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Direct Installment Loan Lenders in Mississippi

Looking for Mississippi installment loans? DirectLendersList can help you find the loan that best suits your requirements and financial situation. Compare top direct lenders and loan marketplaces to ensure you get the best possible deal. Our platform is easy to use and straightforward, making the process quick and hassle-free, so you can receive the funds you need in no time.

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Mississippi Installment Loans
Web Rating
3.5/5
Loan Amount:
$100 – $5,000

Funds Nationwide

FundsNationwide.com is a trusted online lender connecting service that provides access to online installment loans ranging from $100 to $5,000 in Mississippi, ensuring that even those facing credit challenges can find suitable financial assistance through their extensive network of direct lenders and lending partners. Experience a seamless and reliable borrowing experience with FundsNationwide, your one-stop destination for quick and convenient loans.

APR Range

Varies

Min. Credit Score

None

Repayment Terms

Varies

Funding Time

As fast as following business day*

Requirements

Applicant must be 18 years old to qualify for a loan.

An active and valid bank account for secure fund transfers.

Applicant must be a U.S. citizen or permanent resident.

Demonstrating a consistent source of income that meets the minimum requirement of $1000.

Provide valid contact details, including a phone number and email address.

The lender may request income documentation to assess your repayment capacity.

Details

• Company Name: – Fundsnationwide.com

• Loan Type: – Installment Loans

• State: – Mississippi

• Serviced As: – Lender Connecting Service

• Minimum Amount: – $100

• Maximum Amount: – $5,000

• Loan Term: – Varies*

• Funding Time: – Next business day*

• APR range: – The Annual Percentage Rates (APRs) are determined by the policies of the lender and state regulations, and may differ.

• Fees: – The lender would disclose any associated fees.

 

The loan term, fees, and interest rates are determined solely by your lender or lending partner.

Installment loans in Mississippi
Web Rating
3.7/5
Loan Amount:
$500 – $10,000

BadCreditLoans.com

BadCreditLoans.com is a reputable online lender connecting platform that provides access to personal installment loans online ranging from $500 to $10,000 in Mississippi through a wide network of lenders and loan providers willing to work with individuals with less-than-perfect credit. The application process is simple and transparent, making it easier to find suitable financing options.

APR Range

5.99% – 35.99%*

Min. Credit Score

None

Repayment Terms

3 months to 6 years

Funding Time

As soon as next working day*

Requirements

⇒ Minimum age requirement: Applicant must be at least 18 years old.

⇒ Citizenship status: Proof of U.S. citizenship or permanent residency is necessary.

⇒ Valid identification: A current driver’s license or state-issued ID is required.

⇒ Stable income: A reliable source of income from full-time employment or self-employment.

⇒ Income verification: Applicant may need to provide documentation such as pay stubs or bank statements.

⇒ Active bank account: An active checking account in the applicant’s name is required.

⇒ Contact details: Valid home and work phone numbers are required for communication.

⇒ Email address: A valid email address is necessary for communication purposes.

Details

• Company Name: – BadCreditLoans.com (Great, LLC)

• Loan Type: – Unsecured Personal Installment Loans Online

• State: – Mississippi

• Serviced As: – Lender Connecting Service (Not a Direct Lender)

• Minimum Amount: – $500

• Maximum Amount: – $10,000

• Loan Term: – 3 months to 72 months

• Funding Time: – Next business day* (Varies by the lender)

• APR range: – 5.99% – 35.99%* (The requirements may vary depending on the lender and state regulations.)

• Fees: – The borrower will be disclosed all loan fees by the lender.

 

Your lender or financial service providers will solely determine the loan term, fees, and interest rates.

APR Range Example

$3,000 loan at 15.9% APR = $272.05/month for 12 months ($3264.60 total)

Mississippi Direct Tribal Loan Lenders Online
Web Rating
3/5
Loan Amount:
$300 – $2,000

Explore Credit

Explore Credit is a direct tribal lender that offers short-term installment loans ranging from $300 to $2,000 in Mississippi. They aim to make borrowing money simple and accessible by utilizing a user-friendly interface and an efficient application process. Explore Credit adheres to tribal laws and regulations on Native American tribe reservations, ensuring borrowers have a safe lending experience.

