short-term installment loans in Minnesota. With loan amounts ranging from $200 to $1,500, ZocaLoans offers a quick and convenient solution for unexpected financial needs. As a direct tribal lender, ZocaLoans operates under the laws and regulations of Native American tribe reservations.
APR Range
Up to 795%*
Min Credit Score
None
Repayment Terms
Up to 6 Months
Funding Time
As soon as next business day*
⇒ Age Requirement: You must be 18 years of age or older.
⇒ Identity Verification: A valid government-issued ID, such as a driver’s license.
⇒ Banking Information: An active checking account with ABA routing numbers and debit card details is required.
⇒ Contact Details: For effective communication, you must provide accurate contact information, including a valid phone number and email address.
⇒ Income Validation: You may need to provide proof of income or employment as part of the loan eligibility evaluation.
• Company Name: – ZocaLoans (Rosebud Lending)
• Loan Type: – Short-term Installment Loans
• State: – Minnesota
• Serviced As: – Direct Tribal Lender
• Minimum Amount: – $200
• Maximum Amount: – $1,500
• Loan Term: – Up to 6 Months
• Funding Time: – As quick as same or following business day*
• APR range: – Up to 795%* (APR) varies on loan amount and term
• Fees: – No prepayment penalties
NSF fee of $25* and Late fee of $25* may apply.
Disclaimer
Caution: Tribal lenders operate under tribal law, which may differ from state and federal law. It's important to note that they are not subject to federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as other state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.
