Direct Personal Loan Lenders & Lending Platforms In California
Upgrade is a lending platform offers access to personal loans and personal credit line in California. All loans are issued by WebBank, member FDIC, WebBank is a lender for all loans originated through Upgrade.
Loan Amount :- $1,000 to $50,000
APR Range :- 7.99% – 35.89%*
Loan Term Range :- 36 months or 60 months*
Origination Fee :- 1.5% to 6%* (Deducted from the loan proceeds)
Credit Score :- 620 or above
UpStart is a peer to peer online lending platform provides access to unsecured personal loans in California. All loans originated through the UpStart platform are made by UpStart powered and partnered lenders.
Loan Amount :- $1,000 to $50,000
APR Range :- 8.16% – 35.99%*
Loan Term :- 3 years to 5 years*
Origination Fee :- 0% – 8% of the amount borrowed*
Credit Score :- 620 or Above
Social Finance(SOFI) is a peer to peer lender provides access to personal loans in California, licensed by Department of Business Oversight under the California Financing Law.
Loan Amount :- $5000 – $100,000
APR Range :- 7.08% – 15.37%*
Loan Term :- 3 years to 7 years*
Origination Fee :- No Origination Fees
Credit Score :- 640 or above
Lending Point is a direct lender based in Atlanta provides access to flexible and affordable personal loans, licensed by the California Department of Business Oversight.
Loan Amount :- $2,000 to $25,000
APR Range :- 15.49% – 34.99%*
Loan Term :- 24 to 48 Months
Origination Fee :- 0% to 6%* (Based on state of residence)
Credit Score :- 600 or Above
Avant is an online lending platform provides access to personal loans in California. All Avant branded credit products are issued by WebBank, a Utah-chartered industrial bank, member FDIC.
Loan Amount :- $2,000 – $35,000
APR Range :- 9.95% – 35.99%*
Loan Term :- 24 months to 60 months
Administration Fee Range :- 0.00% – 4.75%*
Credit Score :- 580 or Above
OneMain Financial is a trusted direct lender and provides access to personal loans and auto loans in California. Licensed by the Department of Business Oversight.
Loan Amount :- Minimum $3000 up to $30,000*
APR Range :- 16.05% – 35.99%*
Loan Term :- 24, 36, 48 or 60 Months*
Credit Score :- 620 or above