APR Range

Undisclosed

Min. Credit Score

None

Repayment Terms

Up to 9 Months

Funding Time

Next working day*

Requirements

⇒ Age Requirement: Applicant must be 18 years old to apply.

⇒ Citizenship Status: Must be a U.S. citizen or permanent resident.

⇒ Bank Account: An active checking account for ACH transfers.

⇒ Income Verification: Proof of income to assess repayment ability.

⇒ Contact Information: Valid email address and contactable phone number.

⇒ Identification Documents: Social Security number and government-issued ID or driver’s license.

Details

• Company Name: – Explore Credit 

• Loan Type: – Online Short-term Installment Loans

• State: – Mississippi

• Serviced As: – Tribal Lender | Installment Loans

• Minimum Amount: – $300

• Maximum Amount: – $2,000

• Loan Term: – Up to 9 months 

• Funding Time: – Same business day or next business day

• APR range: – Undisclosed (APR) varies depending on the amount and term.

• Fees: – No prepayment penalties

Disclaimer

Caution: Tribal lenders operate under tribal laws within the Native American Tribe reservations, which may differ from state and federal laws. It's important to note that tribal lenders may not be subject to state or federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional licensed lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.

Mississippi Installment loans Tribal Lenders
Web Rating
3/5
Loan Amount:
$100 – $3,000

MaxLend

MaxLend stands as a dependable tribal lender, providing seamless online short-term installment loans to individuals in need of quick financial assistance, with loan amounts ranging from $100 to $3,000 in Mississippi. Committed to adhering to tribal laws and regulations under the governance of Native American tribe reservations, MaxLend offers quick and flexible funding options, making it a reliable and unique borrowing choice.

APR Range

471.78% to 841.45%*

Min. Credit Score

None

Repayment Terms

9 to 18 months

Funding Time

Same business day or following business day*

Requirements

To qualify, the applicant must meet the minimum age requirement of 18 years and be either a U.S. citizen or a permanent resident.

An active checking account and meet the minimum income criteria.

Applicant should not have any ongoing or planned bankruptcy filings.

Valid Social Security number or ITIN is required.

A regular and verifiable source of income, such as employment or government benefits.

Valid and up-to-date contact details, including email addresses and phone numbers.

Proof of identity, such as a driver’s license or state-issued ID, will be requested for verification.

Details

• Company Name: – MaxLend (Uetsa Tsakits, Inc)

• Loan Type: – Short-Term Installment Loans

• State: – Mississippi

• Serviced As: – Direct Tribal Lender

• Minimum Amount: – $100

• Maximum Amount: – $3,000

• Loan Term: – 9 months to 18 months

• Funding Time: – Same or next working day.

• APR range: – 471% to 842%* (APR) varies on loan duration and loan amount borrowed.

• Fees: – No prepayment penalty

Disclaimer

MaxLend is an economic development arm and instrumentality of the Mandan, Hidatsa, and Arikara Nation, a federally-recognized sovereign American Indian Tribe. As a result, if you decide to do business with MaxLend, any dispute resolution process will be governed by Tribal law. Since MaxLend is owned by three federally recognized sovereign American Indian Tribes, it is not subject to suit or service of process. This implies that your potential forums for dispute resolution will be limited. If you are uncomfortable doing business with a sovereign instrumentality that cannot be sued in court, MaxLend recommends considering alternative services.

Mississippi Installment Loans Online Direct Lenders
Web Rating
3.4/5
Loan Amount:
$500 – $10,000

CashUSA.com

CashUSA.com is a reputable and trusted lender connecting service offering access to online installment loans ranging from $500 to $10,000 in Mississippi through its extensive network of direct lenders. Whether you need funds for an emergency or to cover unexpected expenses, CashUSA.com offers a straightforward and efficient application process to help you find the appropriate loan option.

APR Range

5.99% – 35.99%*

Min.Credit Score

None

Repayment Terms

3 months to 6 years

Funding Time

1 to 2 business days*

Requirements

Minimum eligibility criteria include being 18 years old or older and a U.S. citizen or permanent resident.

A valid and active checking account in your name is a fundamental requirement.

Consistent income from full-time employment or self-employment, along with a minimum employment history of 90 days, is necessary.

Accurate contact information, including a valid email address, phone number, and residential address, is mandatory for effective communication.

Details

• Company Name: – CashUSA.com 

• Loan Type: – Online Personal Installment Loans

• State: – Mississippi

• Serviced As: – Lender Connecting platform(Not a Direct Lender)

• Minimum Amount: – $500

• Maximum Amount: – $10,000

• Loan Term: – 3 Months to 72 Months

• Funding Time: – As quick as the following working day (depending on the lender)

• APR range: – 5.99% -35.99% (Varies on the lender)

• Fees: – The origination fee, as well as any other fees, are fully at the discretion of the lender.

 

The loan term, fees, and interest rates are determined solely by your lender or lending partner.

APR Range Example

$4000 loan at 20.9% APR = $205.35/month for 24 months ($4928.26 total)

Mississippi Personal Installment Loans
Web Rating
4.4/5
Loan Amount:
$500 – $4000

OppLoans (Opportunity Financial)

OppLoans operates as a loan servicer in Mississippi and helps individuals with less-than-perfect credit access personal installment loans up to $4,000 through a network of lending partners. Their user-friendly online application and quick funding make them a dependable choice. The loans are originated and funded by their lending partners and then serviced by OppLoans for a seamless borrowing experience.

APR Range

Up to 160%*

Min.Credit Score

550+

Repayment Terms

9 to 18 Months

Funding Time

1 to 3 business days*

Requirements

Eligibility criteria include being at least 18 years old.

Maintain an active checking or savings account in your name.

Applicants must be U.S. citizens or permanent residents.

Verifiable, stable, and reliable income source.

Valid government-issued identification is necessary for verification.

Ensure valid contact details, including an accurate email address and phone number.

Details

• Company Name: – OppLoans (Opportunity Financial, LLC)

• Loan Type: – Online Personal Installment Loan

• State: – Mississippi

• Serviced As: – Loan Facilitator (Loans are approved, underwritten, and funded by its lending partners while serviced by OppLoans.)

• Minimum Amount: – $500

• Maximum Amount: – $4,000

• Loan Term: – 9 Months to 18 Months

• Funding Time: – 1 to 3 business days

• APR range: – Up to 160% (APR) may vary depending on the loan amount, loan term, and creditworthiness.

• Fees: – No prepayment penalties

APR Range Example

$1000 at 160% APR = $171.53/month for 12 months ($2058.43 total)

List of Direct Lenders Installment Loans Online in Mississippi
Web Rating
3.1/5
Loan Amount:
$200 – $50,000

Honest Loans

HonestLoans.net operates as a trustworthy lender connecting platform, linking borrowers to a diverse group of reputable direct lenders in Mississippi. Their loan offerings range from $200 to $50,000, encompassing payday, personal, and installment loans to suit various financial requirements. HonestLoans.net aims to provide a straightforward and secure application process that prioritizes quick access to funds for those facing urgent financial situations.

APR Range

Varies

Min Credit Score

None

Repayment Terms

Varies

Funding Time

1 to 2 business days*

Requirements

⇒ Minimum Age Requirement: Applicant must be 18 years or older to be eligible for a loan.

⇒ Citizenship Status: To qualify, you must be a U.S. citizen or a permanent resident.

⇒ Banking Account: An active and valid checking account is required.

⇒ Stable Income Source: Borrowers need to demonstrate a consistent and reliable source of income.

⇒ Monthly Income Criteria: The applicant must meet the minimum monthly requirement of $800.

⇒ Accurate Contact Information: Provide a valid phone number and email address.

⇒ Income Verification: Lenders may request documents to verify the income.

Details

• Company Name: – HonestLoans.net

• Loan Type: – Payday Loans, Installment Loans & Personal Loans 

• State: – Mississippi

• Serviced As: – Lender Connection Service

• Minimum Amount: – $200

• Maximum Amount: – $50,000

• Loan Term: – Up to 6 years*

• Funding Time: – 1 to 2 working days*

• APR range: – The Annual Percentage Rates (APRs) can differ based on the lender’s policies and the state’s regulations.

• Fees: – The lender will disclose any fees related to the loan.

 

The loan term, fees, and interest rates are determined solely by your lender or lending partner.

Mississippi Direct Tribal Loan Lenders
Web Rating
3.2/5
Loan Amount:
$200 – $1,500

Zoca Loans

ZocaLoans is an established tribal lender providing convenient access to short-term installment loans up to $1500 in Mississippi. With a simple online application and quick funding process, borrowers can easily access the financial support they need. ZocaLoans operates under the governance of a Native American tribe reservation, ensuring strict adherence to their laws and regulations.

APR Range

Up to 795%*

Min Credit Score

None

Repayment Terms

Up to 6 Months

Funding Time

As soon as next business day*

Requirements

⇒ Age Requirement: You must be 18 or older to qualify for a loan.

⇒ Identification: A valid driver’s license is required for identity verification during the application.

⇒ Banking Details: An active checking account with ABA routing numbers and debit card information.

⇒ Contact Information: Provide accurate and current contact details, including a valid phone number and email address, to ensure smooth communication throughout the application process.

⇒ Income Verification: As part of the loan eligibility assessment, you may be asked to provide proof of income or employment.

Details

• Company Name: – ZocaLoans (Rosebud Lending)

• Loan Type: – Short-term Installment Loans

• State: – Mississippi

• Serviced As: – Tribal Lender

• Minimum Amount: – $200

• Maximum Amount: – $1,500

• Loan Term: – Up to 6 Months

• Funding Time: – As quick as same business day or following business day*

• APR range: – Up to 795%* (APR) varies on loan amount and term

• Fees: – No prepayment penalty

NSF fee of $25* and Late fee of $25* may apply.

Disclaimer

Caution: Tribal lenders operate under tribal law, which may differ from state and federal law. It's important to note that they are not subject to federal laws and regulations that protect consumers from predatory lending practices. Additionally, tribal lenders may have higher interest rates and fees than traditional lenders; borrowers should carefully review all loan terms and fees and understand their rights and recourse in case of disputes. Tribal lenders may not be subject to the same consumer protection regulations as other state-regulated and licensed lenders, so proceed cautiously and consider all options before borrowing from a tribal lender.

Direct Lender Installment Loans Mississippi
Web Rating
3.6/5
Loan Amount:
$600 – $2,400

Jora Credit

Jora Credit is a licensed direct lender approved and regulated by the Department of Banking and Consumer Finance. They specialize in providing online installment loans to Mississippi residents, ranging from $600 to $2,400. Jora Credit strongly emphasizes transparency and consumer protection, ensuring a trustworthy and convenient borrowing solution for those seeking financial assistance.

APR Range

Up to 290%*

Min Credit Score

None

Repayment Terms

Up to 11 Months

Funding Time

Same or next business day*

Requirements

Must be at least 18 years old to apply for a loan.

Applicant must be a U.S. citizen or permanent resident residing in Mississippi.

A stable employment or proven source of income is required.

Provide a valid email address.

Applicant must have an active and acceptable checking account.

Details

• Company Name: – Jora (Jora Credit)

• Loan Type: – Unsecured Installment Loans

• State: – Mississippi

• Serviced As: – State-Licensed Direct Lender

• Minimum Amount: – $600

• Maximum Amount: – $2,400

• Loan Term: – Up to 11 Months

• Funding Time: – Same or next business day, depending on the time the loan is acquired.

• APR range: – Up to 290%*

• Fees: – Pay off your loan early at any time with no prepayment penalty, no late fees, no origination fee or non-sufficient funds fees.

APR Range Example

$1,000 at 290% APR = $266.09/month for 11 months ($2,927.07 total)

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Tribal Lender

Tribal Installment Loan Lenders